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Old 28.08.2009, 22:25
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Re: Transfer to US without IBAN

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Wow, EnglishFourm is the best source for information! I just searched all over the internet for info on how to transfer money to Canada from Europe. I'd found out some things, but then I stumbled across this thread in the middle of a Google search. The information here is way more useful than that in all of the other sources I found put together. Thanks a lot, guys! I should have tired EF first, but I searched globally instead since this seems to be a more Europe-wide problem instead of being Swiss-focused.

Here's a bit more info for people trying to transfer cash to Canada, which is again different from the US in this regard. Wikipedia has a useful page on Wikipedia reference-linkRouting_transit_number, including a section on Canadian transit numbers. Here's the useful info:



This EFT code for Canada then appears to be comparable (at least it is in the same 9-digit format) as the routing codes in the US. I have also figured out the SWIFT/BIC code through some other websites (the 8-digit and 11-digit versions), so hopefully I now have all that I need.

Still one more problem though - I cannot find a way to make the transfer using online banking with UBS without an IBAN number. Has anyone had any success doing this? People above appear to have suggested that they can, but did not explain exactly how they did so. If not, I will have to go into the bank and find someone there who believes me that I can do the transfer without the IBAN number (the woman I spoke to 2 days ago seemed to think that I couldn't, but now I know better than her).

As others have said, there are absolutely, positively, no IBAN numbers for US bank accounts. You should be able to make your transfer by telephone banking if you have that facility. Google '"united states" banks iban' The first hit will be an explanatory Wikipedia article. The second is a plain-language explanation of how IBAN and BIC/SWIFT work: http://auctionfeecalculator.com/iban_transfers.html
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  #22  
Old 01.09.2009, 12:05
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Re: Transfer to US without IBAN

The transfer I made from Switzerland to Canada went through successfully, so I thought I would post what I learned about how to do it with an online form here (I use UBS bank).

Instead of the IBAN, you can just enter the recipient's account number. I only located a generic SWIFT / BIC code for the bank I was transferring to, and not one for the specific branch, which does not seem to exist in this case. I therefore instead went with the transit number, as I explained in my previous post, which is composed of the branch number and institution number, and has a similar format to the US routing numbers. In addition, in the comments field I added all of the info that I had: branch, institution, generic SWIFT, bank address, ... The field was only just big enough for all of this, but I made it work by using less line-breaks and abbreviating some words.

I selected the option "All costs borne by ordering customer". I paid one service fee for an international transaction of 5 CHF and a "third-party fee" of 20 CHF. However, the recipient was then also charged a fee by his bank in Canada, and so the transferred amount was not quite as much as I was trying to pay him. Fortunately, this was not much of a problem for us.
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  #23  
Old 01.09.2009, 23:07
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Re: Transfer to US without IBAN

I also use Credit Suisse to make bank tranfers from Switzerland to the US. I do the whole thing in English online with absolutely no problems. It's a simple automated form-fill process.
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Old 08.08.2012, 10:54
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Re: Transfer to US without IBAN

Thanks. So anyone done this with UBS? Do you just put the US bank number in the IBAN field?
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