Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #1  
Old 12.10.2020, 03:06
Newbie
 
Join Date: May 2014
Location: Villeneuve
Posts: 3
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
scorpio13 has become a little unpopular
Anybody had experience with Swissential?

Hello, my husband been approached by the advisor from Swissential offering investments into 3d pillar. I'm always skeptic about that kind of offers but would like to hear about any real experience/feedback/advise. Thanks!
Reply With Quote
  #2  
Old 12.10.2020, 07:32
roegner's Avatar
Moderately Dutch
 
Join Date: May 2011
Location: Zurich
Posts: 10,541
Groaned at 354 Times in 295 Posts
Thanked 12,781 Times in 6,085 Posts
roegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond reputeroegner has a reputation beyond repute
Re: Anybody had experience with Swissential?

No experience but it is a financial planning company so they will try to sell more than just pillar 3

https://swissential.com/

Our mission is to help our clients fully understand their options and take control of their financial future by providing the right answers to their questions, and helping them make informed, decisions.
Reply With Quote
This user would like to thank roegner for this useful post:
  #3  
Old 12.10.2020, 09:45
newtoswitz's Avatar
Forum Legend
 
Join Date: Jan 2010
Location: Rapperswil
Posts: 3,059
Groaned at 50 Times in 47 Posts
Thanked 3,611 Times in 1,648 Posts
newtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond reputenewtoswitz has a reputation beyond repute
Re: Anybody had experience with Swissential?

My view is simple - if they approach me they are immediately disqualified from getting my business, permanently.

Anyone who does cold calling is more likely to be pushy at all times and sell you stuff you don't really need.

And if you need a financial planner, ask for a recommendation generally, don't check up on a sample of one.
Reply With Quote
The following 7 users would like to thank newtoswitz for this useful post:
  #4  
Old 12.10.2020, 09:55
Forum Legend
 
Join Date: Oct 2014
Location: Nyon
Posts: 3,829
Groaned at 180 Times in 135 Posts
Thanked 5,075 Times in 2,407 Posts
bowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond reputebowlie has a reputation beyond repute
Re: Anybody had experience with Swissential?

Cold callers get the cold shoulder.
Reply With Quote
The following 6 users would like to thank bowlie for this useful post:
  #5  
Old 12.10.2020, 10:43
Forum Veteran
 
Join Date: Jun 2014
Location: Basel
Posts: 618
Groaned at 7 Times in 6 Posts
Thanked 456 Times in 246 Posts
gipfelisturmer has earned the respect of manygipfelisturmer has earned the respect of manygipfelisturmer has earned the respect of many
Re: Anybody had experience with Swissential?

Do not take any insurances tied in to your 3rd pillar investments.
Keep (life) insurances and investments separate - in general.

If you want to invest your 3rd pillar in an "economical" fashion, look at all the latest solutions out there - VIAC, Finpension, Frankly etc.
Managed funds within banks are prohibitively expensive.
Reply With Quote
The following 3 users would like to thank gipfelisturmer for this useful post:
  #6  
Old 12.10.2020, 11:36
Ace1's Avatar
A modal singularity
 
Join Date: Sep 2011
Location: Morgins, VS (and Alsace)
Posts: 8,721
Groaned at 352 Times in 225 Posts
Thanked 14,771 Times in 6,413 Posts
Ace1 has a reputation beyond reputeAce1 has a reputation beyond reputeAce1 has a reputation beyond reputeAce1 has a reputation beyond reputeAce1 has a reputation beyond reputeAce1 has a reputation beyond repute
Re: Anybody had experience with Swissential?

Quote:
View Post
Hello, my husband been approached ...
Avoid. Not this operation in particular, but anyone cold-calling should, as a matter of principle, be ignored.

All else apart, if they have money to pay sales people to contact the public, where does that money come from?
Reply With Quote
The following 4 users would like to thank Ace1 for this useful post:
  #7  
Old 12.10.2020, 20:17
Newbie
 
Join Date: May 2014
Location: Villeneuve
Posts: 3
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
scorpio13 has become a little unpopular
Thank you!

Thanks! Would you have any recommendations of financial planners?

Last edited by roegner; 12.10.2020 at 20:22. Reason: Merging consecutive posts
Reply With Quote
  #8  
Old 13.10.2020, 00:53
Forum Veteran
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 1,226
Groaned at 28 Times in 24 Posts
Thanked 1,661 Times in 859 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Anybody had experience with Swissential?

Quote:
View Post
Thank you!

Thanks! Would you have any recommendations of financial planners?
Teach yourself. Atm we live in quite a simple financial world and there aren't many real choices open to you.

Rule 1: middlemen (like financial planners) will drain your performance
Reply With Quote
  #9  
Old 23.11.2020, 19:56
Newbie
 
Join Date: Nov 2020
Location: Steinerberg
Posts: 8
Groaned at 0 Times in 0 Posts
Thanked 1 Time in 1 Post
staubli has no particular reputation at present
Re: Anybody had experience with Swissential?

Be aware of cold-calling. As others have said, they tend to be pushy and try to sell you more than you need, plus they may charge a hefty amount of management fee to cover for their marketing expense (cold calling included). There are also lots of scam calls pretending to be a legitimate business just to get your personal information. Too many people have fallen for it.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Getting a Job With No Experience indigofire Employment 72 17.05.2018 18:51
Second MFK experience Landers Transportation/driving 4 08.03.2016 22:26
Experience with USS Tax ? Marichan623 Finance/banking/taxation 2 12.01.2016 11:09
Outside-of-Box experience??? Ttamasle Employment 8 13.08.2013 18:24
ZIS experience? Alpine Tourist Family matters/health 2 02.02.2011 11:32


All times are GMT +2. The time now is 13:07.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0