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Old 05.02.2007, 00:42
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Question re: credit card for airline miles

I'm going to be in need of as many miles as I can get once I get to CH. I want to get a credit card that gives airline miles to pay for all my moving expenses. I'm learning that almost all US credit cards charge a 2-3% transaction fee for purchases made overseas. Or they only allow you to use miles if you originate from the US. Anyone know of one that doesn't have these two problems? Or, will I be able to get a credit card that accrues miles once I get to Switzerland and avoid the who international transaction fee thing?
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Old 05.02.2007, 09:47
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Re: Question re: credit card for airline miles

Hi

Swiss International Airlines offers credit cards which helps you get miles which can be redeemed on the Star Alliance network.

But, I guess it does not make sense to spend on a credit card to get miles as the annual fee more or less is equal to the value you get in miles.

Regards
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Old 05.02.2007, 11:45
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Re: Question re: credit card for airline miles

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I'm going to be in need of as many miles as I can get once I get to CH. I want to get a credit card that gives airline miles to pay for all my moving expenses. I'm learning that almost all US credit cards charge a 2-3% transaction fee for purchases made overseas. Or they only allow you to use miles if you originate from the US. Anyone know of one that doesn't have these two problems? Or, will I be able to get a credit card that accrues miles once I get to Switzerland and avoid the who international transaction fee thing?
BA over diners club
Swiss over MC or VISA.

Those are your choices from here in Switzerland.

Internationally probably the best available is "miles and more" credit card from Lufthansa
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Old 05.02.2007, 14:11
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Re: Question re: credit card for airline miles

Thank you both. I'll do more research into the ones you have mentioned...
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Old 07.02.2007, 13:24
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Re: Question re: credit card for airline miles

Quote:
BA over diners club
Swiss over MC or VISA.

Those are your choices from here in Switzerland.

Internationally probably the best available is "miles and more" credit card from Lufthansa
Be careful using a BA Amex card. I built up a lot of miles only to find it was the same price to buy a flight from Switzerland to the UK without any BA miles as to use the miles. This is because they always charge you the taxes. I queried this with BA and they admitted it can and does occur!! Steer clear.
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Old 28.05.2007, 15:21
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Re: Question re: credit card for airline miles

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Be careful using a BA Amex card. I built up a lot of miles only to find it was the same price to buy a flight from Switzerland to the UK without any BA miles as to use the miles. This is because they always charge you the taxes. I queried this with BA and they admitted it can and does occur!! Steer clear.
This is not correct. You only pay the taxes. But effectively, for a European ticket, the airline fare could only be CHF 40.-, so the difference can be small for the number of miles you spend. (9,000 miles).

Also, note that, In switzerland, there is no BA Amex card, only a Diners Club one (which, by the way, give you access to a few Airline private lounges).
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Old 28.05.2007, 16:30
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Re: Question re: credit card for airline miles

I would suggest the www.cornerbank.ch miles and more mastercard. once u reach status as a frequent traveller or senator (like me) the card is free.
plus the give you a nice kick off bonus. Its comparable with the Swiss cards from AECS Credit Suisse but as it's lufthansa and they have the same miles and more program as swiss, austrian, croatia airlines, etc it doesnt matter. I have a Swiss Lufthansa credit card, a German Lufthansa credit card and a swiss Miles and more card all linked to the same account so I collect whether I pay in Euro or Swiss Francs.
PM me for links.
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Old 29.05.2007, 13:11
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Re: Question re: credit card for airline miles

[quote=Fly-Swiss;66164]This is not correct. You only pay the taxes. But effectively, for a European ticket, the airline fare could only be CHF 40.-, so the difference can be small for the number of miles you spend. (9,000 miles).

I am afraid it IS correct. I took the matter up with BA and they admitted that from time to time the fare you pay London -Geneva return by booking on the BA Website, including all taxes etc, can be the same total price as using 9000 miles. Hence the miles are worthless. I have it in writing too. BA went on to say that nowhere in the small print of their Scheme do they promise that the BA miles get you a cheaper flight than available from BA on their website without any miles. They call it 'variable pricing'. I call it 'cheating the consumer'.
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Old 29.05.2007, 23:24
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Re: Question re: credit card for airline miles

I have tried a dummy booking on their website and the price is replaced by miles. what they call "taxes, fees, charges" remains the same. Hence, you still save something like 40 gbp on the ticket. But anyway, maybe a misunderstanding somewhere...

It is not worth using miles for short haul flights these days, they are much more valuable for Eco or Business trips on long haul. Plus, they would have to give me miles for me to accept to use Heathrow or Gatwick....
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Old 30.05.2007, 03:26
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Re: Question re: credit card for airline miles

Just an update - for those who are in the US and moving to Europe, it seems the Capital One No Hassles miles card is the best - with no foreign transaction fees and no annual fee! I'm not sure the money spent to miles conversion is the best but you have flexibility in getting free tickets on any airline. If anyone has had a bad experience with this card, let me know - but I'm going to give it a try as it seems the best option when coming from the US.

Thanks for all the input!
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Old 03.06.2007, 21:35
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Re: Question re: credit card for airline miles

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Hi

Swiss International Airlines offers credit cards which helps you get miles which can be redeemed on the Star Alliance network.

But, I guess it does not make sense to spend on a credit card to get miles as the annual fee more or less is equal to the value you get in miles.

Regards
The annual fee is flat, so it really depends on how much you spend as to whether you will get miles outnumbering your annual fee. And hopefully it goes without saying that you should only be spending what you would have spent anyway, just that you are being smarter about putting it through one card. I am getting better at it; e.g. I buy everything I can on the credit card (as I have already paid the annual fee) including petrol and groceries, so that it all gets the miles too. Amazing how much that adds up to in a year!

The Swiss credit card, as mentioned above, now gets you "Miles and More" since Swiss was acquired by Lufthansa, and as mentioned above it is usable on the Star Alliance Network, which really is a very good network and certainly covers the continents and countries that I need to get to for free.

Go for it ...
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Old 16.08.2013, 08:27
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Re: Question re: credit card for airline miles

Did someone have an air miles thread séance?
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Old 16.08.2013, 08:32
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Re: Question re: credit card for airline miles

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Did someone have an air miles thread séance?
nope. just spam.
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Old 16.08.2013, 09:52
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Re: Question re: credit card for airline miles

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Just an update - for those who are in the US and moving to Europe, it seems the Capital One No Hassles miles card is the best - with no foreign transaction fees and no annual fee! I'm not sure the money spent to miles conversion is the best but you have flexibility in getting free tickets on any airline. If anyone has had a bad experience with this card, let me know - but I'm going to give it a try as it seems the best option when coming from the US.

Thanks for all the input!
I can recommend two awesome cards from the US that both have no exchange fees. Both have a $95 dollar annual fee, but its waived in the first year. Since you will be needing it when you move here, and less afterwards, you can cancel it later.

1) Chase Sapphire Preferred-you get 40,000 points ($400) or 40k miles on several airlines (including United) back after spending $3000 in 3 months. It gives you 2% on all travel purchases.

2) Barclays Arrival card. This one i like even more. It gives you 40,000 points after spending 1k in 3 months. You can use this to get $200 back or $400 on travel spending. In my case I used this to buy a $1,100 travel package on expedia. After the first statement I got a $400 credit that i used to reduce the balance to $700. I specifically got this card for this trip. The other huge plus is that it has 0% apr on purchases and transfers in the first year (so you have no stress paying of all that stuff until you get a couple of paychecks here under your belt)
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Old 16.08.2013, 10:44
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Re: Question re: credit card for airline miles

I would also highly recommend the Chase Sapphire Preferred card.

The card has an annual 7% annual points dividend.

-You will receive 2 points per dollar for car rentals worldwide, plus the 7% points dividend, giving you 2.14 points per dollar spent on all travel and dining categories. Points can be transferred to partners like United, Hyatt, Korean, BA, and SouthWest.

-You earn 1.07 points per dollar spent and 2.14 points per dollar spent on restaurants, airfare, hotels, car rentals, charges in airports, travel agencies, caterers, timeshares, trains, buses, taxis/limos, ferries, bridges, tolls, and parking. On the First Friday of every month you’ll earn 3.21 points per dollar on dining.

Fringe Benefits: No foreign transactions fees, no phone-tree to speak to a live rep, plus the heavy metal card is sweet looking.


Transferring the points to United Airlines, you can book an award
ticket with any Star Alliance partner. Plus unlike the other frequent
flier programs, United, does not impose large fuel surcharges on award tickets.


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I can recommend two awesome cards from the US that both have no exchange fees. Both have a $95 dollar annual fee, but its waived in the first year. Since you will be needing it when you move here, and less afterwards, you can cancel it later.

1) Chase Sapphire Preferred-you get 40,000 points ($400) or 40k miles on several airlines (including United) back after spending $3000 in 3 months. It gives you 2% on all travel purchases.

2) Barclays Arrival card. This one i like even more. It gives you 40,000 points after spending 1k in 3 months. You can use this to get $200 back or $400 on travel spending. In my case I used this to buy a $1,100 travel package on expedia. After the first statement I got a $400 credit that i used to reduce the balance to $700. I specifically got this card for this trip. The other huge plus is that it has 0% apr on purchases and transfers in the first year (so you have no stress paying of all that stuff until you get a couple of paychecks here under your belt)
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Old 16.08.2013, 13:44
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Re: Question re: credit card for airline miles

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I would also highly recommend the Chase Sapphire Preferred card.

The card has an annual 7% annual points dividend.

-You will receive 2 points per dollar for car rentals worldwide, plus the 7% points dividend, giving you 2.14 points per dollar spent on all travel and dining categories. Points can be transferred to partners like United, Hyatt, Korean, BA, and SouthWest.

-You earn 1.07 points per dollar spent and 2.14 points per dollar spent on restaurants, airfare, hotels, car rentals, charges in airports, travel agencies, caterers, timeshares, trains, buses, taxis/limos, ferries, bridges, tolls, and parking. On the First Friday of every month you’ll earn 3.21 points per dollar on dining.

Fringe Benefits: No foreign transactions fees, no phone-tree to speak to a live rep, plus the heavy metal card is sweet looking.


Transferring the points to United Airlines, you can book an award
ticket with any Star Alliance partner. Plus unlike the other frequent
flier programs, United, does not impose large fuel surcharges on award tickets.
Don't forget that if you book travel through their website and pay for the trip in points, you get a 25% boost. So once you get the 40,000 new account bonus points, you can go ahead and either get $400 or $500 towards the purchase of a plane ticket, hotel, etc. From what ive seen, their trvel prices are not hiked up to compensate for this. They're like expedia, travelocity...etc

I forgot to mention that the Barclay Arrival card also gives you a subscription to Trip It pro which is an awesome app to organize all your travel plans.
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Old 16.08.2013, 13:49
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Re: Question re: credit card for airline miles

Funny how an early morning spammer can raise threads from the dead
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