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Old 14.04.2015, 08:46
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Hi all,

I've found a really nice apartment that I'm ready to apply for. I'm going to the office des poursuites today and will get everything ready in my dossier.

One problem, I do not have the 'assurance responsibilite civile'. The agency needs it as part of my application.

I would like to apply today. Can anybody give me advice on how to obtain this insurance, and if I can have an insurance document today? (register online perhaps?). I'm in Neuchatel.

Thank you for any help!

Noori

And can anyone recommend a decent company to go with? It seems smile.direct is the cheapest based on comparis... any tips would be appreciated

Last edited by 3Wishes; 14.04.2015 at 14:37. Reason: merging successive posts
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Old 14.04.2015, 09:08
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Re: 'D'assurance responsibilite civile'

We use La Mobilière- certainly here they are excellent.

You may not be able to get your dossier together today- and nice apartments move very fast- so bonne chance.
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Old 14.04.2015, 09:12
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Thanks!

For the dossier, I think I have most things...I just need to get private liability insurance and lettre de non poursuites. It's with a regie.

Do you think it's a good idea to always send a letter of intent for applications?

...Darn.... looks like my insurance contract is coming in the mail... knew I shouldn't have left it so long :P

Last edited by 3Wishes; 14.04.2015 at 14:37. Reason: merging successive posts
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Old 14.04.2015, 09:22
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Re: 'D'assurance responsibilite civile'

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Thanks!

For the dossier, I think I have most things...I just need to get private liability insurance and lettre de non poursuites. It's with a regie.

Do you think it's a good idea to always send a letter of intent for applications?
No idea, I have no experience at all of renting in CH. For the insurance, surely you can tell them you have applied with xyz and that it is in the post, and that you will send a copy as soon as it gets to you in a day or 2.
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Old 14.04.2015, 09:27
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Re: 'D'assurance responsibilite civile'

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Darn.... looks like my insurance contract is coming in the mail... knew I shouldn't have left it so long :P
If you have applied for the insurance it should be fine to just tell them that ( print off you confirmation email as proof maybe) and provide them with a copy of the contract when it arrives.

Given how little it costs I think it's a good idea to have this insurance in any case regardless of whether the landlord requires it.
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Old 14.04.2015, 09:43
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Re: 'D'assurance responsibilite civile'

Thanks, I've printed the confirmation E-Mail I'll go over to the regie and drop it all off this afternoon...

Any other tips for applying? Just hand over all the required papers, stapled together?
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Old 14.04.2015, 09:50
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Re: 'D'assurance responsibilite civile'

Write a motivation letter. Tell them something about yourself,

eg: scientist from Oxford, studied weasels, working at lmn, coming from UK, living here since 123 and intend staying until 567
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Old 14.04.2015, 15:13
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Re: 'D'assurance responsibilite civile'

Hmm.. so I took my application but the regie was not aware that the current tenants wanted to leave!

Hopefully just a miscommunication but we will see...
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Old 14.04.2015, 15:37
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Re: 'D'assurance responsibilite civile'

So how did you hear about it (if I may ask)- do you know them personally? Best discuss this with them asap. Oh- and join Asloca, as anyone who rents in CH should to save time, hassle and possibly lots of money- not worth being without (and you have to be a member for at least 3 months before they will give legal advice- so better too early than too late- as we hear on EF all the time).
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Old 14.04.2015, 17:41
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Re: 'D'assurance responsibilite civile'

It's advertised on Anibis. The current tenants told me to apply to the regie and I did... only problem is the regie charges a fee if I don't take the flat, so I don't want to apply for anything else until I hear back..!

I texted the guy and asked him to call the regie but we'll see...

Thanks for the advice
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