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Old 15.07.2011, 21:11
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Being school loans free! [or how I spent my returned rent deposit]

Today is a big day for me.

I am officially school loans free! Thanks to Switzerland's rental deposit system.

We had this huge amount of money sleeping in an account as a deposit for our apartment. We did the hand over and we got all our money back. So we decided to clear our debts and my school loans was on top of the list!

I feel like a weight as been lift off my shoulder! The loans was totally worthed but it was all the time in the back of my mind.... Thinking that I would have to pay it for the next 10 years.

Switzerland is expensive but we can't complain too much because for us, it really gave us opportunity to clear loans and invest money for the futur.

It feels good,

Thanks for listening, I needed to share.

Nil
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Old 15.07.2011, 21:13
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Re: Being school loans free!

Shopping trip for something frivolous tomorrow, then?

EDIT - Actually, that's what I would do...

Last edited by Sandgrounder; 15.07.2011 at 21:14. Reason: Afterthought....
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Old 15.07.2011, 21:18
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Re: Being school loans free!

Quote:
Shopping trip for something frivolous tomorrow, then?

EDIT - Actually, that's what I would do...
With the money I don't have to pay anymore, I could do that shopping trip every month... Obviously I won't do that.... but I could!
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Old 15.07.2011, 21:21
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Re: Being school loans free! [or how I spent my returned rent deposit]

Quote:
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Today is a big day for me.

I am officially school loans free! Thanks to Switzerland's rental deposit system.

We had this huge amount of money sleeping in an account as a deposit for our apartment. We did the hand over and we got all our money back. So we decided to clear our debts and my school loans was on top of the list!

I feel like a weight as been lift off my shoulder! The loans was totally worthed but it was all the time in the back of my mind.... Thinking that I would have to pay it for the next 10 years.

Switzerland is expensive but we can't complain too much because for us, it really gave us opportunity to clear loans and invest money for the futur.

It feels good,

Thanks for listening, I needed to share.

Nil
Nice.
I know exactly what you mean.
Got our rental deposit back a week or so ago and it helped with some major expenses.
Having money tied up like this sometimes works in your favor when it becomes available again.
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Old 15.07.2011, 21:25
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Re: Being school loans free! [or how I spent my returned rent deposit]



Great news!
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Old 15.07.2011, 22:50
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Re: Being school loans free! [or how I spent my returned rent deposit]

And of course with ther CHF being so high at the mo, and the E so low- you have made an excellent profit from your savings. Hurray.
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Old 15.07.2011, 22:52
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Re: Being school loans free! [or how I spent my returned rent deposit]

Quote:
And of course with ther CHF being so high at the mo, and the E so low- you have made an excellent profit from your savings. Hurray.
Actually my loans was in CAN $ but still had a small profit! So I got an Iphone from hubby!
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Old 16.07.2011, 12:25
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Re: Being school loans free! [or how I spent my returned rent deposit]

Was talking about the deposit on your CH flat Nil - you must have made a tidy profit on re-conversion, no? Enough to buy a few pairs of shoes and a couple of dresses and handbags?
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Old 16.07.2011, 14:11
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Re: Being school loans free! [or how I spent my returned rent deposit]

Congrats Nil!!!!!!!!!!!
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Old 16.07.2011, 14:49
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Re: Being school loans free! [or how I spent my returned rent deposit]

Do you not need to put a deposit on your new flat?
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Old 16.07.2011, 16:19
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Re: Being school loans free! [or how I spent my returned rent deposit]

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Do you not need to put a deposit on your new flat?
yes.

But definitely not the same amount! And here everything is negociable.
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