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Old 18.06.2011, 10:36
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Renting while unemployed

Has anyone tried to rent a new apartment while unemployed and in receipt of unemployment money? Is this possible or just more difficult? I am looking at moving to a relatively cheap small town.
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Old 18.06.2011, 10:43
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Re: Renting while unemployed

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Has anyone tried to rent a new apartment while unemployed and in receipt of unemployment money? Is this possible or just more difficult? I am looking at moving to a relatively cheap small town.
I think you have no chance of renting an unfurished apartment (usually there is a minimum rental term of at least one year) while unemployed unless you can find someone to cosign for you.

You might have a better chance at something furnished, maybe in a private home, and pay the rent for a fixed period up front.

I hope you find a solution. Where are you looking and what is your budget? Do you have good references?
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Old 18.06.2011, 10:54
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Re: Renting while unemployed

We've talk about that in Romansh class. Seems like your only chance is in a renters' market, a place where the tenants are sought after with plenty of renting offers so that the owners can't choose too much. Such a place is rare is Switzerland. Very rare.

I just know of a colleague in Basel who rented one year unfurnished while unemployed (between two jobs, a teacher). He only could stay because he had a job after termination of the one year renting contract. I never found out if it was legal to offer one-year only renting contract for an unfurnished flat, but she didn't need to reseach that, it was a happy ending.
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Old 18.06.2011, 11:01
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Re: Renting while unemployed

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I think you have no chance of renting an unfurished apartment (usually there is a minimum rental term of at least one year) while unemployed unless you can find someone to cosign for you.

You might have a better chance at something furnished, maybe in a private home, and pay the rent for a fixed period up front.

I hope you find a solution. Where are you looking and what is your budget? Do you have good references?
Well I was thinking about somewhere in Canton Jura or maybe Thurgau. I have one good reference but have no one who could co-sign . I would like to pay a max rent of 1200 CHF
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Old 18.06.2011, 11:34
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Re: Renting while unemployed

If you can show income over three times over rent, thinking about the future years too, there should not be any problem in an area with little presure on the market. It's a financial question afterall.
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Old 18.06.2011, 11:36
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Re: Renting while unemployed

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Well I was thinking about somewhere in Canton Jura or maybe Thurgau. I have one good reference but have no one who could co-sign . I would like to pay a max rent of 1200 CHF
I know a swiss women who lives in Basel, she has been uneployed / social case for 10 years. She was able to get a flat with a garden by paying 3 months rent up front.
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Old 18.06.2011, 11:40
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Re: Renting while unemployed

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Well I was thinking about somewhere in Canton Jura or maybe Thurgau. I have one good reference but have no one who could co-sign . I would like to pay a max rent of 1200 CHF

I would think from a job search point of view and regular meetings with the RAV that you would want to be nearer to Zürich.

Under 1200 is certainly possible in Kt. Aargau, the region I cover. You might want to consider looking there.
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Old 18.06.2011, 11:44
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Re: Renting while unemployed

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I never found out if it was legal to offer one-year only renting contract for an unfurnished flat, but she didn't need to reseach that, it was a happy ending.
You can offer any term you like. I know someone who just rented an unfurnished flat for less than a year. Whatever you and the owner agree on.
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