Go Back   English Forum Switzerland > Help & tips > Housing in general  
Reply
 
Thread Tools Display Modes
  #1  
Old 23.06.2012, 22:09
Junior Member
 
Join Date: May 2012
Location: ....
Posts: 84
Groaned at 0 Times in 0 Posts
Thanked 4 Times in 4 Posts
edfollett has no particular reputation at present
Additional Costs??

Hi all,

Probably a very simple question but I have been looking at flats to rent and see that there are 2 prices quoted. One with and one without additional costs?

Can someone let me know what these additional costs are?

Also is there such thing as a Swiss equivilant of the council tax that is in the UK? If so how much is it? Does it depend on the area you live? We intend to live in Horgen so any specific help would be great!

5 weeks till i arrive... cant wait :-)

Ed
Reply With Quote
  #2  
Old 23.06.2012, 22:27
quark's Avatar
Forum Veteran
 
Join Date: Sep 2010
Location: Aargh-Ow!
Posts: 1,327
Groaned at 12 Times in 11 Posts
Thanked 1,838 Times in 756 Posts
quark has a reputation beyond reputequark has a reputation beyond reputequark has a reputation beyond reputequark has a reputation beyond reputequark has a reputation beyond repute
Re: Additional Costs??

Quote:
View Post
Hi all,

Probably a very simple question but I have been looking at flats to rent and see that there are 2 prices quoted. One with and one without additional costs?

Can someone let me know what these additional costs are?
Search for 'Nebenkosten' in the search bar above, and all will be revealed in extensive and painstaking detail
Reply With Quote
  #3  
Old 23.06.2012, 22:41
Medea Fleecestealer's Avatar
Forum Legend
 
Join Date: Jul 2011
Location: Switzerland
Posts: 21,283
Groaned at 369 Times in 284 Posts
Thanked 16,068 Times in 9,136 Posts
Medea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond reputeMedea Fleecestealer has a reputation beyond repute
Re: Additional Costs??

Probably electricity, maybe something towards maintence of the building perhaps. I haven't lived in an apartment over here so can't say for sure. You'd have to check with the agency to be certain of what they're to cover.

Yes, there is a commune tax, but as you will be paying tax at source for the first 5 years you don't have to worry about it now. Basically it's a percentage figure of the cantonal tax but it varies widely between communes so you'd have to check Horgen's specifically. The way it works after your 5 year period and you switch over to paying directly is you'll be sent a tax form to be filled in and returned to your cantonal office together with the relevant supporting documents (salary details, bank/post accounts, credit cards, etc.) The paperwork is sent to you automatically so you don't have to worry about that. The tax is then calculated and your commune will be notified of the amount. They will then work out their figures. You will be sent two lots of monthly payment slips, one for the cantonal and one for the commune. There is also a federal tax which is based on your tax return for which you will receive a lump sum payment slip once a year. Forms are filled in and sent back by/in March each year (again this varies), slips go out end of April/beginning of May with first payment at the end of May and the last at the end of January the following year, i.e. 9 payment slips.

But that is some years ahead for you.
Reply With Quote
  #4  
Old 24.06.2012, 08:23
swisspea's Avatar
Forum Legend
 
Join Date: May 2008
Location: From one side of lake Zurich to the other...
Posts: 6,008
Groaned at 35 Times in 25 Posts
Thanked 5,782 Times in 2,728 Posts
swisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond repute
Re: Additional Costs??

[QUOTE=Medea Fleecestealer;1590718] Yes, there is a commune tax, but as you will be paying tax at source for the first 5 years you don't have to worry about it now.

Unless your gross salary is over 120,000, including if the employer is paying for schooling or you get a discount on tuition because your kids go to the school where a parent works. If your grossed-up salary then goes over 120K, you have to lodge a tax return.
Reply With Quote
  #5  
Old 24.06.2012, 08:30
Chappers's Avatar
Member
 
Join Date: Oct 2011
Location: Zurich
Posts: 135
Groaned at 1 Time in 1 Post
Thanked 103 Times in 50 Posts
Chappers has made some interesting contributions
Re: Additional Costs??

Quote:
View Post
Hi all,

Probably a very simple question but I have been looking at flats to rent and see that there are 2 prices quoted. One with and one without additional costs?

Can someone let me know what these additional costs are?

Also is there such thing as a Swiss equivilant of the council tax that is in the UK? If so how much is it? Does it depend on the area you live? We intend to live in Horgen so any specific help would be great!

5 weeks till i arrive... cant wait :-)

Ed
When youre taxed at source the equivelant of the UK tax is included in your income tax, its great, what you take home is your living expenses and beer chits Well except having to get Health Insurance, but that aint too bad, one thing not to do when you get here that I made the mistake of doing in the early days is standing in a shop looking at price tags and calculating the price in UK Pounds, shaking my head n walking away, the quicker you get into the CHF way of thinking youll realise its not really that bad, you can live as cheaply or expensivley as you want, its all relative to the salary

Last edited by Chappers; 24.06.2012 at 08:33. Reason: Missed a bit
Reply With Quote
  #6  
Old 24.06.2012, 09:16
Junior Member
 
Join Date: May 2012
Location: ....
Posts: 84
Groaned at 0 Times in 0 Posts
Thanked 4 Times in 4 Posts
edfollett has no particular reputation at present
Re: Additional Costs??

Thank you all for the great information especially you Chappers. I must admit i have already been converting everything mentaly back across to GBP and have been a llittle surprised but i expect to be like that untili get out there and get on with living the Swiss dream lol!

One last question though, Swisspea you mentioned that if you earn over 120k you have to fil in a tax return. is that something that is automatically sent out to you as well or do you have to fill in a return at the end of the year on top?


Thanks again all!
Reply With Quote
  #7  
Old 24.06.2012, 10:49
Junior Member
 
Join Date: May 2012
Location: ....
Posts: 84
Groaned at 0 Times in 0 Posts
Thanked 4 Times in 4 Posts
edfollett has no particular reputation at present
Re: Additional Costs??

also two last questions!

1) Is the issues encountered by [people with excessive charges described on the forum for common and across the board or are these just scare stories? Theres not masses of posts for this based on searching for Nebenkosten.

2) If the additional charge includes cable tv does that include internet or is that a base price for the line then you buy the packages on top of that e.g. internet tv channels etc?
Reply With Quote
  #8  
Old 24.06.2012, 11:11
swisspea's Avatar
Forum Legend
 
Join Date: May 2008
Location: From one side of lake Zurich to the other...
Posts: 6,008
Groaned at 35 Times in 25 Posts
Thanked 5,782 Times in 2,728 Posts
swisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond reputeswisspea has a reputation beyond repute
Re: Additional Costs??

Your NK should be around 200-300chf for heating and basics.

If it's lower than that, then expect an adjustment - our first one came 18 months after we moved in .

Most landlords want to have a realistic NK (to avoid stress from tenants) so you could actually ask them / the agent if they consider the NK 'realistic' and if not, agree to pay a little more up-front. We did this with our current apartment - the landlord was quite embarrassed/apologetic to ask us to do this, but after our prior experience, we were more than happy to pay extra each month to reduce our risk of getting a nasty bill after a harsh winter.

Cable, I'm pretty sure you are right. An 'access' fee with your NK and then you sign up whatever plan you want, plus register for billag (tV tax).
Reply With Quote
  #9  
Old 24.06.2012, 12:13
Mrs. Doolittle's Avatar
Forum Legend
 
Join Date: May 2007
Location: Tessin
Posts: 6,136
Groaned at 122 Times in 89 Posts
Thanked 7,236 Times in 3,409 Posts
Mrs. Doolittle has a reputation beyond reputeMrs. Doolittle has a reputation beyond reputeMrs. Doolittle has a reputation beyond reputeMrs. Doolittle has a reputation beyond reputeMrs. Doolittle has a reputation beyond reputeMrs. Doolittle has a reputation beyond repute
Re: Additional Costs??

Quote:
View Post
also two last questions!

1) Is the issues encountered by [people with excessive charges described on the forum for common and across the board or are these just scare stories? Theres not masses of posts for this based on searching for Nebenkosten.

2) If the additional charge includes cable tv does that include internet or is that a base price for the line then you buy the packages on top of that e.g. internet tv channels etc?

June 30 is the date (Stichtag) in many contracts for the statement to be prepared for the Nebenkosten which are paid akonto. It was a very, very cold winter and many tenants are going to be in for a rude awakening with an excess bill for heating costs.

If you pay the Nebenkosten "pauschal" you have nothing to worry about, except a landlord who might be angry to find he is out of pocket.
Reply With Quote
This user would like to thank Mrs. Doolittle for this useful post:
  #10  
Old 24.06.2012, 12:39
Sbrinz's Avatar
RIP
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 11,885
Groaned at 563 Times in 354 Posts
Thanked 11,548 Times in 5,941 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Additional Costs??

As the OP has many, many, questions, it would be a good idea to read something from a trusted source, then you won't have any nasty surprises:
buy this book and read every page!

http://www.amazon.co.uk/Living-Worki...0533746&sr=1-1

and to understand Switzerland well, please read this one too,

http://www.amazon.co.uk/s/ref=nb_sb_...ripbooks%2C390
Reply With Quote
The following 2 users would like to thank Sbrinz for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Sunrise additional 'services' Phil_MCR Complaints corner 2 10.11.2011 21:22
Why am I having to pay additional costs when my mail is delivered from abroad? Guest Other/general 9 27.04.2011 15:36
Rental car / additional driver SwissPete Transportation/driving 6 12.11.2010 10:41
[Rental] Additional charges? FlowerRose Housing in general 2 18.06.2009 17:58


All times are GMT +2. The time now is 19:19.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0