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Old 03.08.2010, 15:38
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Getting started...

All - would appreciate your throughts on this one. I suspect a number of you will have dealt with it at some point.

I've just hit the ground in Zurich. I'm not sure which area I will ultimately be living in (and therefore what tax rate I'll be subject to) and am currently living in hotels whilst trying to find a place to live. My efforts to find a place are also being frustrated by work commitments which keep me flying in to and out of the country at regular intervals.

I know I need to register with the local authority (I'm a British passport holder) pretty quickly. I'll also need to set up a bank account as I'll be paid in Swiss francs by the Swiss branch I am employed by.And I also need to get my tax affairs in order.

Here are my questions:

1. In order to set up a bank account, do I need a permanent address (I'm living in hotels). Can I use my office address?

2. How do I register with the local authorities given them I'm living various hotels whilst finding somewhere to live, or should I wait until I've settled?

3. How will the country tax me given that I'm being paid in Swiss francs (assuming I can set up an account!) but that my address may well be changing a couple of times over the next few weeks, probably between areas with different tax rates?

It would all be easier if I'd moved straight in to a place, but that's unfortunately not how it's panned out. And my company is very unfamiliar with these types of moves and not a great deal of help. Hence I'm asking you guys, who have been excellent in the past!

Any thoughts appreciated.

L
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Old 03.08.2010, 16:04
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Re: Getting started...

You sound like someone who doesn't mind paying for some peace of mind - there are relocations services in Switzerland that help you find a place, get you a bank account and help you register. Bit like a very good P.A.

Otherwise:

You should be able to open a bank account with a hotel address, though I would recommend setting up an appointment in a branch rather than trying to get the account openend online - and take your contract with you just to be on the safe side.

You have to get registered within 14 days of arriving, even if you live in a hotel. In theory you have to let the Gemeinde know every time you move - but speak to them anyway.

You will be paying tax at source which means they estimate the tax due based on your salary and your employer will deduct it from your wages. You will probably be filling in a tax return at the end of the year where you will be jotting down all addresses. Save yourself some hassle and get a pro to do the tax return for about 100 francs - you'll see lots of ads in the paper around the time the tax returns are due.
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Old 03.08.2010, 17:47
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Re: Getting started...

If you don't have a fixed address yet, you can register at the gemeinde* using your employer's address. I did this when I first arrived. Then "move" as normal once you get your own place sorted.

(*the gemeinde where your employer is based)
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Old 04.08.2010, 08:28
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Re: Getting started...

LPA,

Lux has made a good point here, you will get charged by the Geminde everytime you register a new address as your permit will need updating.
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