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Old 18.01.2011, 16:30
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Re: Is it possible to rent a flat without being employed?

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Get a guarantee with SwissCaution or equivalent - that might help a lot.

http://www.swisscaution.ch/en/home

Previous thread:

Security deposit insurance ... options?
All Swiss caution do is take over the risk but they in turn want to be protected so they'll hardly give an open check (and that's what appartement caution basicaly is) to somebody with no job and not too much money behind them.
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  #22  
Old 18.01.2011, 17:30
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Re: Is it possible to rent a flat without being employed?

try the Langstrasse area. You should be able to pick up a cheap room. Or go to travel agent like Trotto Mundo-people go on holidays here for 6 months or a year and look for someone to take their place over for the time they are away.( they have a notice board there) I did that and found 2 places for 1 and a half years. I was also unemployed for that time.
Or look in A-Bulletin -an alternative magazin which has alot of offers for acommodation.
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  #23  
Old 18.01.2011, 19:04
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Re: Is it possible to rent a flat without being employed?

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You account will not impress anyone. You will need to transfer money into a closed deposit account as a safety. This is typically somewhere around two or three monthly rents, so if you rent an appartment for 1500 CHF a month, expect a deposit of 3000-4500. If you'd pay say six months in advance, that's another 9000 on top of that... all upfront. Even then I do not think you will actually find a place: As others said, apartments are in VERY short supply in Zurich, statistically even worse than in Manhattan. So landlords can typically pick a candidate out of a list.

Honestly: If you'd own a place you want to rent out and you have five candidates - four of which have stable jobs - would you give the one candidate without job a chance?

Probably not. So you will either only have a chance with the very few very undesireable places where a landlord is happy to find a renter (and I am sure you would be unhappy to rent it) - or go for a flatshare.
A bit off topic but is it really worse than Manhattan ?

Indeed a lot of money to put upfront without a job.
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Old 18.01.2011, 19:17
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Re: Is it possible to rent a flat without being employed?

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A bit off topic but is it really worse than Manhattan ?

Indeed a lot of money to put upfront without a job.
It is. Ratio of apartments available to people searching is the lowest I've seen anywhere...
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Old 01.05.2011, 04:00
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Re: Is it possible to rent a flat without being employed?

Update

Sucess! We've found a beautiful fully furnished 4.5 room apartment which we're subleting from Sep to April

We're signing the contract at the end of the month

Couldn't be happier! Such a stroke of luck

It turns out that it is possible to rent a flat without being employed after all, or at least sublet one!
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  #26  
Old 01.05.2011, 07:49
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Re: Is it possible to rent a flat without being employed?

Sorry but you will most likely need to have a job most places requrie proof of income with you check statements and some also like to get in contact with your employer just to conform that you aree who you say you are.

Good luck.
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  #27  
Old 01.05.2011, 11:09
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Re: Is it possible to rent a flat without being employed?

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Update

Sucess! We've found a beautiful fully furnished 4.5 room apartment which we're subleting from Sep to April

We're signing the contract at the end of the month

Couldn't be happier! Such a stroke of luck

It turns out that it is possible to rent a flat without being employed after all, or at least sublet one!
Congratulations - great news for you, always nice to have a home to go to!

A sub let would seem a good way to go - definitely going to be less strict than a direct let as they have less alternatives.

If you sticking around for longer should give you more options come next April to find a new place, with references and hopefully a job that you will have found before then.

Best of luck in your new place.
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  #28  
Old 02.05.2011, 16:27
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Re: Is it possible to rent a flat without being employed?

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It is. Ratio of apartments available to people searching is the lowest I've seen anywhere...
Is that only in the towns or overall ?
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  #29  
Old 02.05.2011, 16:54
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Re: Is it possible to rent a flat without being employed?

In Zurich and Geneva mainly. But even my sister who is looking in Bremgarten area is finding everything either out of her budget or too much competition for it. Subletting is a great option if you just need a bit more time to find somewhere or stabilise your situation though, great that it worked out for the OP.
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  #30  
Old 02.05.2011, 17:00
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Re: Is it possible to rent a flat without being employed?

I will be moving to Bern in June. My girlfriend is pregnant, Swiss, and unemployeed... not necessarily in that order. I am a freelance cinematographer, so I am not employed... technically. I live with two assistance and therapy dogs which in Switzerland is not recognized like in the US. People predicted doom and gloom :-)

We just signed a lease, so there's hope for you! That's the good news. My gf's family was prepared to be a guarantor on the lease, so that is an option. I thought about paying a year ahead. Our wonderful new landlords rejected all of that and gave us the apartment without guarantee.

Now the fine print. My gf's father is a retired pastor and prominent in the area. The landlords remember his tenure at a church in the neighborhood. The landlords themselves are retired academics, and my lady, though currently not employeed, is herself an academic. The landlords have a disabled son and showed keen interest in my dogs.

Lots of stars have to line up. It's true, but like my motherland Japan, I'm finding out this country is all about PERSONAL RELATIONSHIPS. Putting an ad in the paper can help. Sounds crazy, but people actually call you! Explain your situation, of course, protect yourself from scams... You never know what can happen.

Good luck!

Tosh
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