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Old 12.07.2010, 16:54
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Taxes / charges for frontaliers

I'm trying to do a comparison of my current financial situation (living and working in Switzerland) with potentially becoming a frontalier (living in France and working in Basel).

If I understand this site correctly, I would continue to work in Basel but no tax would be withheld. I would simply file a French income tax return at the end of the year. So far, so good. I can calculate my French income taxes easily enough on the French Tax Calculator.

But what about the additional charges that I will have to pay -- healthcare, pension, accident/illness, unemployment, etc. Where can I find a list (and, even better, a calculator) of the additional charges I need to pay? I had a quick look at comparis, but that seems onto to give the charges if you live in Switzerland.

D'oh! I should have read the Frontalier site more carefully. Apparently I can order a Guide to Frontalier Living...

NB: I've included the links on this post in case anyone else comes across it later when searching and finds it useful...
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Old 12.07.2010, 17:08
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Re: Taxes / charges for frontaliers

Great post! Im thinking of doing the same thing but i will keep the flat in Geneva as well. I believe nothing will change if thats the case
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Old 12.07.2010, 22:41
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Re: Taxes / charges for frontaliers

We've been here before ... Basel & Geneva have different rules. In Geneva income tax & pension are taken at source, so no need for french tax calculator, unless you have loads of unearned income... A quick search will reveal more.

Last edited by FrankZappa; 12.07.2010 at 22:41. Reason: spelling mishtake
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Old 16.07.2010, 14:09
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Re: Taxes / charges for frontaliers

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We've been here before ... Basel & Geneva have different rules. In Geneva income tax & pension are taken at source, so no need for french tax calculator, unless you have loads of unearned income... A quick search will reveal more.
OT: It already has and probably will become much more complicated for GVA-based frontaliers as well.

Check "tdg.ch" AND "impot a la source" AND "quasi-resident" in Google...
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Old 16.07.2010, 18:57
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Re: Taxes / charges for frontaliers

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OT: It already has and probably will become much more complicated for GVA-based frontaliers as well.

Check "tdg.ch" AND "impot a la source" AND "quasi-resident" in Google...
Too true, but best of all, it'll mean big tax reductions for those of us who live a long way from work.

Under the new rules, I just claimed 500km per week at 0.86CHF (I think) per kilometer. The new deal is that some Geneva frontaliers can make a swiss tax claim, including all the goodies that swiss residents can deduct from their tax bill.

As I understand it, the conditions are that you must either be: unmarried, have a non-working spouse or have a spouse who works in Geneva. Also some large fraction of your total income must come from Geneva salaries (90%?). I've got a rotten memory, so check the exact figures before getting too excited...

However, you do have to be careful, as sending in the claim is irrevocable. If it turns out that you are worse off by claiming, instead of putting up with the normal frontalier deal, you have to pay anyway.
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Old 06.07.2011, 12:24
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Re: Taxes / charges for frontaliers

Hi,

I have a question for the case where my wife and I both work in Geneva but live in France.

We are both on tax code A as a result of this situation, with our individual salaries being taxed at source by our respective companies as if we were single people (also tax code A). However, I heard a rumour that at the end of the year our salaries will effectively be combined as if we were one person paying the tax code A, and consequently we would have to pay the difference in outstanding tax. Does anyone know if this is true?

I ran the figures and if this is true then it is going to cost us an absolute fortune! If it is true then it seems massively unfair to penalise marriage in this way, as we would be a lot better off if we were not married!

Many thanks to anyone who can help with this.

Ellan Vannin
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Old 06.07.2011, 13:03
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Re: Taxes / charges for frontaliers

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Hi,

I ran the figures and if this is true then it is going to cost us an absolute fortune! If it is true then it seems massively unfair to penalise marriage in this way, as we would be a lot better off if we were not married!

Many thanks to anyone who can help with this.

Ellan Vannin
Switzerland is a little old fashoned, the tax system assumes wives don't work because they have to bring up children! Salaries are higher than in other countries so it's a real possibility.
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Old 06.07.2011, 16:09
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Re: Taxes / charges for frontaliers

As far as I'm aware those in de facto marriage, i.e. not married but living together, are taxed as one unit as well. So no difference.
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Old 06.07.2011, 17:27
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Re: Taxes / charges for frontaliers

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As far as I'm aware those in de facto marriage, i.e. not married but living together, are taxed as one unit as well. So no difference.
I think thats most unlikely in CH, you either are or are not married. I have to get a form to prove I am not married!
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Old 09.07.2011, 19:10
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Re: Taxes / charges for frontaliers

Frontaliers et résidents : où payer vos impôts ?

Have a look at this site:

http://www.travailler-en-suisse.ch/i...on-suisse.html
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