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Old 29.01.2007, 15:04
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Credit card Statements online

Hi everyone.
I own a mastercard from swisscard.
It is unbelievable that swisscard does not offer any system to check your credit card balance in real time or statement history from any date.

Switzerland is a banking / finance paradise but Swisscard definitely a big looser for credit card services. I hate to call their customer support just to find out about my current balance or limit and I also hate them to always do wrong calculations and try to charge up my bank account directly at the end of each month!! and I usually have no idea about the amount until it appears in my bank statement at the end of the month. They are also quite stupid to do wrong calculations, to try to charge my account in excessive amount and send me a WARNING letter asking me to credit my bank account!! SWISSCARD= TOTAL IDIOTS!!

Has anyone had similar experience? is there any other credit card company that offers online balance checking or statments etc.?

Thanks
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Old 29.01.2007, 15:08
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Re: Credit card Statements online

Don't direct debit your CC then
UBS allows you to see your current status online. I'm going to kill the missus!!!
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Old 29.01.2007, 15:11
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Re: Credit card Statements online

I'm with www.cornercard.ch and they have had full online facilities for years...
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Old 14.01.2008, 13:32
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Re: Credit card Statements online

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I'm with www.cornercard.ch and they have had full online facilities for years...

I'd like to add, that I have also used cornercard for years and been happy with their online access. And...
Recently they changed some of their online security and I can now go to a foreign web site. Buy something using foreign delivery and statement addresses (for a relative abroad), use foreign details for all contact etc and only at the final stage enter my credit-card password via the cornercard security site. This is a huge improvement over some older credit cards I had where there was always a problem with addresses in one country and delivery in another.
Made purchasing very simple. Don't know if other cards work in a similar manner or if this was unusual due to the host/purchase web site.
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Old 14.01.2008, 13:42
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Re: Credit card Statements online

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Don't know if other cards work in a similar manner or if this was unusual due to the host/purchase web site.
Yes. The technology is called 3D secure.
http://www.viseca.ch/html/en/service...ema=3-D+Secure

Or depending on your actual card:
"Verified by Visa" or "MasterCard SecureCode"
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Old 29.01.2007, 15:09
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Re: Credit card Statements online

Quote:
Hi everyone.
I own a mastercard from swisscard.
It is unbelievable that swisscard does not offer any system to check your credit card balance in real time or statement history from any date.

Switzerland is a banking / finance paradise but Swisscard definitely a big looser for credit card services. I hate to call their customer support just to find out about my current balance or limit and I also hate them to always do wrong calculations and try to charge up my bank account directly at the end of each month!! and I usually have no idea about the amount until it appears in my bank statement at the end of the month. They are also quite stupid to do wrong calculations, to try to charge my account in excessive amount and send me a WARNING letter asking me to credit my bank account!! SWISSCARD= TOTAL IDIOTS!!

Has anyone had similar experience? is there any other credit card company that offers online balance checking or statments etc.?

Thanks

Yes !!!

So I gave my business to Corner Bank, you can check your balance/transaction details online.

I did try with UBS Credit Cards as well but they told me I'd need a bank account with them to access online credit card services. I'm not allowed however to have a bank account with them.
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Old 29.01.2007, 15:12
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Re: Credit card Statements online

I wasnt even asked to allow them to direct debit or not.
Because Ive recently moved in and I am on a B permit (Non EU) CS told me that itd have to be Direct Debit. I have no problems with direct debit but these idiots in Swisscard did a wrong calculation and tried to charge my account 1.5 more than what I actually spended. I am so fed up with them..

Maybe UBS could be a better option..
I am trying to find out who offers the best credit card services and reliability?
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Old 29.01.2007, 15:16
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Re: Credit card Statements online

let me see:
Jelmoli, Coop, Migros and Orange now offer free credit cards. See if any of those tick the boxes for you?
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Old 29.01.2007, 15:24
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Re: Credit card Statements online

If your employer is a big outfit, they may well have special deals with cc companies for cheap annual fees and free partner cards...
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Old 29.01.2007, 15:45
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Re: Credit card Statements online

Viseca allows you to check your card online as well. Swisscard offers this service on certain Amex cards.

Me, I just call them to ask how much I owe them, that's how advanced my budget planning is...
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