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Old 21.09.2009, 21:13
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VOR Savings

Hello

I am thinking about returning home to the UK after 3 years working here and am now getting confused about the pension rights having read several forums.

It seems that you can't take your pension with you, is that the AHV pension or is that all pensions? I have been paying into a VOR saving scheme with my company and am wondering if I can cash that or not. Actually I'm not totally sure what a "vor savings" policiy is! I pay a set amount and the company pays the same..........

Has anyone been through this recently? Any advice would be greatly appreciated.

Andy
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Old 21.09.2009, 22:40
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Re: VOR Savings

Because of the bilateral agreements between CH and EU, you can only cash-out the super-obligatory part of your Pillar-2.
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Old 21.09.2009, 22:55
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Re: VOR Savings

Thank you for the rapid reply........what exactly is the "super-obligatory" part of my pillar 2?
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Old 21.09.2009, 23:02
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Re: VOR Savings

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Thank you for the rapid reply........what exactly is the "super-obligatory" part of my pillar 2?
The super-obligatory part is when you voluntarily deposit additional amounts into your Pillar-2. The normal monthly deductions are obligatory.

Most probably you do not have a super-obligatory part. Check the annual year-end statement from the pension fund for "überobligatorisch" or similar.
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Old 25.06.2019, 21:48
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Re: VOR Savings

Hi All,

Can someone explain the difference between VOR savings and VOR saving corr.?. There are these deductions in my payroll and I think they are both send to my 2nd pillar pension ?. Does the company also pay the sum of these two if agreed on 50/50 ?.

Thank you.
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