Go Back   English Forum Switzerland > Help & tips > Finance/banking/taxation  
Reply
 
Thread Tools Display Modes
  #21  
Old 08.01.2021, 10:24
fatmanfilms's Avatar
The Marmite Moderator
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,017
Groaned at 450 Times in 344 Posts
Thanked 22,312 Times in 11,546 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
So in my case, I moved to Switzerland at 29. I‘ve just checked the government gateway and I have 10 full years‘ contributions thanks to working part-time during college and uni. In theory then I could buy 6 years backwards and pay in the future until I have the full 35 years (by 57 years old). According to the OASI website, due to the level of my contributions to date, if I continue to contribute I will get a full Swiss pension.

Are we saying that if I pay my 6 years back (6 x 52 x £3.05) and pay £160 a year (or whatever the rate is in the future), I will be entitled to both a full Swiss and UK state pension? That sounds crazy!
Sounds like some years are missing, you should get credit for time in education, perhaps working confused the system & they are incomplete years.
Reply With Quote
  #22  
Old 08.01.2021, 11:13
Banned
 
Join Date: Nov 2020
Location: Aargau
Posts: 120
Groaned at 41 Times in 17 Posts
Thanked 243 Times in 95 Posts
Harness is considered knowledgeableHarness is considered knowledgeableHarness is considered knowledgeable
Re: Transferring National Insurance Contributions from the UK to Switzerland

From gov.uk
"You can pay voluntary contributions by 5 April 2023 to make up for gaps between 6 April 2006 and 5 April 2016"


Then you can add on the previous 6 years.
So paying the last 6 years should be the priority today , and paying from 2006 to 2016 priority before April 2023
Reply With Quote
  #23  
Old 08.01.2021, 12:00
Forum Legend
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 2,541
Groaned at 52 Times in 46 Posts
Thanked 3,449 Times in 1,655 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
Sounds like some years are missing, you should get credit for time in education, perhaps working confused the system & they are incomplete years.
I moved two years later at 31 and only have fewer - only 9 ��

You get credited for being in sixth form but not university. Obviously if you've worked part time while being at university that would still count but as an undergraduate I wasn't allowed to work (and certainly wouldn't have had the time). As a PhD student I didn't either. That was just laziness.

Last edited by HickvonFrick; 08.01.2021 at 12:11.
Reply With Quote
This user would like to thank HickvonFrick for this useful post:
  #24  
Old 08.01.2021, 12:14
Junior Member
 
Join Date: May 2017
Location: Lugano
Posts: 36
Groaned at 7 Times in 4 Posts
Thanked 8 Times in 6 Posts
CanadianBear has no particular reputation at present
Re: Transferring National Insurance Contributions from the UK to Switzerland

The info in this thread is very handy, thanks.

I'd like to share my own situation, and ask for confirmation that I'm understanding correctly how state pension payments will work. I often see very general statements about pension harmonization treaties, but I rarely see concrete info on the mechanics of how it's calculated and who pays out.

Background: I moved from Canada to the US in 1997 for my first job, then later worked in Canada for a couple of years, then immigrated to the UK (at the time an EU country) in 2002, then immigrated to Switzerland in 2017.

I first read the EU rules on "Pensions" https://ec.europa.eu/social/main.jsp...=860&langId=en which stated:
Even if you have worked in several countries, you should apply for your pension in the country where you live, unless you never worked there. In the latter case, you should apply in the country where you last worked.
and which appeared to claim in its FAQ ( https://ec.europa.eu/social/main.jsp...&intPageId=975 ) that the country where you live will supply you with a P1 summary:
You should apply for your pension in the country where you live, unless you never worked there. A "contact institution", normally an institution of the country where you live, will take charge of the management of your pension claim.

The contact institution facilitates the exchange of information between the countries involved in your pension claim.

Once the contact institution has been notified of all the decisions from the different countries, it will send you a summary note of these decisions (a P1 document).
I assumed that because of Freedom of Movement agreements, Switzerland would adhere to this situation, so I sent into the Swiss AHV office a "318.282 - Antrag für eine Rentenvorausberechnung" (request for AVS entitlement) https://www.ahv-iv.ch/en/Leaflets-fo...plication-form.

I got back the Swiss 318.282 response and it doesn't not appear to be a P1 summary of all EU contributions in EU countries. However it did seem to take into account some EU time in its calculations: based on time spent earning in the UK since 2002 and in Switzerland since 2017 it was determined that I had 18 years of "Anwendbare Rentenskala". The amount of Swiss state Pillar I pension it determined I would be eligible for at retirement age was "CHF 727.00 (plafonierte Rente)". Time working in Canada and the US did not appear to count towards my Anwendbare Rentenskala.

I believe this suggests that despite Switzerland's accords with the EU it nevertheless does *not* take part in the State Pension Harmonization efforts of the EU including the P1 summary and the "final state of residence" management of all state pensions.

[QUESTION 1:] Can I confirm Switzerland does not take part in this P1 summary mechanism of coordinated EU pension pay-outs?

[QUESTION 2:] Can I confirm the "CHF 727.00 (plafonierte Rente)" the Swiss AHV said it will pay out is just the Swiss portion, and not somehow a combination of Swiss and UK state pensions?

[QUESTION 3:] Can I confirm I must myself manage following up with the UK state pension authorities to pay out directly its share of my pension, the Swiss its share, the Canadians their share, etc. each independently? i.e. I should *not* be expecting the last EEA country I live in to coordinate and provide a single payment, correct?


When I try to sum up all the state pensions I would be entitled to having worked in Canada, US, UK and CH, I get (sorry for horrible chart):


| PER MONTH | projected CAD $ | max CAD $ | projected USD $ | max USD $ | projected GBP | max GBP | projected CHF | max CHF | Percentage of maximum per state
| Exchange rate 20-11-2020 | 0.7 | 0.7 | 0.91 | 0.91 | 1.21 | 1.21

| Canada CPP | 183.11 | 1,175.83| | | | | 128.18 | 823.081 | 15.57%
| Canada OAS | 199.6 | 614.14 | | | | | 139.72 | 429.898 | 32.50%
| US Social Security (*)| | ?? | 3,011| | 2740.01 0.00%
| UK State Pension (**)| | | | | 761.81 | 761.81 | 921.79 | 921.7901 | 100.00%
| Swiss AHV | | | | | | | 727.00 | 2,370 | 30.68%

Total state pension CHF 1916.69 / month


(*) No answer yet from US Social Security department who are swamped because of COVID
(**) UK State Pension currently being paid into by non-resident voluntary Class 2 NIC contributions


As you can see in each country a percentage of an individual's maximum state pension, except for the UK where I am continuing to make https://www.gov.uk/voluntary-nationa...-contributions .




So I see I'd be entitled to a total state pension amounts of CHF 1916/month at retirement age. This is less than the maximum one could expect e.g. had one spent all one's working life in Switzerland, but more than the maximum one could expect in Canada or the UK, so from the seat of the pants it makes sense to me given the share of time I've spent contributing in each system.

[QUESTION 4:] Does this combined state pension amount of CHF 1916/month sound about right?


Thanks in advance for any comments and pointers.

Relevant Info:

https://www.canada.ca/en/services/be...igibility.html

https://www.canada.ca/en/services/be...it-amount.html

https://www.ssa.gov/policy/docs/ssb/v78n4/v78n4p1.html

https://www.tax.service.gov.uk/check...count/nirecord
Reply With Quote
  #25  
Old 18.01.2021, 15:25
Junior Member
 
Join Date: Oct 2019
Location: Zürich, Fluntern.
Posts: 34
Groaned at 0 Times in 0 Posts
Thanked 17 Times in 7 Posts
klaxhu has earned some respectklaxhu has earned some respect
Re: Transferring National Insurance Contributions from the UK to Switzerland

I read through the thread, a lot of great info.

Maybe someone could clarify for me if I can use this here to transfer my NI from the UK to Switzerland: https://www.gov.uk/transferring-your...pension-scheme

I've contributed 9 full years in the UK, but I am not sure I am interested in the UK pension and being just 39, also do not think it is worth it to keep paying.

Do I understand correctly that a 25% will be taken off from what I have currently contributed towards NI in the UK and that will be transferred over into P1?
Reply With Quote
  #26  
Old 18.01.2021, 17:21
Sean Connery's Avatar
Forum Legend
 
Join Date: Nov 2011
Location: Zurich
Posts: 5,562
Groaned at 58 Times in 54 Posts
Thanked 7,547 Times in 3,386 Posts
Sean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
So in my case, I moved to Switzerland at 29. I‘ve just checked the government gateway and I have 10 full years‘ contributions thanks to working part-time during college and uni.
Do you have a link?

And do you only need your NI number to check?
Reply With Quote
  #27  
Old 18.01.2021, 17:22
fatmanfilms's Avatar
The Marmite Moderator
 
Join Date: Apr 2010
Location: Verbier
Posts: 21,017
Groaned at 450 Times in 344 Posts
Thanked 22,312 Times in 11,546 Posts
fatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond reputefatmanfilms has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
Do you have a link?

And do you only need your NI number to check?
You need se set up a gateway account with HMRC, I managed it over 20 years after leaving the UK, it's not that difficult.
Reply With Quote
This user would like to thank fatmanfilms for this useful post:
  #28  
Old 18.01.2021, 17:32
Forum Legend
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 2,541
Groaned at 52 Times in 46 Posts
Thanked 3,449 Times in 1,655 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
I read through the thread, a lot of great info.

Maybe someone could clarify for me if I can use this here to transfer my NI from the UK to Switzerland: https://www.gov.uk/transferring-your...pension-scheme

I've contributed 9 full years in the UK, but I am not sure I am interested in the UK pension and being just 39, also do not think it is worth it to keep paying.

Do I understand correctly that a 25% will be taken off from what I have currently contributed towards NI in the UK and that will be transferred over into P1?
Hi - If I understand correctly the link you have posted is for private/company pensions (equivalent to Swiss 2nd/3rd pillar), not for the state pension (equivalent to Swiss 1st pillar).

If I understand correctly you can't move your UK state pension at all.

You should note that a full UK state pension requires 35 years contributions, and you only get anything if you have at least 10 years contribution.

Since you have 9 years contribution, it would be wise for you to make at least 1 years voluntary contribution (to get you to the minimum of 10). If you are working in Switzerland, you can pay Class 2 NIC, which is only around £200 or so. That one off contribution should be sufficient to give you a small UK state pension so highly likely to be good value for money.

BTW - I am in exactly the same situation - 9 years contributions in the UK and this is what I will be doing.

https://www.gov.uk/voluntary-nationa...-contributions

Last edited by HickvonFrick; 18.01.2021 at 17:44.
Reply With Quote
The following 2 users would like to thank HickvonFrick for this useful post:
  #29  
Old 19.01.2021, 09:55
Forum Veteran
 
Join Date: Nov 2011
Location: Mies
Posts: 959
Groaned at 14 Times in 10 Posts
Thanked 720 Times in 407 Posts
catandmouse has earned the respect of manycatandmouse has earned the respect of manycatandmouse has earned the respect of many
Re: Transferring National Insurance Contributions from the UK to Switzerland

If you've been working in the EU or Switzerland, then it's the total number of years you've worked that determines whether you have right to a UK pension. I worked in the UK, but only 6 years worth of contributions, France and Germany as well as mostly in Switzerland. I retired 18 months ago and lion's share of my pension comes from Switzerland, but I get top-ups from the UK, France and Germany, which all but bring up my partial Swiss AVS to a full Swiss AVS.
I've no idea what the situation with pension contributions is post-Brexit.
Reply With Quote
This user would like to thank catandmouse for this useful post:
  #30  
Old 19.01.2021, 21:09
Junior Member
 
Join Date: Oct 2019
Location: Zürich, Fluntern.
Posts: 34
Groaned at 0 Times in 0 Posts
Thanked 17 Times in 7 Posts
klaxhu has earned some respectklaxhu has earned some respect
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
Hi - If I understand correctly the link you have posted is for private/company pensions (equivalent to Swiss 2nd/3rd pillar), not for the state pension (equivalent to Swiss 1st pillar).

If I understand correctly you can't move your UK state pension at all.

You should note that a full UK state pension requires 35 years contributions, and you only get anything if you have at least 10 years contribution.

Since you have 9 years contribution, it would be wise for you to make at least 1 years voluntary contribution (to get you to the minimum of 10). If you are working in Switzerland, you can pay Class 2 NIC, which is only around £200 or so. That one off contribution should be sufficient to give you a small UK state pension so highly likely to be good value for money.

BTW - I am in exactly the same situation - 9 years contributions in the UK and this is what I will be doing.

https://www.gov.uk/voluntary-nationa...-contributions
ok, many thanks!
so nor P1 or private can be moved then?

In that case, I will follow the advice and contribute to have 10 years.
Reply With Quote
  #31  
Old 19.01.2021, 22:27
Forum Legend
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 2,541
Groaned at 52 Times in 46 Posts
Thanked 3,449 Times in 1,655 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
If you've been working in the EU or Switzerland, then it's the total number of years you've worked that determines whether you have right to a UK pension. I worked in the UK, but only 6 years worth of contributions, France and Germany as well as mostly in Switzerland. I retired 18 months ago and lion's share of my pension comes from Switzerland, but I get top-ups from the UK, France and Germany, which all but bring up my partial Swiss AVS to a full Swiss AVS.
I've no idea what the situation with pension contributions is post-Brexit.
Relevant link is:

https://www.gov.uk/new-state-pension...rking-overseas

Thanks - you've corrected a misunderstanding I had. Although the minimum is indeed 10 years for people who have only ever worked in the uk, if you've worked in the EEA or Switzerland in addition to the UK, you get a UK state Pension provided your total number of years contributions in these countries is at least 10.

Thus our Romanian friend will be entitled to a small uk state pension already. Nevertheless £200 per year remains good value to buy in extra years.

Incidentally how did you let the uk know about your eligibility through foreign contributions?
Reply With Quote
  #32  
Old 20.01.2021, 09:02
Senior Member
 
Join Date: Jul 2016
Location: GR
Posts: 442
Groaned at 21 Times in 17 Posts
Thanked 144 Times in 122 Posts
wantone has no particular reputation at present
Re: Transferring National Insurance Contributions from the UK to Switzerland

The last time I spoke to HMRC the lady on the phone told me that I have 11 years of contributions. That means that I will get part of the full state pension. I didn't get that in a letter though. Should I give them a call and ask for a letter stating how many years of contribution I have?

I doubt it is worth to transfer any money to other states. I just prefer to get some cash from them in the future even though that could be worth pennies because of inflation and currency depreciation.
Reply With Quote
  #33  
Old 20.01.2021, 09:12
Senior Member
 
Join Date: Jul 2016
Location: GR
Posts: 442
Groaned at 21 Times in 17 Posts
Thanked 144 Times in 122 Posts
wantone has no particular reputation at present
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
The info in this thread is very handy, thanks.

I'd like to share my own situation, and ask for confirmation that I'm understanding correctly how state pension payments will work. I often see very general statements about pension harmonization treaties, but I rarely see concrete info on the mechanics of how it's calculated and who pays out.

Background: I moved from Canada to the US in 1997 for my first job, then later worked in Canada for a couple of years, then immigrated to the UK (at the time an EU country) in 2002, then immigrated to Switzerland in 2017.

I first read the EU rules on "Pensions" https://ec.europa.eu/social/main.jsp...=860&langId=en which stated:
Even if you have worked in several countries, you should apply for your pension in the country where you live, unless you never worked there. In the latter case, you should apply in the country where you last worked.
and which appeared to claim in its FAQ ( https://ec.europa.eu/social/main.jsp...&intPageId=975 ) that the country where you live will supply you with a P1 summary:
You should apply for your pension in the country where you live, unless you never worked there. A "contact institution", normally an institution of the country where you live, will take charge of the management of your pension claim.

The contact institution facilitates the exchange of information between the countries involved in your pension claim.

Once the contact institution has been notified of all the decisions from the different countries, it will send you a summary note of these decisions (a P1 document).
I assumed that because of Freedom of Movement agreements, Switzerland would adhere to this situation, so I sent into the Swiss AHV office a "318.282 - Antrag für eine Rentenvorausberechnung" (request for AVS entitlement) https://www.ahv-iv.ch/en/Leaflets-fo...plication-form.

I got back the Swiss 318.282 response and it doesn't not appear to be a P1 summary of all EU contributions in EU countries. However it did seem to take into account some EU time in its calculations: based on time spent earning in the UK since 2002 and in Switzerland since 2017 it was determined that I had 18 years of "Anwendbare Rentenskala". The amount of Swiss state Pillar I pension it determined I would be eligible for at retirement age was "CHF 727.00 (plafonierte Rente)". Time working in Canada and the US did not appear to count towards my Anwendbare Rentenskala.

I believe this suggests that despite Switzerland's accords with the EU it nevertheless does *not* take part in the State Pension Harmonization efforts of the EU including the P1 summary and the "final state of residence" management of all state pensions.

[QUESTION 1:] Can I confirm Switzerland does not take part in this P1 summary mechanism of coordinated EU pension pay-outs?

[QUESTION 2:] Can I confirm the "CHF 727.00 (plafonierte Rente)" the Swiss AHV said it will pay out is just the Swiss portion, and not somehow a combination of Swiss and UK state pensions?

[QUESTION 3:] Can I confirm I must myself manage following up with the UK state pension authorities to pay out directly its share of my pension, the Swiss its share, the Canadians their share, etc. each independently? i.e. I should *not* be expecting the last EEA country I live in to coordinate and provide a single payment, correct?


When I try to sum up all the state pensions I would be entitled to having worked in Canada, US, UK and CH, I get (sorry for horrible chart):


| PER MONTH | projected CAD $ | max CAD $ | projected USD $ | max USD $ | projected GBP | max GBP | projected CHF | max CHF | Percentage of maximum per state
| Exchange rate 20-11-2020 | 0.7 | 0.7 | 0.91 | 0.91 | 1.21 | 1.21

| Canada CPP | 183.11 | 1,175.83| | | | | 128.18 | 823.081 | 15.57%
| Canada OAS | 199.6 | 614.14 | | | | | 139.72 | 429.898 | 32.50%
| US Social Security (*)| | ?? | 3,011| | 2740.01 0.00%
| UK State Pension (**)| | | | | 761.81 | 761.81 | 921.79 | 921.7901 | 100.00%
| Swiss AHV | | | | | | | 727.00 | 2,370 | 30.68%

Total state pension CHF 1916.69 / month


(*) No answer yet from US Social Security department who are swamped because of COVID
(**) UK State Pension currently being paid into by non-resident voluntary Class 2 NIC contributions


As you can see in each country a percentage of an individual's maximum state pension, except for the UK where I am continuing to make https://www.gov.uk/voluntary-nationa...-contributions .




So I see I'd be entitled to a total state pension amounts of CHF 1916/month at retirement age. This is less than the maximum one could expect e.g. had one spent all one's working life in Switzerland, but more than the maximum one could expect in Canada or the UK, so from the seat of the pants it makes sense to me given the share of time I've spent contributing in each system.

[QUESTION 4:] Does this combined state pension amount of CHF 1916/month sound about right?


Thanks in advance for any comments and pointers.

Relevant Info:

https://www.canada.ca/en/services/be...igibility.html

https://www.canada.ca/en/services/be...it-amount.html

https://www.ssa.gov/policy/docs/ssb/v78n4/v78n4p1.html

https://www.tax.service.gov.uk/check...count/nirecord
Canada OAS I think you need to reside in Canada to get it. If you go back there after 65 then you will get it.

I am a similar case, I have worked in Canada and the UK. By going back to Canada you lose some tax relief you were getting as a UK tax resident (about 25% of private pension). Canadian and UK state pensions are pennies...not enough not even paying property tax in Canada let alone rent. Now If you retire in Portugal for example then you will be able to pay rent with these money.

Btw if you work for 35 years in the UK you get max state pension which is about 450 GBP monthly starting age 67 or 68 not 65. For my case for 11 years I think the projection is around 200 GBP monthly at age 67 or 68.
Reply With Quote
  #34  
Old 20.01.2021, 18:31
Forum Legend
 
Join Date: Jul 2020
Location: Frick, Aargau
Posts: 2,541
Groaned at 52 Times in 46 Posts
Thanked 3,449 Times in 1,655 Posts
HickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond reputeHickvonFrick has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
The last time I spoke to HMRC the lady on the phone told me that I have 11 years of contributions. That means that I will get part of the full state pension. I didn't get that in a letter though. Should I give them a call and ask for a letter stating how many years of contribution I have?

I doubt it is worth to transfer any money to other states. I just prefer to get some cash from them in the future even though that could be worth pennies because of inflation and currency depreciation.
You can create an online HMRC account and view this for yourself.

https://www.gov.uk/log-in-register-hmrc-online-services
Reply With Quote
This user would like to thank HickvonFrick for this useful post:
  #35  
Old 21.01.2021, 08:16
Senior Member
 
Join Date: Jul 2016
Location: GR
Posts: 442
Groaned at 21 Times in 17 Posts
Thanked 144 Times in 122 Posts
wantone has no particular reputation at present
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
You can create an online HMRC account and view this for yourself.

https://www.gov.uk/log-in-register-hmrc-online-services
I have the Gateway account, I need to find again the related details.
Reply With Quote
  #36  
Old 21.01.2021, 14:02
Forum Legend
 
Join Date: Aug 2015
Location: Basle
Posts: 2,764
Groaned at 72 Times in 57 Posts
Thanked 1,925 Times in 1,112 Posts
Landers has a reputation beyond reputeLanders has a reputation beyond reputeLanders has a reputation beyond reputeLanders has a reputation beyond reputeLanders has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

Quote:
View Post
I have the Gateway account, I need to find again the related details.

If you want a formal statement, you need to order it in any case so calling might be the quickest.
Reply With Quote
  #37  
Old 21.01.2021, 15:19
Sean Connery's Avatar
Forum Legend
 
Join Date: Nov 2011
Location: Zurich
Posts: 5,562
Groaned at 58 Times in 54 Posts
Thanked 7,547 Times in 3,386 Posts
Sean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond repute
Re: Transferring National Insurance Contributions from the UK to Switzerland

I am chuffed, I had to call them in the end but I have 9 years paid. Since I retire in less than 25 years, I think I will be paying one year.....
Reply With Quote
Reply

Tags
pension, pension advice, united kingdom




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
UK National insurance Contributions jammidge Finance/banking/taxation 7 03.08.2020 18:04
scrapping of UK National Insurance class 2 contributions-- Cancelled? 123abc Finance/banking/taxation 9 09.01.2019 18:56
UK voluntary National Insurance contributions and state pension chinagirl Finance/banking/taxation 75 25.04.2018 10:43
UK National Insurance Contributions Guy Lauterbrunnen Insurance 12 21.08.2009 19:18
National Insurance Contributions Price Increase (UK) jonnyt Permits/visas/government 27 27.06.2009 13:33


All times are GMT +2. The time now is 15:00.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0