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Old 11.05.2012, 10:04
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Buy to Let (as an investment)

Hi everyone. I am thinking of buying a property to let (as an investment). I am both British and Swiss. Where do I gain more financial benefit? in UK or Switzerland?!! I am very confused with cons and pros, specially with tax related issues .....

Thank you
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  #2  
Old 11.05.2012, 10:08
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Re: Buy to Let (as an investment)

You're too late mate
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Old 11.05.2012, 13:27
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Re: Buy to Let (as an investment)

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You're too late mate


Why am I too late?!!! would you mind explaining to me? thank you
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Old 11.05.2012, 13:53
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Re: Buy to Let (as an investment)

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Why am I too late?!!! would you mind explaining to me? thank you
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Old 13.05.2012, 08:45
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Re: Buy to Let (as an investment)

Thank you - how can I post Thank You ?!!!
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Old 13.05.2012, 11:21
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Re: Buy to Let (as an investment)

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Thank you - how can I post Thank You ?!!!
You just did.

The actual "thank you" button on the individual posts is only active after YOU have made a total of TEN posts.
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Old 13.05.2012, 15:00
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Re: Buy to Let (as an investment)

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Thank you - how can I post Thank You ?!!!
You're welcome.

Everything you need to know about posting on EF, but were afraid to ask, is explained in Anatomy of a post: all those buttons and links, explained.
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Old 13.05.2012, 18:04
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Re: Buy to Let (as an investment)

thank you
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Old 13.05.2012, 18:48
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Re: Buy to Let (as an investment)

Make sure you get at least 6% interest to make it worth while.
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Old 13.05.2012, 18:51
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Re: Buy to Let (as an investment)

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Make sure you get at least 6% interest to make it worth while.
??????

Do you mean 6% return (yield)? Only the desperate would have to pay 6% interest rates in this market.

And good luck finding a B2L property in Switzerland returning 6% ... see bubble post, above.
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Old 13.05.2012, 19:29
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Re: Buy to Let (as an investment)

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Make sure you get at least 6% interest to make it worth while.
agreed. considering all the hassle and risk that property involves, 6-6.5% is really a minimum you should aim for. there's not a whole lot available at this price, but you can find them if you are persistent and creative.
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Old 13.05.2012, 21:38
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Re: Buy to Let (as an investment)

Please explain to me about this 6% yield

Correct me if I'm wrong; Now it's not a good time to buy..... I must wait till the bubble bursts ?!
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Old 14.05.2012, 14:39
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Re: Buy to Let (as an investment)

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Make sure you get at least 6% interest to make it worth while.
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??????

Do you mean 6% return (yield)? Only the desperate would have to pay 6% interest rates in this market.

And good luck finding a B2L property in Switzerland returning 6% ... see bubble post, above.
I'm not sure what GarryBasel's groan was for, there. And I still don't know if he understands the difference between interest rates and yields. My question was perfectly reasonable and understandable.
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Old 14.05.2012, 14:46
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Re: Buy to Let (as an investment)

It's like extracting teeth.
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Old 14.05.2012, 14:47
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Re: Buy to Let (as an investment)

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Please explain to me about this 6% yield

Correct me if I'm wrong; Now it's not a good time to buy..... I must wait till the bubble bursts ?!
If you are asking this question, you should definitely NOT be investing in real estate. There are many other investment opportunities that are less local and tied into the specificities of a very complex real estate market such as CH.

An old and very successful investor (Warren Buffet) said that if you do not understand the investment, stay away from it. Good advice.

Last edited by Verbier; 14.05.2012 at 14:48. Reason: typo
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Old 23.05.2012, 09:13
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Re: Buy to Let (as an investment)

There are many factors to consider when investing the buy-to-let market. I know a reasonable amount about the UK market, but would require a lot of time and research before entering into the Swiss market as it is so different.

If you want to discuss further or bounce some ideas then please PM me as I would be interested to know more about this area myself.

My boss is a buy-to-let landlord here in Swiss and has already provided me with a starting insight.

All the best

D
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Old 25.05.2012, 10:47
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Re: Buy to Let (as an investment)

Good idea, what insights ? Would be glad to learn something new....
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Old 27.05.2012, 02:56
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Re: Buy to Let (as an investment)

Search Homegate.ch and multi-units, the problem may be your limited to 200 m2. I tried to do the same, fund some units but the Swiss laws on ownership are not simple for expats.
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Old 27.05.2012, 09:10
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Re: Buy to Let (as an investment)

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Search Homegate.ch and multi-units, the problem may be your limited to 200 m2. I tried to do the same, fund some units but the Swiss laws on ownership are not simple for expats.
OP is not an expat but has dual citizenship (British/Swiss).

I think the question is what is your budget and what are you looking to buy?
I have clients renting properties that are privately owned and in some cases the owner is getting a very good return, others not. Our house was a rental object and when the previous tenant who had lived here for years moved out, the owners were very keen to sell. They still own the house next to ours and it is rented, but the return is not great as the rent is too low as the house has been rented for many years by the same tenant.
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Old 27.05.2012, 11:10
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Re: Buy to Let (as an investment)

That's right, a 6% yield is difficult to find. you can only restore a home and thus increase it's capital and rental value these days. and only buy where prices are going up, where people buy with cash, not mortgages.



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I'm not sure what GarryBasel's groan was for, there. And I still don't know if he understands the difference between interest rates and yields. My question was perfectly reasonable and understandable.
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