Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Thread Tools Display Modes
Prev Previous Post   Next Post Next
Old 24.11.2020, 20:26
Junior Member
Join Date: Oct 2017
Location: Zurich
Posts: 73
Groaned at 2 Times in 2 Posts
Thanked 32 Times in 19 Posts
Rozelina has no particular reputation at present
VIAC 3rd Pillar - ROI seems off

Hi all,

Hope you are doing well.

As many here probably, I am using VIAC app for my 3rd pillar and I am 97% invested in equities. There is something going on with the ROI of my account which I cannot wrap my head around it and I would appreciate if someone sheds some light on it.

Being almost fully invested in equities, during March bottom my account was -18.51% down. As of today my account is +10.38% up. Now, using as benchmark SPY (please see screenshot attached), which has increased by 66% since March bottom, it looks like whatever funds VIAC is investing in is not even returning half of what SPY did since Mar20. Unless if they have too high managements fees or some other hidden costs which I cannot see. Am I missing something here or being paranoid for believing somethings seems off with VIAC?

Last edited by Rozelina; 24.11.2020 at 20:29. Reason: I am not sure the screenshot url will be uploaded
Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
New form 8938: how to report 2nd pillar / 3a pillar accounts?? rog Finance/banking/taxation 10 Today 11:50
VIAC thread deleted? Yarg Finance/banking/taxation 15 02.11.2020 23:36
pillar 1 and Pillar 2 related questions Kewlswiss Finance/banking/taxation 13 28.11.2019 21:09
Extra payments to pillar 2, or pillar 3a? cransom Finance/banking/taxation 9 16.08.2017 21:01
Pay into 2nd pillar whilst drawing on 3rd pillar jaudi Finance/banking/taxation 19 12.07.2011 10:05

All times are GMT +2. The time now is 23:56.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0