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  #261  
Old 20.02.2014, 18:06
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Re: The [home] ownership experience....

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A very useful anecdote. It seems like at least your notar was "on the ball" here.
A notare mentioned that to me in AG, however there was no tax on land AG, so did not apply.
The notare works for the government & is not advising either party, however he has to accurately answer any questions you ask.
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  #262  
Old 20.02.2014, 22:10
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Re: The [home] ownership experience....

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A notare mentioned that to me in AG, however there was no tax on land AG, so did not apply.
From first hand experience I can tell you that is not the case. Grundstückgewinnsteuer applies to land also in AG.
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  #263  
Old 20.02.2014, 23:07
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Re: The [home] ownership experience....

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From first hand experience I can tell you that is not the case. Grundstückgewinnsteuer applies to land also in AG.
Indeed it does link but here it tapers off to only 5% after 25 years of ownership so, if the previous owner had the property for many years, the risk of default may not be worth protecting against.
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  #264  
Old 21.02.2014, 08:48
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Re: The [home] ownership experience....

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I would like to see the source for this information. In my experience, the seller is liable. The notar made this very clear to us.
Here is a document (sorry only in German) which says:" Der Steuerschuldner Steuerpflichtig ist immer der Veräusserer des Grundstücks". (the person transferring the property, so the seller).

The document explains in detail the different tax treatment in the various cantons.
I found this. Aargau, which you list as your location, is an exception in that the purchaser cannot be held responsible for any missing tax (Liegenschaftsgewinnsteuer). See Gesetzliches Pfandrecht/Solidarhaftung in http://www.hausmagazin.ch/de/beratun...sp?article=932
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Old 21.02.2014, 09:04
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Re: The [home] ownership experience....

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I was very interested in a property some years ago, and was surprised that a farmhouse on a large piece of land in a not-impossible location at a not-too-outrageous price wasn't selling. And they I got the documentaion from the Notariat. There was a Pfandrecht against the house from the 1980s, the then-sellers had not paid the Grundstuckgewinnsteuer. So the 6 figure tax owed, compounded at 8% over 30 years, would have to be paid by the next purchaser. Suddenly that becomes a VERY expensive property.

The current owner, one assumes, declined to pay the previous owner's debt, thus the Pfandrecht was lodged against the property.
Pfrandrecht's, defined as a lien or claim on the land or property, are not always malicious as far as I know.

One of the properties I was looking at recently had one, and my bank explained that the buyer simply takes it over and can pass it on the next person.
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  #266  
Old 21.02.2014, 19:22
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Re: The [home] ownership experience....

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I found this. Aargau, which you list as your location, is an exception in that the purchaser cannot be held responsible for any missing tax (Liegenschaftsgewinnsteuer). See Gesetzliches Pfandrecht/Solidarhaftung in http://www.hausmagazin.ch/de/beratun...sp?article=932

Maybe that explains why it takes the tax department a long time to send the forms to be completed by the seller.

Well another good reason to buy in Canton Aargau.
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