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Old 19.09.2020, 21:55
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years of contributions and Pillar2

Hello,

For Pillar1 the year of contributions is a relevant factor for the amount of the pension one will have as a retiree.

For Pillar2 so far my understanding has been that the only relevant factor is the total amount at retirement age ( and a conversion % to monthly pension that pension funds use ). In that aspect the year of contributions per se should not matter, only the amounts contributed and the associated investment return.
However, I heard from an acquaintance that the number of contribution years do matter, ie same final amounts would get different treatments because of different number of contribution years, which is against how I perceived pillar2 to work until now. Is this accurate or my acquaintance's view of how Pillar2 works is wrong?
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