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Old 16.05.2011, 13:40
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Re: Problem with Schimmel.

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We had a similar problem in 2007. And yes, our insurance said the same thing as yours did (over a period of time etc).

What do you do now ? Well, talk it over with the MV before paying up. See what happens.

What does "over a period of time" mean? mould doesn't just instantly appear, so It is always over a period of time

When I had a problem like this, I contacted the landlord and he fixed it no cost, It was not a ventilation problem but more of an isolation missing on the wall that made it cooler than the others.
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Old 16.05.2011, 13:48
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Re: Problem with Schimmel.

If conditions are 'wrong' and spores remain in situ and not treated in depth, it will always re-occur. At the hotel mentioned above- we found this the hard way. Some areas were successfully treated with potassium permanganate before re-decorating- but most had to be gutted and started all over again. So you defo need proper advice from your rent association or professional to determine if it was 'your fault' or inherent and possibly a problem way before you moved in, and just painted over!

Last edited by Odile; 16.05.2011 at 13:58.
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  #23  
Old 16.05.2011, 13:55
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Re: Problem with Schimmel.

I'm curious if "schimmel" is what is referred to as "black mold" in the US. If so, there may be a chance that it existed inside your wall(s) even before you moved in. I say this because I once bought a house (in Seattle) and only 4 months later had to have the entire (windowless) bathroom gutted due to black mold that had existed inside the walls before I bought the house. The inspector didn't catch it because a special type of camera is needed to detect it when it's inside the walls and isn't showing on the surface yet.
Anyways, that stuff is incredibly nasty. It's like a virus and I strongly suggest that anyone carefully inspect all their walls for this stuff and immediately spray it. My husband and I even noticed some here on our bedroom wall, near the window!
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  #24  
Old 16.05.2011, 15:19
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Re: Problem with Schimmel.

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What does "over a period of time" mean? mould doesn't just instantly appear, so It is always over a period of time

When I had a problem like this, I contacted the landlord and he fixed it no cost, It was not a ventilation problem but more of an isolation missing on the wall that made it cooler than the others.
It means that insurance only covers what instantly appears.
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  #25  
Old 16.05.2011, 20:26
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Re: Problem with Schimmel.

Hi

Today i went to the MV and they said the can engage a lawyer to sort this out. They said 90% of the cases , it will be a fault in the building and 10% cases, the tenant fault. They said that the landlord has to prove that the tenant is guilty for the tenant to pay. Anyway i am planning to talk to the company once again before taking any decision.

Rgs.
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  #26  
Old 16.05.2011, 20:35
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Re: Problem with Schimmel.

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Problem with mould, is that if the conditions which created the problem first are not sorted out, it will happen again and again. Partly due to conditions, partly due to spores remaining in the fabric, paper, etc. Many Swiss bathrooms do not have windows- and poor extraction fans.
Our rental flat had the weakest extraction fan I had ever seen. We left the door open and the window in our bedroom but the ceiling started to peel away. Insurance excluded water damage (extra premium with a separate CHF 1000 deductible with Zürich). It ended up costing around CHF 400 to repair - so i'm glad I didn't pay for the extra insurance
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  #27  
Old 19.05.2011, 17:12
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Re: Problem with Schimmel.

In the Sticky at the top of this Sub Forum, there is the official version of what causes the problem, how to avoid it etc.
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Old 07.01.2015, 10:30
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Re: Problem with Schimmel.

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Schimmel in English, please? Mould? Limescale? ?
neither

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