| Quote: | |  | |
| Any suggestions on the best way to invest surplus income:
- third pillar schemes?
- pension schemes
- shares/bonds (including long term vs short term trading)
- funds
- wealth management schemes
- property | |
| | |
Must do: contribute maximum possible to 3rd pillar and pension schemes. Those are:
- tax deductible (but some taxes later on withdrawal)
- tax privileged (capital and interests are tax free)
- relatively safe
To decide on other investments, you should consult a financial planner, who would assess your financial situation, goals, risk appetite, etc.