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Old 02.12.2020, 23:07
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Re: Equity Portfolio Advice

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I had to go back a few years to have a look at my US brokerage statement, when the majority of my investments were US based as I was unwinding my position in Apple

S&P500 was 32%
Fundsmith 25%
Apple 20%
BRKB 9%
BIDU 5%
Ocean Wilson Holdings 5%

Netflix / BIDU / OCH.l were all 25 baggers or better,
OCH.l was purchased between 1991-1996 so a very long holding period the dividend yield was 10.7% when I first purchased with liquid assets on the balance sheet of twice the share price plus a shipping business thrown in. I thought it would be a 10 bagger however it took 15 years for the price to explode.
Many thanks for sharing. It sounds like above is an historical portfolio. I see you were also 'hedging' somewhat with S&P500.

I like the sound of 25 baggers or better. Incredible!
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  #42  
Old 02.12.2020, 23:14
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Re: Equity Portfolio Advice

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Many thanks for sharing. It sounds like above is an historical portfolio. I see you were also 'hedging' somewhat with S&P500.

I like the sound of 25 baggers or better. Incredible!
The S&P was just a temporary store, entirely made up from sales of Apple as I did not want to hold cash pending reinvestment.
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  #43  
Old 02.12.2020, 23:30
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Re: Equity Portfolio Advice

Does anyone of you use Motley's Fool Premium package? I also started investing with IKBR in April this year and decided to use MF recommendations. So far the return is approx. 30% but the volatility is huge. Currently I owe 15 stocks and plan to have approximately 20 of them.

Unfortunately, at the beginning I followed the crowd and invested in Zoom and Tesla. Now Zoom dropped substantially, and Tesla's price is highly unpredictable after December 21th.
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  #44  
Old 02.12.2020, 23:52
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Re: Equity Portfolio Advice

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It's great you've had such success but I honestly believe 6-7 years is not a sufficient time period to truly gauge one's results, particularly when those 6-7 years relate to such a buoyant period.
I agree - but my lead is considerable - would be very disappointed to not have outperformed MSCI world by the time 15 years is up.

Never claimed to be anything other than a rung or two above an absolute beginner!

Last edited by HickvonFrick; 03.12.2020 at 00:36.
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  #45  
Old 02.12.2020, 23:53
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Re: Equity Portfolio Advice

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Does anyone of you use Motley's Fool Premium package? I also started investing with IKBR in April this year and decided to use MF recommendations. So far the return is approx. 30% but the volatility is huge. Currently I owe 15 stocks and plan to have approximately 20 of them.

Unfortunately, at the beginning I followed the crowd and invested in Zoom and Tesla. Now Zoom dropped substantially, and Tesla's price is highly unpredictable after December 21th.
nope. in fact, i strongly believe that share tips are very bad for your wealth. if you really trust in the source of the tips, then just give them your money to invest for you.

if you're going to pick shares, i'd suggest you source the potential stocks yourself and analyse them yourself. if you don't know how, that's a good sign that you need to learn more first.
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  #46  
Old 02.12.2020, 23:58
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Re: Equity Portfolio Advice

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The S&P was just a temporary store, entirely made up from sales of Apple as I did not want to hold cash pending reinvestment.
So perhaps not the worst for me to consider the index portion of my portfolio a long-term temporary store until I have the confidence to potentially go all in on a quality basket.
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  #47  
Old 03.12.2020, 00:17
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Re: Equity Portfolio Advice

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nope. in fact, i strongly believe that share tips are very bad for your wealth. if you really trust in the source of the tips, then just give them your money to invest for you.

if you're going to pick shares, i'd suggest you source the potential stocks yourself and analyse them yourself. if you don't know how, that's a good sign that you need to learn more first.
Certainly, I need to learn more but I don't want to invest in SP500 (VOO etc.) since from the beginning of 2022 I will anyway lose access to ETF as a Swiss resident.

Looking at their simulator and likelihood of positive return of approx. 70% is really encouraging and beats SP500

https://www.fool.com/premium/tools/simulators/

Access to their premium picks costs me 100 USD/year, it's not much.
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  #48  
Old 03.12.2020, 00:29
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Re: Equity Portfolio Advice

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since from the beginning of 2022 I will anyway lose access to ETF as a Swiss resident.

What do you mean by that? Why would you loose access to ETFs?
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  #49  
Old 03.12.2020, 00:30
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Re: Equity Portfolio Advice

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What do you mean by that? Why would you loose access to ETFs?
https://thepoorswiss.com/swiss-inves...omiciled-etfs/
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  #50  
Old 03.12.2020, 00:43
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Re: Equity Portfolio Advice

Makes almost no difference really. You'll still be able to track any index you want with a European based fund.

I don't understand obsessing over a couple of basis points difference in charges whilst paying almost no attention to what you are actually invested in. It's counting the pennies and disregarding the pounds.
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  #51  
Old 03.12.2020, 01:08
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Re: Equity Portfolio Advice

i've seen a few responses that TPS interpreted the rules incorrectly and that it shouldn't impact swiss investors - except for a few crappy brokerages that are too lazy and sweep up swiss residents with the rest of europe.
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  #52  
Old 03.12.2020, 08:23
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Re: Equity Portfolio Advice

This is not a reliable source of information.
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  #53  
Old 03.12.2020, 08:35
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Re: Equity Portfolio Advice

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nope. in fact, i strongly believe that share tips are very bad for your wealth. if you really trust in the source of the tips, then just give them your money to invest for you.

if you're going to pick shares, i'd suggest you source the potential stocks yourself and analyse them yourself. if you don't know how, that's a good sign that you need to learn more first.
The big question is what do you do with your money when you know you want to be fully invested in the market but you are not yet capable of analysing stocks yourself?

Iím not fully at peace with the idea of right now being invested 100% SSON & FS. Thatís why Iíve asked here for advice. I sense that there is perhaps a reluctance to share ideas as they may be construed as recommendations. Let me be clear, all decisions are my own and I take full responsibility for them. I would really like to hear some specific ideas from people. Thanks.
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  #54  
Old 03.12.2020, 09:16
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Re: Equity Portfolio Advice

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Does anyone of you use Motley's Fool Premium package? I also started investing with IKBR in April this year and decided to use MF recommendations. So far the return is approx. 30% but the volatility is huge. Currently I owe 15 stocks and plan to have approximately 20 of them.

Unfortunately, at the beginning I followed the crowd and invested in Zoom and Tesla. Now Zoom dropped substantially, and Tesla's price is highly unpredictable after December 21th.
There was a time I used Motley Fool, it paid off as NETFLIX was a stock I bought, it paid for the other losses. I cant remember which newsletter started a portfolio which I mirrored, after 2-3 years the portfolio was no longer was shown due to crap performance & they went back to showing all stocks tipped since inception.

As for volatility 1 stock went $10,000 to $350 (2008) I hung on & sold around $12,000. They had advised to sell with a 95% loss but I did not sell.

They started to run 3 investment funds, all were dogs, not looked for some time, but S&P / BRKB would have out performed bu a good margin.
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  #55  
Old 03.12.2020, 09:27
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Re: Equity Portfolio Advice

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The big question is what do you do with your money when you know you want to be fully invested in the market but you are not yet capable of analysing stocks yourself?
S&P 500 is what Warren Buffet & I would suggest.
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  #56  
Old 03.12.2020, 10:06
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Re: Equity Portfolio Advice

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My plan is to learn how to read an income statement, balance sheet and cash flow statement before I venture out on my own. Hopefully then I can set aside the time needed to do the research.
this is a good idea but never forget that if you're in it for the long run quarterly statements matter less and the fundamentals of the business matter more. the other advice I could offer is it is more important to know how to interpret numbers rather than reading the numbers and comparing YoY.

ex: is it better to have a high gross margin % and lower net profit % or vice-versa?

this might help you think about things like does the company have a "moat" it can protect? Does it have pricing leverage? etc. etc.

investing done well does take time as someone mentioned in an earlier post
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Old 03.12.2020, 10:29
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Re: Equity Portfolio Advice

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There was a time I used Motley Fool, it paid off as NETFLIX was a stock I bought, it paid for the other losses. I cant remember which newsletter started a portfolio which I mirrored, after 2-3 years the portfolio was no longer was shown due to crap performance & they went back to showing all stocks tipped since inception.

As for volatility 1 stock went $10,000 to $350 (2008) I hung on & sold around $12,000. They had advised to sell with a 95% loss but I did not sell.

They started to run 3 investment funds, all were dogs, not looked for some time, but S&P / BRKB would have out performed bu a good margin.
Wasn't Netflix a dvd hire by post company back then?
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Old 03.12.2020, 10:31
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Re: Equity Portfolio Advice

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The big question is what do you do with your money when you know you want to be fully invested in the market but you are not yet capable of analysing stocks yourself?

Iím not fully at peace with the idea of right now being invested 100% SSON & FS. Thatís why Iíve asked here for advice. I sense that there is perhaps a reluctance to share ideas as they may be construed as recommendations. Let me be clear, all decisions are my own and I take full responsibility for them. I would really like to hear some specific ideas from people. Thanks.
Advice No1: don't ask for stock recommendations on the Internet.

I go through many news and comments/opinions during the past 5 years (since early 2015)...most of them are general comments with no clear direction. It is easy to see how reliable they are if you go back see what they were advising and then see what happened and why it happened.

That said there are some decent people on the internet with good opinions and some good views. Usually they are off the mainstream channels for the obvious reasons. But you need to find the good advise your self.
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Old 03.12.2020, 10:46
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Re: Equity Portfolio Advice

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Wasn't Netflix a dvd hire by post company back then?
Indeed, it disrupted video rental shops first. Very clever management, unusual.
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Old 03.12.2020, 11:29
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Re: Equity Portfolio Advice

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this is a good idea but never forget that if you're in it for the long run quarterly statements matter less and the fundamentals of the business matter more. the other advice I could offer is it is more important to know how to interpret numbers rather than reading the numbers and comparing YoY.

ex: is it better to have a high gross margin % and lower net profit % or vice-versa?

this might help you think about things like does the company have a "moat" it can protect? Does it have pricing leverage? etc. etc.

investing done well does take time as someone mentioned in an earlier post
Thanks, this is merely a starting point. There are both quantitative and qualitative factors to consider when evaluating a business. Itís very important to understand the quality of the management for example. Moreover, my understanding is that today so-called intangibles can contribute massive value to a business and these cannot be captured easily in a quantitative way. Business has developed to a point where today intangibles are more prevalent than perhaps was the case yesteryear.
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