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Old 18.05.2009, 21:15
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Car financed in CH but am moving to France?

Wondering if anyone can shed some light on what I can or cant do with this situation. We are soon moving to France, to a town next to Geneve, and we are planning on taking our new vehicle with. It is financed in CH though, would this present a problem and are there any other issues we need to be aware of regarding the vehicle, finance, etc?

Thanks in advance for your wisedon.
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Old 18.05.2009, 22:20
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Re: Car financed in CH but am moving to France?

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Wondering if anyone can shed some light on what I can or cant do with this situation. We are soon moving to France, to a town next to Geneve, and we are planning on taking our new vehicle with. It is financed in CH though, would this present a problem and are there any other issues we need to be aware of regarding the vehicle, finance, etc?

Thanks in advance for your wisedon.
Read your leasing contract and also ask the financier.
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Old 18.05.2009, 23:10
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Re: Car financed in CH but am moving to France?

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Read your leasing contract and also ask the financier.
Herein lie the words of wisdom. Call the bank (AKA lender / lessor) that lent you the money in the first place. Chances are, they'll want payment in full before releasing the lien / lease and allowing you to move the vehicle to another country. Not that I ever worked in auto financing or anything ...
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Old 19.05.2009, 22:19
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Re: Car financed in CH but am moving to France?

Swiss missus,
There may be French customs duties and VAT to pay. The car is legally not yours. So it cannot be imported into France as personal household.
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Old 19.05.2009, 22:23
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Re: Car financed in CH but am moving to France?

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Wondering if anyone can shed some light on what I can or cant do with this situation. We are soon moving to France, to a town next to Geneve, and we are planning on taking our new vehicle with. It is financed in CH though, would this present a problem and are there any other issues we need to be aware of regarding the vehicle, finance, etc?

Thanks in advance for your wisedon.
That's potentially a problem - is it a lease or did you take a credit to finance it? If you leased it you are not the legal owner of the car (the leasing company is) which means you have to pay taxes when importing it into the EU. Likely so high that the whole thing doesn't make sense anymore.
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Old 21.08.2009, 17:26
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Re: Car financed in CH but am moving to France?

Just wondering if you found a solution. We are running into the same problem moving from Geneva across into France. We checked with our leasing company prior to the move and they are fine with it - the French customs however are causing an issue (and also don't seem to clearly know what to do)
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Old 21.08.2009, 17:37
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Re: Car financed in CH but am moving to France?

car wise - there are ahuge amount of problems - plates etc etc. the vat issue is also there. i was going to buy a car from the porsche garage in geneva but when i told then i lived in france they pretty much point blanky refused...

the easiest solution is to sell it somehow and buy another in france!
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Old 25.10.2009, 10:35
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Re: Car financed in CH but am moving to France?

Sorry for the late reply but have been busy with moving, settling in etc. Basically the only solution is to buy your car outright in CH or refinance it in France. Both those options are the only one acceptable by the French. Let me know if you have any further questions as we have just finished the process of bringing our car over. Selling it was not an option as it was pretty much brand new and we would have lost a fortune on it.
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