Go Back   English Forum Switzerland > Help & tips > Housing in general  
Thread Tools Display Modes
Old 24.09.2011, 12:15
Junior Member
Join Date: Aug 2011
Location: Lausanne
Posts: 89
Groaned at 1 Time in 1 Post
Thanked 44 Times in 23 Posts
Kutuzov has no particular reputation at present
A few tips/questions about buying


I'm in the process of learning the caveats in buying real estate here. I tried to look on the forum but haven't found the exact answers, so I would be grateful if anyone either comment on my questions below or direct me to the posts that answer them.

1. I've been looking at a few apartments in VD and FR. When asking banks for their assessment, they always need a plot number. Why is it so important (I guess it provides some info for the evaluation model the banks use) and does anyone knows what information is in the plot number? I understood that the plot number is always included into the details of the property, but sometimes it is possible to find on the website of the commune.

2. In both locations CS and UBS were much more reserved in appartments' evaluations than, say, BCV. Moreover, in Lausanne BCV guy was very enthusiastic about an apartment which UBS guy told me was 20% overpriced. And the apartment ended up sitting on the market for a month or so which I reckon confirms the point of UBS. Is it always the case?

3. From what I've read the best properties do not make it to the announcements at all (naturally!). Thus I would gather that reasonably priced properties go fast and do not need "wide" advertising. I've seen properties that existed for 1 day on anibis and then disappeared forever (and were sold). Therefore if I see a property that is marketed by many realities (but not for long time yet) -- does it signal that the property can be overvalued and the seller wants to throw as wide net as possible? Back in US a property would have MLS listing number and then the number of real estate agents was not that relevant.

4. In all my contacts with the banks and even realties they assume that the prices are negotiable and actually suggest that I bargain with the seller. It more reminds me about US where the initial price's usually only indication of the upper bound of the purchase price. My initial impression from reading the forum was the prices are rarely negotiable here. Am I wrong or it is a recent phenomenon?

I would naturally like an input from real estate agents, I know they read the forum as I got a few spam pms from them :-). I apologize for a long list of questions, just hope that someone could clarify them for me and they would be useful to other people as well.

Reply With Quote

appartment purchase, real estate

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Questions about buying contact lenses online in CH sojoh Family matters/health 34 07.10.2015 10:36
Velo Vignette: A few questions... litespeed Insurance 138 02.04.2015 12:23
A few questions from a stresshead. piwifish Daily life 13 16.09.2009 08:18
Introduction + a few questions ayo8 Introductions 1 26.08.2009 14:01
Basel:few questions Francy Housing in general 2 25.05.2008 22:36

All times are GMT +2. The time now is 22:27.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0