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Old 28.02.2008, 14:13
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Agency which pays your deposit for you.. anyone experience? [swisscaution]

Hi there,

I've been looking at a couple of sites like www.swisscaution.ch which pay your rental deposit for you.

Has anyone experience with this?

To me it seems attractive with deposits being 3 months. This would alleviate cash to invest in furniture, etc. Or generally just nice to have it around right.

Do all landlords accept this?

Any thoughts would be appreciated.

Alan
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Old 28.02.2008, 15:30
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Re: Agency which pays your deposit for you.. anyone experience?

I used them and found it to be Simple, Cheap and Very Quick

but I have been told that not all places accept them, even though according to swiss law its upto you to choose how the deposit is done

Sam
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Old 28.02.2008, 16:13
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Re: Agency which pays your deposit for you.. anyone experience?

I used them recently for the first time - very efficient, not a bad price. Just be aware that it is not an insurance policy but more like a bond. If your landlord has to claim against the deposit amount then you have to pay Swiss Caution back. They set up an installment plan to do this if you want.
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Old 28.02.2008, 18:37
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Re: Agency which pays your deposit for you.. anyone experience?

I notice now that they advertise quite heavily with posters at Zurich main station.

You can bet that they only legally pledge the amount to the landlord and that you are legally bound to repay them (and pay a percentage).

Fantastic gap in the market that they are exploiting. All above board and a very good business model.
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Old 29.02.2008, 00:14
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Re: Agency which pays your deposit for you.. anyone experience?

i've used them and had a statement saying the money had been transfered...however I sent off early Dec and got the statement end Jan and I still havent seen the money hit my account? go for it?!?!?
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Old 29.02.2008, 09:28
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Re: Agency which pays your deposit for you.. anyone experience?

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i've used them and had a statement saying the money had been transfered...however I sent off early Dec and got the statement end Jan and I still havent seen the money hit my account? go for it?!?!?

Money? Account?

This is a bond, no money changes hands (except the fee you pay them).
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