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Old 31.08.2011, 20:22
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Advice: rent contra salary...

Hi everyone!
Iím brand new on this forum and soon brand new in Switzerland! I will move to Lucerne and doing my best finding a flat. I will look at one in a few weeks, but I donít know if I can afford it. My salary will be 4500CHF and the rent on the flat I will look at is 890CHF.
What do you think a good max. rent for me is? I donít have a clue how much:
A suitable flat insurance will cost?
Iis it standard in Switzerland that the flat got a freezer, refrigerator (or do I have to buy that on my own?)
How about electricity and warm water,what do you think I will need to pay for that every month?
What do you think my approx. total monthly cost with everything included will be if the rent is 890CHF?
Iím shore I will figure out more questions, but lets start with these!
Really appreciate some guidance!
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Old 31.08.2011, 20:25
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Re: Advice: rent contra salary...

Sorry for a such a compact text! I wrote the text first in word WITH divided text parts, but the dividing wouldnt wanna be included in the copy/paste step...
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Old 31.08.2011, 23:56
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Re: Advice: rent contra salary...

As long as your rent < 25% of your salary, you should be good.

House insurance: 20 - 40 CHF/month (check on comparis.ch).

Kitchen is usually fully equipped (so there should be a fridge).

Water and heating are usually in "Nebenkosten" -- check if that 890 includes nebenkosten or not.

Electricity: you pay yourself -- usually about 10 - 20 CHF/month
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Old 01.09.2011, 19:17
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Re: Advice: rent contra salary...

Quote:
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As long as your rent < 25% of your salary, you should be good.

House insurance: 20 - 40 CHF/month (check on comparis.ch).

Kitchen is usually fully equipped (so there should be a fridge).

Water and heating are usually in "Nebenkosten" -- check if that 890 includes nebenkosten or not.

Electricity: you pay yourself -- usually about 10 - 20 CHF/month
Thanks, really appreciated!
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