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Old 12.01.2007, 22:14
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Banking In English in Switzerland

Hi to all,
I'm wondering if anyone has any info regarding which bank/s in Switzerland offer internet banking with an option for English interface.

I've been here (in Lausanne) for 2weeks now, and assuming that my position here continues after the 3month temp/probation period, I will need to open/operate a banking account here. Until then 80% of my salary is internationally transfered to Aust by the company and the balance paid in cash. Thus from the 4th salary (being positive here! ) I need to have something operationational.

I know the HR and PA of my employer will arrange an account with a bank, but if I have info on bank/s that may offer internet banking in English, or at least one that will send any correspondence in English it will make my life significantly easier.

I'm getting a little fed up after 6yrs of trying to find translators previously in Munich, Brussels and then Oslo to decipher banking fine print on rules and regs. Asking employers gets to me, as then know all the ins & outs of my finances etc!

Any assistance / advice would be eternally appreciated.
Thank you sooooooooooo much - in anticipation
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  #2  
Old 12.01.2007, 22:17
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Re: Banking In English in Switzerland

I've been happy with the Post Bank - they have the option to have everything in English and have been helpful.
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  #3  
Old 12.01.2007, 22:22
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Re: Banking In English in Switzerland

my UBS Account is in English - works excellent and never any problems
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Old 12.01.2007, 22:30
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Re: Banking In English in Switzerland

I am with UBS and everything I get by post + e-banking is ALL in English.
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Old 12.01.2007, 22:44
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Re: Banking In English in Switzerland

Thankyou all for such swift replies.
If only it had been that simple in the past....
probably would have been if I had f though to go looking for and found an EF....

Thank you again, have a great weekend.
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Old 12.01.2007, 23:27
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Re: Banking In English in Switzerland

Yes, I'm also with UBS and as said previously everything I receive by mail and on internet banking is in English. Also, whenever I have e-mailed questions I have always had a prompt response from an English speaking person - so no need to fumble around in German. Funnily all the ATMs also switch to English when I insert my card - obviously my account tells them this preference.


Cheers Ry
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Old 12.01.2007, 23:37
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Re: Banking In English in Switzerland

Thankyou, that bit about the atm's is great to know.
I can't count the number of times in Munich I've had to ask the person behind me what it is telling me/asking me etc....Yeap! I admit I'm the worst when it comes to working out anything that isn't english

Thanks again for all the info
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Old 13.01.2007, 00:31
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Re: Banking In English in Switzerland

I'm with Credit Suisse and everything is available in English, including the people who 'manage' your account.
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Old 13.01.2007, 07:50
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Re: Banking In English in Switzerland

Once you have opted for English not only are ATMs in English, but ePOS (electronic point of sale) payment machines are 95% in English too...
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Old 13.01.2007, 22:13
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Re: Banking In English in Switzerland

Quote:
I've been happy with the Post Bank - they have the option to have everything in English and have been helpful.
I agree. All my banking stuff is done through the Post. The cash machines are also in English.
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Old 14.01.2007, 14:49
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Re: Banking In English in Switzerland

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I agree. All my banking stuff is done through the Post. The cash machines are also in English.
How is the Post as regards foreign currency accounts and overseas payments? I used to bank with SZ Kantonalbank, fine for domestic stuff, but limited on that stuff.

D
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Old 04.07.2007, 01:32
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Re: Banking In English in Switzerland

Overseas payments ok also support IBAN.
Currency accounts also available.
Click on the english section of www.postfinance.ch

However you can't get anything other than CHF & Euros from their machines and no foreign currency apart from Euros from most branches. In addition they won't even buy back Euro in most branches. (eg Letzipark branch in Alstetten curious really).

Oh and although the postcard works fine in CH, no EC/Maestro card available for non-CH debit carding.
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Old 04.07.2007, 06:49
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Re: Banking In English in Switzerland

All of my banking stuff with UBS is in English except the ATM - for some reason 10 years ago they could not work out why it would not switch to English and I never bothered following it up.
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Old 04.07.2007, 07:57
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Re: Banking In English in Switzerland

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All of my banking stuff with UBS is in English except the ATM - for some reason 10 years ago they could not work out why it would not switch to English and I never bothered following it up.
They fixed it by the time I opened my UBS 2 years ago...
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  #15  
Old 04.07.2007, 08:08
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Re: Banking In English in Switzerland

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However you can't get anything other than CHF & Euros from their machines and no foreign currency apart from Euros from most branches.
You can certainly get currency at my local Post and I would guess all the main ones in towns. You do have to order it in advance thoigh.

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Oh and although the postcard works fine in CH, no EC/Maestro card available for non-CH debit carding.
But you can get cash with your postcard abroad and you can get a mastercard or visa for shop purchases abroad. There is also a new TravelCash card - like a Cash but international.
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  #16  
Old 05.07.2007, 12:05
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Re: Banking In English in Switzerland

I have been using UBS for almost 2 years now. Quite happy with their services and low service fee. It is also quite easy to open new accounts as well. The only thing I would complain is the big 'calculator' that you need to use for e-banking.....
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Old 05.07.2007, 12:17
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Re: Banking In English in Switzerland

Yes Postfinance have introduced the same, however a portable keyring version is also possible. CS have a secureid.
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Old 05.07.2007, 12:32
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Re: Banking In English in Switzerland

The only bank I've ever heard of that doesn't offer their services in English is Migros Bank. Other than that, almost all of the banks in Switzerland are also international and so therefore by necessity must also offer their services in English.

But for using an ATM, every one I've ever seen in all of Europe has the option at the beginning to choose your language as English, so taking out money regardless of where you are should never be a problem.

I hope the banks/ATMs in Europe don't begin to go the way of US ATMs and start charging non-customers for use of their ATMs.
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Old 05.07.2007, 12:35
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Re: Banking In English in Switzerland

Many of the Kantonal Banks dont. Many banks in Europe already charge to withdraw money for others ATM. I recently got charged 5.01EUR to take money out of a machine in Germany (drawn on another German bank)...

dave

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The only bank I've ever heard of that doesn't offer their services in English is Migros Bank. Other than that, almost all of the banks in Switzerland are also international and so therefore by necessity must also offer their services in English.

But for using an ATM, every one I've ever seen in all of Europe has the option at the beginning to choose your language as English, so taking out money regardless of where you are should never be a problem.

I hope the banks/ATMs in Europe don't begin to go the way of US ATMs and start charging non-customers for use of their ATMs.
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Old 05.07.2007, 13:01
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Re: Banking In English in Switzerland

Really?!? D*mn it. I was really hoping that wasn't gonna happen.

5 Euro? That's insane.

I guess the point I was trying to get it is that if you go with a larger bank/international Swiss-based bank you'll be able to bank in English.

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Many of the Kantonal Banks dont. Many banks in Europe already charge to withdraw money for others ATM. I recently got charged 5.01EUR to take money out of a machine in Germany (drawn on another German bank)...

dave
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