Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Thread Tools Display Modes
Prev Previous Post   Next Post Next
Old 06.10.2020, 13:18
Newbie 1st class
Join Date: Jun 2020
Location: St.gallen
Posts: 21
Groaned at 0 Times in 0 Posts
Thanked 7 Times in 5 Posts
Denis is considered knowledgeableDenis is considered knowledgeableDenis is considered knowledgeable
Car dealer has blocked me in ZEK register from taking any loan

Around two month ago I have found a nice used car from the small dealer.
We have applied for a loan and got an approval.
In the meantime my life situation has changed and I have changed my mind towards something less sporty and more practical.
As well other dealers did not ask for a 10% downpayment, only monthly installments.

I have called the dealer, asked for excuse, lost time, and inconvenience.
He has talked ok, but now he refuses to make a call and withdraw the credit inqiery. Just replies in WhatsApp- he is not in the country, or-do it your self, which is not possible.
This credit data is stored in ZEK until 06.2021
The Bank and ZEK refuses to delete this credit inquiry only from my call.
So I am blocked from buying any other car with a loan so far.

How can I protect my rights in this case?

Kind Regard,

Reply With Quote

loan, zek

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Can you register in the commercial register Fuzzhead Business & entrepreneur 5 17.02.2019 23:12
Taking longer than 14 days to register with Canton for Permit gbond Permits/visas/government 5 08.09.2017 12:48
De-Register Geneva ; Register Zurich peaky Permits/visas/government 8 07.11.2014 22:50
Swiss loan to cover US student loan & TAX accountant magicpau75 Finance/banking/taxation 0 12.02.2010 14:59

All times are GMT +2. The time now is 13:23.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0