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Old 27.04.2021, 09:46
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Re: Mortgage

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ftfy
When I moved 12 years ago, the ZKB charged me nothing (other than interest on a bridging loan)...
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Old 27.04.2021, 10:45
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Re: Mortgage

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But be careful here regarding the rate - when we bought our house the existing mortgage was on a poor rate.
We've seen several properties where the owner wanted the buyer to take over his mortgage as a condition of sale. In all cases, the rate the seller had was worse than what we currently have on this house, or would be able to get for a new property.

So for us, insistance on taking over a mortgage devalues the property isignificantly in my eyes. I wouldn't consider it without some serious counterbalancing incentive from the seller.

Now - not all buyers are in this position. As other posters have said, some might be happy with the deal. Just keep potential different buyer perspectives in mind if you are counting on a mortgage takeover a necessity in your financial planning.
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