Go Back   English Forum Switzerland > Help & tips > Housing in general  
Reply
 
Thread Tools Display Modes
  #1  
Old 23.01.2015, 13:27
Newbie
 
Join Date: Jan 2015
Location: Kreuzlingen
Posts: 5
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
PeterODonnell has no particular reputation at present
House search

Hi There,
I am new to the forum but have a specific request about renting property in Kreuzlingen.
Do most people rent apartments? I have two young children and my wife and I are hoping to relocate to the Kreuzlingen area from Ireland.
The job I would be moving to is a teaching post (International school, I have no German and limited French)
My wife is a school nurse with the same language (or lack of) skills as myself, so im assuming she would find it very difficult to find employment.
Will I be able to afford to live in switzerland?
Most accomodation seems very expensive so I would appreciate your brutally honest opinions about whether this would be a wise move or not?
I think the teaching post offers a maximum of €50K.
Any advice would be greatly appreciated.
Many Thanks,

Peter
Reply With Quote
  #2  
Old 23.01.2015, 13:31
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,690
Groaned at 282 Times in 233 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: House search

Quote:
View Post
Hi There,
I am new to the forum but have a specific request about renting property in Kreuzlingen.
Do most people rent apartments? I have two young children and my wife and I are hoping to relocate to the Kreuzlingen area from Ireland.
The job I would be moving to is a teaching post (International school, I have no German and limited French)
My wife is a school nurse with the same language (or lack of) skills as myself, so im assuming she would find it very difficult to find employment.
Will I be able to afford to live in switzerland?
Most accomodation seems very expensive so I would appreciate your brutally honest opinions about whether this would be a wise move or not?
I think the teaching post offers a maximum of €50K.
Any advice would be greatly appreciated.
Many Thanks,

Peter
If the post is in Switzerland surely it will be paying CHF - Swiss Francs?

50k chf is not much for a family of 4. That is 47k after basic deductions; just under 4k per month. Health insurance will burn through 800chf (min) of that, rent 1,800chf (min) and food 1,000chf. That leaves 400chf for everyting else - bills, clothes, entertainment, travel etc etc
Reply With Quote
This user would like to thank dodgyken for this useful post:
  #3  
Old 23.01.2015, 13:31
PaddyG's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Pensier, Fribourg
Posts: 9,250
Groaned at 121 Times in 105 Posts
Thanked 16,857 Times in 5,912 Posts
PaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond repute
Re: House search

Yes, renting is pretty much the norm here. The recent drop in the € vs the CHF means your salary is approx CHF 52k which you will find will be impossible to live on with a family.
Reply With Quote
This user would like to thank PaddyG for this useful post:
  #4  
Old 23.01.2015, 13:35
Papa Goose's Avatar
Forum Legend
 
Join Date: Apr 2008
Location: Ägeri
Posts: 3,701
Groaned at 193 Times in 162 Posts
Thanked 4,255 Times in 1,806 Posts
Papa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond reputePapa Goose has a reputation beyond repute
Re: House search

Without a 2nd income, you will find it almost impossible to live on that salary... probably not what you wanted to hear, but true.
Reply With Quote
This user would like to thank Papa Goose for this useful post:
  #5  
Old 23.01.2015, 13:37
Newbie
 
Join Date: Jan 2015
Location: Kreuzlingen
Posts: 5
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
PeterODonnell has no particular reputation at present
Quote:
View Post
If the post is in Switzerland surely it will be paying CHF - Swiss Francs?

50k chf is not much for a family of 4. That is 47k after basic deductions; just under 4k per month. Health insurance will burn through 800chf (min) of that, rent 1,800chf (min) and food 1,000chf. That leaves 400chf for everyting else - bills, clothes, entertainment, travel etc etc
The post was advertised in a UK newspaper, unless they just advertised it in euro for that reason.

Many thanks for the response... it would be very tight...

No thats the advice I needed to hear...
Thanks for your honesty!

Last edited by 3Wishes; 23.01.2015 at 16:06. Reason: merging successive posts
Reply With Quote
  #6  
Old 23.01.2015, 13:41
dodgyken's Avatar
Forum Legend
 
Join Date: Apr 2010
Location: Democratic Republic Kenistan
Posts: 10,690
Groaned at 282 Times in 233 Posts
Thanked 19,403 Times in 7,402 Posts
dodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond reputedodgyken has a reputation beyond repute
Re: House search

Quote:
View Post
The post was advertised in a UK newspaper, unless they just advertised it in euro for that reason.

Many thanks for the response... it would be very tight...
Tight???
You mean impossible!

For a single person you can pull it off, a couple maybe but a family? Forget it.

Any job in Switzerland offere in Euros should be ignored
Reply With Quote
  #7  
Old 23.01.2015, 13:43
bigblue2's Avatar
Forum Legend
 
Join Date: Mar 2009
Location: Glarus
Posts: 8,086
Groaned at 486 Times in 405 Posts
Thanked 14,715 Times in 5,780 Posts
bigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond reputebigblue2 has a reputation beyond repute
Re: House search

that salary is a total pisstake, you can get almost that working on the checkouts at aldi (that's not a joke btw)
Reply With Quote
  #8  
Old 23.01.2015, 14:38
Newbie
 
Join Date: Jan 2015
Location: Kreuzlingen
Posts: 5
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
PeterODonnell has no particular reputation at present
Quote:
View Post
Tight???
You mean impossible!

For a single person you can pull it off, a couple maybe but a family? Forget it.

Any job in Switzerland offere in Euros should be ignored
Thanks...lol
I'm glad i've asked on here, this is a real eye opener.. have you any idea what a teacher would expect to get in swiss francs? I really have no reference point, the only thing I can seem to get online is that the cost of living is high.

Quote:
View Post
that salary is a total pisstake, you can get almost that working on the checkouts at aldi (that's not a joke btw)
I've been pretty naieve with this...
Thanks for the info!

Last edited by 3Wishes; 23.01.2015 at 16:07. Reason: merging successive posts
Reply With Quote
  #9  
Old 23.01.2015, 14:57
Forum Veteran
 
Join Date: Jul 2007
Location: Vaud
Posts: 2,386
Groaned at 163 Times in 114 Posts
Thanked 4,696 Times in 1,809 Posts
Mikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond repute
Re: House search

Quote:
View Post
I've been pretty naieve with this...
Thanks for the info!
Hi Peter, yes to reiterate the statements here witha family of four its not that its tight it would be straightforward impossible really. Clearly if your wife started working as well the combined salary would get you there but at 52k CHF it's not going to work. A cleaner, on 25 CHF an hour here would be not far behind and the legal minimum wage i believe isnt too much below that again.

THing about the agencies, as it happens a lot in IT and the like, is they quote the number and when you see the idea of turn my 30k teachers salary into 50k wahay it appeals but the costs here are a whole different ball game and in terms of real salary distance it would be a big drop.

Sorry to be the bearers of bad news but the forum is being honest here.
Reply With Quote
  #10  
Old 23.01.2015, 15:14
Guest
 
Posts: n/a
Was it in an Irish paper? That would explain the ad being in Euros.

Is this sort of comparative site reliable? http://www.payscale.com/research/CH/...Teacher/Salary

Last edited by 3Wishes; 23.01.2015 at 16:07. Reason: merging successive posts
Reply With Quote
  #11  
Old 23.01.2015, 15:18
Newbie
 
Join Date: Jan 2015
Location: Kreuzlingen
Posts: 5
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
PeterODonnell has no particular reputation at present
Re: House search

Quote:
View Post
Was it in an Irish paper? That would explain the ad being in Euros.
It was the Guardian online,
Uk based paper I believe
Reply With Quote
  #12  
Old 23.01.2015, 15:20
Sean Connery's Avatar
Forum Legend
 
Join Date: Nov 2011
Location: Zurich
Posts: 5,002
Groaned at 55 Times in 51 Posts
Thanked 6,576 Times in 3,007 Posts
Sean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond reputeSean Connery has a reputation beyond repute
Re: House search

€50k would have been 60k Swiss when they wrote the article.

If you're coming with a family and have a single earner, you may want to think 85k+ to make your life "better" than what you have today.
Reply With Quote
  #13  
Old 23.01.2015, 15:21
Newbie
 
Join Date: Jan 2015
Location: Kreuzlingen
Posts: 5
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
PeterODonnell has no particular reputation at present
Quote:
View Post
Hi Peter, yes to reiterate the statements here witha family of four its not that its tight it would be straightforward impossible really. Clearly if your wife started working as well the combined salary would get you there but at 52k CHF it's not going to work. A cleaner, on 25 CHF an hour here would be not far behind and the legal minimum wage i believe isnt too much below that again.

THing about the agencies, as it happens a lot in IT and the like, is they quote the number and when you see the idea of turn my 30k teachers salary into 50k wahay it appeals but the costs here are a whole different ball game and in terms of real salary distance it would be a big drop.

Sorry to be the bearers of bad news but the forum is being honest here.
As bad as it is I really appreciate the honesty, wouldn't want to find myself living below the bread line in a foreign country, especially with the two wee ones!
My initial response was as you've described.. great job altogether 50K a year!

Quote:
View Post
Is this sort of comparative site reliable? http://www.payscale.com/research/CH/...Teacher/Salary
Goodness, the average pay is 71CHF
A lot more than the advertised rate.

Last edited by 3Wishes; 23.01.2015 at 16:08. Reason: merging successive posts
Reply With Quote
  #14  
Old 23.01.2015, 15:26
PaddyG's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Pensier, Fribourg
Posts: 9,250
Groaned at 121 Times in 105 Posts
Thanked 16,857 Times in 5,912 Posts
PaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond repute
Re: House search

Unless the package includes housing, health insurance and travel costs etc, it's not worth considering.
Reply With Quote
This user would like to thank PaddyG for this useful post:
  #15  
Old 23.01.2015, 15:31
st2lemans's Avatar
Forum Legend
 
Join Date: Dec 2010
Location: Lugano
Posts: 28,867
Groaned at 1,975 Times in 1,494 Posts
Thanked 34,249 Times in 16,291 Posts
st2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond reputest2lemans has a reputation beyond repute
Re: House search

Quote:
View Post
A cleaner, on 25 CHF an hour here would be not far behind and the legal minimum wage i believe isnt too much below that again.
There is no legal minimum wage.

Tom
Reply With Quote
  #16  
Old 23.01.2015, 15:38
Forum Veteran
 
Join Date: Jul 2007
Location: Vaud
Posts: 2,386
Groaned at 163 Times in 114 Posts
Thanked 4,696 Times in 1,809 Posts
Mikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond reputeMikers has a reputation beyond repute
Re: House search

Quote:
View Post
There is no legal minimum wage.

Tom
I thought there was a vote recently on one that passed at about 20 or am I going mad ? Perhaps it was suggested and defeated I just remember them barking on about it on the news.
Reply With Quote
  #17  
Old 23.01.2015, 15:59
Senior Member
 
Join Date: May 2011
Location: Dübi
Posts: 488
Groaned at 11 Times in 8 Posts
Thanked 354 Times in 206 Posts
Jaceq has earned the respect of manyJaceq has earned the respect of manyJaceq has earned the respect of many
Re: House search

There was a vote but it did NOT pass.

Also in terms of original question and above answers, 50kchf (if it's really 50, maybe check it with them what is it really) is low for family of 4, it would be very tight. Some of the above prices are too high, you can have insurance for less than 600 / month for family of 4 (kids insurance is much cheaper). Also housing is cheaper, 4 room apartments start from 1370chf in Kreuzlingen (just checked on homegate :P ) - and in 10km radius there are even for less than 1200 chf / month. Food would be cheap as Kreuzlingen is on border with Germany so you can literally walk for your daily shopping there and save a LOT.

So in the end it is possible I think but tight. If your wife would be able to get second income that would be whole different story.
Reply With Quote
This user would like to thank Jaceq for this useful post:
  #18  
Old 23.01.2015, 16:02
marton's Avatar
Forum Legend
 
Join Date: May 2008
Location: Kt. Zürich
Posts: 9,346
Groaned at 389 Times in 337 Posts
Thanked 16,313 Times in 8,851 Posts
marton has a reputation beyond reputemarton has a reputation beyond reputemarton has a reputation beyond reputemarton has a reputation beyond reputemarton has a reputation beyond reputemarton has a reputation beyond repute
Re: House search

Official poverty level for a family of four is CHF 4K per month; less than that you can get social benefits.
Reply With Quote
  #19  
Old 23.01.2015, 16:11
donpiedro's Avatar
Forum Veteran
 
Join Date: Sep 2014
Location: Nyon
Posts: 615
Groaned at 23 Times in 19 Posts
Thanked 849 Times in 329 Posts
donpiedro has earned the respect of manydonpiedro has earned the respect of manydonpiedro has earned the respect of many
Re: House search

Quote:
View Post
There was a vote but it did NOT pass.

Also in terms of original question and above answers, 50kchf (if it's really 50, maybe check it with them what is it really) is low for family of 4, it would be very tight. Some of the above prices are too high, you can have insurance for less than 600 / month for family of 4 (kids insurance is much cheaper). Also housing is cheaper, 4 room apartments start from 1370chf in Kreuzlingen (just checked on homegate :P ) - and in 10km radius there are even for less than 1200 chf / month. Food would be cheap as Kreuzlingen is on border with Germany so you can literally walk for your daily shopping there and save a LOT.

So in the end it is possible I think but tight. If your wife would be able to get second income that would be whole different story.
Seriously, who wants health insurance here for less than 600 CHF/Month? You better pray that nothing happens to you then.
Reply With Quote
This user groans at donpiedro for this post:
  #20  
Old 23.01.2015, 16:21
Guest
 
Posts: n/a
Re: House search

You can estimate it on comparis.
https://en.comparis.ch/krankenkassen/default.aspx
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Google Image search now supports dragging an image into the search box. Upthehatters2008 General off-topic 10 05.09.2011 13:17
House owner search? monkeynut Daily life 7 26.07.2011 14:08
House search engines for switzerland? myjumper21 Housing in general 2 09.05.2011 21:53
House search suggestions for Indians shipnil Housing in general 9 13.10.2009 15:28


All times are GMT +2. The time now is 21:41.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2020, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0