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Old 13.07.2011, 00:14
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Re: Cheques as a means of payment

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Yes, I used here since most of you are in Switzerland. I try to make it easy.

I know, I was a smidge confusing. I've admitted it, thanks.

But the point about cheques or no cheques, not all elderly people are all that mobile.

My grandmother died a few years ago at just a few weeks shy of 98. Due to heart failure, swollen ankles, leukaemia and a few other things, she was nowhere near as mobile as she used to be. She lived with my father in rural South Carolina, where the nearest shop was about a 10 mile drive and no public transport. She gave up driving about 4 years or so before she died. She was extremely active, never sitting, until her illness got the better of her and then she was mostly housebound.

Had she not been living with my father, how would she have been able to get to far-away places? She was nowhere near ready for a care/nursing home, she was fine in her own apartment in my father's house.

Not everyone ages well, even those who used to climb mountains.
That's true...I wonder if we make it really easy for old folks, though, to survive completely self suficiently, they will be more lonely. Your dad had your grandma for a reason. Most families stick together. And those who don't might still have the chance of asking a friend, a neighbor, or, turn to that crazy PC. I don't know...my oldest student ever was 76 and could hardly hear, but she learned fast.
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Old 13.07.2011, 00:17
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Yes, but why would she need to write checks?

My grandfather just turned 99. As he is legally blind, he CAN'T write checks, yet his bills get paid.

I fail to see the difference.

Tom



Umm, computer?

My grandmother died 6 years ago at 89, she had no problems using a computer, but that was in the US.

Tom
Huge difference. My grandmother had great eyesight and a relatively strong hand. She also had her pride and independence. Writing a check was a symbol of that - that she could still take care of herself. She was so upset when I told them I couldn't take checks for birthdays, etc. over here, she loved to send them.

As for computers, my father is in his mid 70s and is happy to use a computer for everything - but banking. He does not trust that his banking info will remain secure online. I can understand his fears. He relies on checks.

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That's true...I wonder if we make it really easy for old folks, though, to survive completely self suficiently, they will be more lonely. Your dad had your grandma for a reason. Most families stick together. And those who don't might still have the chance of asking a friend, a neighbor, or, turn to that crazy PC. I don't know...my oldest student ever was 76 and could hardly hear, but she learned fast.
Oh, I'm not so sure about families sticking together. Look at most of us - we all live far away from our families, and many of us will not return to where they are.
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  #43  
Old 13.07.2011, 00:20
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Re: Cheques as a means of payment

I am ignoring e-banking too. It's evil. Took me so long to trust ATMs. I rarely make card purchases..

I wish we had cheques.
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Old 13.07.2011, 00:21
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Re: Cheques as a means of payment

I see the confusion. UK cheques are not the same as US checks. I believe it is a jailable offence in the USA to write a check that bounces. In the UK this is often the idea of a cheque. People with a temporary cash flow problem can write cheques for money they don't yet have. And post-date cheques. It really is an archaic system and should go. The fact that you can write a UK cheque on anything, including on the kitchen table, and it must be accepted by banks is an eccentricity Brits love though.

To answer the question what do the elderly Swiss do. I happened to call into my branch of the ZKB at the end of the month a few years ago. I have only ever been there twice. I mentioned this to the manager (who was a student in one of my English classes at the time).

He said it was the pensioners who came in the withdraw cash and then walk over the road to the post office and pay their bill. I asked why they didn't do it all by post. He shrugged and pointed out that they would probably close the branch and many others without this demand...
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  #45  
Old 13.07.2011, 00:24
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Re: Cheques as a means of payment

I recall in Australia one could call up a toll free number and pay up a bill ( with a BPAY Biller Code ). Punch in the code on the phone keypad as well as the number of your Bank Card or Credit / Debit Card with the possibility of multiple transactions in a single call - mom used it while awaiting for broadband. Cheaper than the soon to be phased out cheques which required postage, envelopes etc.
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Old 13.07.2011, 09:35
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Re: Cheques as a means of payment

And in the days BEFORE internet banking, I simply put all my payment slips in an envelope, and mailed them to my bank, who then paid them for me.

And here, you can send someone cash by mailing a red-slip to your bank, and the post-man will deliver it to your door!

Seems much simpler than checks.

Tom
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