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Old 30.04.2021, 21:44
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Leaving Switzerland

Hi all


I am living in Switzerland permit B, I am married but my wife live in Belgium
I will leave Switzerland on 30/06


Should I will pay taxes in Belgium because I didn't stay here 183 days or ???
Thanks for your answers



Regards


Hasan
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Old 30.04.2021, 23:53
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Re: Leaving Switzerland

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Hi all

I am living in Switzerland permit B, I am married but my wife live in Belgium
I will leave Switzerland on 30/06

Should I will pay taxes in Belgium because I didn't stay here 183 days or ???
Thanks for your answers

Regards

Hasan
I imagine you split the year and pay taxes for the first half the year here and the second half of the year there.
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Old 01.05.2021, 18:25
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Re: Leaving Switzerland

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I imagine you split the year and pay taxes for the first half the year here and the second half of the year there.
Can you provide source of that information - as I witnessed one case which was Belgium to Switzerland emigration where it followed 180-days residency rule for tax purposes in which Swiss tax was paid with 185 days of residence.
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Old 01.05.2021, 19:16
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Re: Leaving Switzerland

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Can you provide source of that information - as I witnessed one case which was Belgium to Switzerland emigration where it followed 180-days residency rule for tax purposes in which Swiss tax was paid with 185 days of residence.
Switzerland would tax you for the months you were resident regardless. The day counting is more appropriate to tourists, if you arrive in December you will be taxed in CH for December, it's the same for UK, France & Malta from experience.
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Old 31.05.2021, 15:46
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Re: Leaving Switzerland

I am in a similar situation but my question is regarding the bank account.

I wanted to close my bank account in CH to avoid paying the bank fees but I am not sure how I can deal with the tax office for the tax declaration next year.

I have just tried to call the tax office but they only speak German.
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Old 31.05.2021, 15:56
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Re: Leaving Switzerland

Tax has nothing to do with your bank account (strictly speaking).
You can pay the taxes with a bank transfer.
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Old 31.05.2021, 15:58
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Re: Leaving Switzerland

Normally (in my experience) when you de-register they make you sort your taxes out right away.
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Old 31.05.2021, 16:18
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Re: Leaving Switzerland

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I am in a similar situation but my question is regarding the bank account.

I wanted to close my bank account in CH to avoid paying the bank fees but I am not sure how I can deal with the tax office for the tax declaration next year.

I have just tried to call the tax office but they only speak German.
If you are still here open a free bank account (Neon). If not, maybe consider revolut or transferwise as your method of holding CHF.
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Old 31.05.2021, 16:18
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Re: Leaving Switzerland

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Tax has nothing to do with your bank account (strictly speaking).
You can pay the taxes with a bank transfer.

But mind that (1) you will likely pay bank fees for transfer from Belgium (even though there is supposed to be EU regime on this with Switzerland, fees in the tens of euros are common) and (2) depending on the canton, they may not provide an IBAN at first, and they be more or less competent and fast at providing one; and (3) you will need to double check that the payment went through. So feasible, but not super-simple.


In general, better to sort as many of your Swiss affairs as possible (rent, telecom etc.) while you still have an account here.
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Old 31.05.2021, 16:22
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Re: Leaving Switzerland

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But mind that (1) you will likely pay bank fees for transfer from Belgium (even though there is supposed to be EU regime on this with Switzerland, fees in the tens of euros are common) and (2) depending on the canton, they may not provide an IBAN at first, and they be more or less competent and fast at providing one; and (3) you will need to double check that the payment went through. So feasible, but not super-simple.


In general, better to sort as many of your Swiss affairs as possible (rent, telecom etc.) while you still have an account here.
This is easily solved by transferwise or revolut. Absolutely essential for any expat.
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Old 31.05.2021, 16:29
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Re: Leaving Switzerland

I agree with the general mood of having a bank account in Switzerland to do transfer in Switzerland [1], to avoid possible fees and so on.

However, taxes are generally paid one year later or so, and I am not sure how long you can hold onto your swiss bank account if you are not swiss resident anymore.
Yes, you can keep it, but since we are talking about tax offices, are we sure they will not pass the informations to some offices and finding some fines to slap on the account owner? I am just overthinking a bit the nice situation that the EU (you know, the same institution punishing Greece to show the other countries how good they are) will create to Switzerland and how can Switzerland be nasty as well.

[1] aren't Neon and Revolut always asking an IBAN to do bank transfer? it is the biggest issue as having a foreign account, although Switerland is entering the world of widespread usage of IBAN numbers ...
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Old 31.05.2021, 17:59
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Re: Leaving Switzerland

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This is easily solved by transferwise or revolut. Absolutely essential for any expat.

Caveat emptor and YMMV with the electronic services. Opening an account near moving time can trigger ML suspicions and get you in the Revolut black hole. Neon is an actual bank facade but very Swiss, which can help in the immediate but can get messy post-move.



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I agree with the general mood of having a bank account in Switzerland to do transfer in Switzerland [1], to avoid possible fees and so on.

However, taxes are generally paid one year later or so, and I am not sure how long you can hold onto your swiss bank account if you are not swiss resident anymore.
Yes, you can keep it, but since we are talking about tax offices, are we sure they will not pass the informations to some offices and finding some fines to slap on the account owner? I am just overthinking a bit the nice situation that the EU (you know, the same institution punishing Greece to show the other countries how good they are) will create to Switzerland and how can Switzerland be nasty as well.

[1] aren't Neon and Revolut always asking an IBAN to do bank transfer? it is the biggest issue as having a foreign account, although Switerland is entering the world of widespread usage of IBAN numbers ...

You would have to declare any Swiss bank account and balances to Belgium anyway (and vice versa). Ignore at your own risk, but this is not the age of the golden Swiss vault anymore... https://www.swissinfo.ch/eng/financi...ation/45234706
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Old 01.06.2021, 18:46
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Re: Leaving Switzerland

So I managed to ask the same question to the tax office and this is the answer

----ORIGINAL ANSWER----
Beim Verlassen der Schweiz müssen Sie uns zwingend eine Vertreteradresse (Verwandte, Freunde oder Steuerberater) in der Schweiz nennen, an welche wir sämtliche Steuerunterlagen senden dürfen, dies ist gesetzlich so vorgeschrieben.

Grundsätzlich sollte eine allfällige Rückzahlung auch auf ein ausländisches Bankkonto möglich sein.

Bitte senden Sie uns die Vertreteradresse bis spätestens am 28. Juni 2021 zu.
-------------------------------------

Translation:
-------------------
When leaving Switzerland, you must give us a representative address (relatives, friends or tax advisors) in Switzerland, to which we can send all tax documents, this is required by law.
In principle, any repayment should also be possible to a foreign bank account.
Please send us the representative address by June 28, 2021 at the latest.
----------------------


Luckily , I probably found somebody at the work union who will provide his address for me.

Last edited by marcofbbr; 01.06.2021 at 19:37.
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Old 01.06.2021, 19:31
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Re: Leaving Switzerland

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Normally (in my experience) when you de-register they make you sort your taxes out right away.
yes, I have just had a chat with a person who will fill the tax declaration for me and I confirm he told me the same thing: - I don't have to wait the fiscal year to be complete - . The tax declaration process will start immediately as soon as I give my B permit back to the immigration office. (my case is a bit more complicated though, since I will start the process from abroad)


Note: my case could be different from yours as my salary in CH was above 120K + I have a bank account in Europe so a tax declaration at the end of fiscal year was required.
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Old 01.06.2021, 19:37
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Re: Leaving Switzerland

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So I managed to ask the same question to the tax office and this is the answer

----ORIGINAL ANSWER----
Beim Verlassen der Schweiz müssen Sie uns zwingend eine Vertreteradresse (Verwandte, Freunde oder Steuerberater) in der Schweiz nennen, an welche wir sämtliche Steuerunterlagen senden dürfen, dies ist gesetzlich so vorgeschrieben.

Grundsätzlich sollte eine allfällige Rückzahlung auch auf ein ausländisches Bankkonto möglich sein.

Bitte senden Sie uns die Vertreteradresse bis spätestens am 28. Juni 2021 zu.
-------------------------------------

Translation:
-------------------
When leaving Switzerland, you must give us a representative address (relatives, friends or tax advisors) in Switzerland, to which we can send all tax documents, this is required by law.
In principle, any repayment should also be possible to a foreign bank account.
Please send us the representative address by June 28, 2021 at the latest.
----------------------


Now.....the problem become to find a representative .....

This is becoming a bit nonsense in my opinion. Apparently the government can only use a Swiss address to communicate with me.

That 'representative' is called Treuhand in Swiss German part which would facilitate that.

Written agreements etc with money on blocked bank account etc .
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Old 02.06.2021, 10:12
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Re: Leaving Switzerland

Swiss delivery address for people residing abroad

https://www.taxinfo.sv.fin.be.ch/tax...itz+im+Ausland
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