Hi, anybody familiar with the internet transfer process of Smile Bank? Should the amount be credited to receiver's bank account directly or receiver will need to confirm the transaction? I suspect it is a trick, but would like to check to see anybody has experience with Smile Bank. Thanks,

It's a real bank - a pretty good one in fact, I've had a business relationship with them.

What strange is the amount includes transportation fee, Smile Bank instructed me to pay the transportation company first before they transfer the money to my account. How can I pay the transportation co on behalf of the buyer before receiving the money from the buyer? is it wierd? the transportation co seems real too...

many of the words you're using are strange. What is "transportation" - transportation of what? Do you mean transfer fee? What exactly are you trying to accomplish?

I am selling furniture on line. Transportation fee is what the buyer pay for moving the furnitures to his place. He should pay it directly to the transportation company in my opinion, as it is a self pick up sales.

Perhaps, although since one payment relies on another, and the "contract" is only completed with payment it might be difficult to ask him to purchase one without the other. In any case, this has nothing to do with Smile bank, which is a legitimate bank.

any suggestion on how can I find out if nothing tricky here? Shall I contact Smile Bank on the transaction? Thank you for the help

OK. Which transaction? What do you suspect? Why are Smile getting involved in your sale - are they the escrow agent? Have you been paid? If so, what's the "tricky" aspect?

if you don't mind, would you please give me your e-mail account so I can forward you what I got from the Smile Bank? I don't want to use the forum to discuss specific personal issues. Hope you can understand.

This sounds just like another spin off from the UPS scam... Money waiting, lottery won etc, just pay the admin fee up front...

Were you expecting a transfer ?
If you send emails , include the headers. Paste the content into Google, that might spot it as a scam.

Please put your case in general terms. The idea of a forum is to have a permanent record of general problems so that countless others can learn from a worked solution.

Did the email address you in person, or did it use a generic salutation ? Google the telephone number...It might not belong to Smile.

Contact Details.

Phone : +447024038052
E-mail : sbtransfer@accountant.com


Smile Bank Plc ®.



above is the signature of the e-mail I received. Looked at the Smile Bank website and I didn't see the telephone number there. I may try the "Security" service from Smile to check it out.

Scam. Google the telephone number.

I googled, and it didn't bring up Smile Bank. I am quite convinced it is a trick now. Smile Bank and Allo Expat's names are misused.

Please read my posts. It is a blatant known scam. Using a known scammers telephone number.

An 070 number is a UK "personal" telephone number which can carry extraordinary call charges. It's a scam by itself.

Something obvious to you but may not be the same case to Foreigners. Thank you two for helping me figure it out. Case closed, my first scam experience abroad!
How can we play back to the person creates the scam?!!!
Additional information, be cautious if you receive e-mail from williansmithuk03@gmail.com saying he wanted to buy something from you, this is where the scam started.

Well, this was a very confusing thread.

It goes without saying it is a scam. The name pronounces for itself "Smile Bank". Once they've cleaned your account they will be called "Laugh Bank".