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Old 10.08.2021, 06:53
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Re: Credit Card - surcharge abroad

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I use Revolut & Wise when making purchases in CH, paying with either Euro or & never get charged. Always select payment in CHF if thats the currency at check out or local currency in stores. Never let the shop/Bank do the conversion
Exactly that if you check the Revolut rate you're getting say in Paypal vs the one they use they have about a 6% margin on the rate for the exchange its a ripoff.
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  #22  
Old 10.08.2021, 07:04
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Re: Credit Card - surcharge abroad

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Exactly that if you check the Revolut rate you're getting say in Paypal vs the one they use they have about a 6% margin on the rate for the exchange its a ripoff.
That's how banks and paypal make money, that's why they are dinosaurs and must die.
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Old 10.08.2021, 11:28
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Re: Credit Card - surcharge abroad

Just clarifying what I said earlier. I pay for these purchases with Paypal in CHF (as that is that is the currency on the vendor's website), paypal shows the exact amount in CHF, and my credit card bill shows the exact amount in CHF. So I think for these kind of purchases, paypal works.

What is interesting about Campz and Bikester is that when you have to return items, you return them to a St. Gallen address.
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Old 10.08.2021, 11:41
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Re: Credit Card - surcharge abroad

If it is a big enogh purchase for you to care enough to do extra work you may also choose "vorkasse".

I had a similar problem and did not have any additional charges with "vorkasse".
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