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Old 24.05.2015, 22:21
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Where to live: Horgen, Zug or Thalwil?

Hello to all,
I'm new to this forum and I will really appreciate your advices.
My hubby have an option to move to Zug for work for 3 years. Package is really good and we are seriously considering this. We have to boys ages almost 4 and 7. We don't know where we would live if we move. We are considering Zug, Thawil or Horgen. We want to have a place where is a lot of kids (english speaking) simillar age, close to naturę and lake. Also, we really like to do outdoor staff but we don't want to be in too quite part of Switzerland. Kids will probboly go to Zis ir iszl. Please advise.
Thank you very much
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Old 26.05.2015, 07:35
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Re: Where to live: Horgen, Zug or Thalwil?

Zug, definitely. Lowest taxes, beautiful town, comforts of a city, and right beside nature. Also excellent train connections. I just made the choice to move there after doing the same consideration (I added taxes to the mix).
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Old 26.05.2015, 11:33
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Re: Where to live: Horgen, Zug or Thalwil?

A second vote for Zug if only because your kids' social lives will suffer in you choose the other two. Living near school and work is a win/win - everything else is a short drive/train/bike ride away.
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Old 27.05.2015, 05:52
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Re: Where to live: Horgen, Zug or Thalwil?

Thank you for your responses))
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Old 13.12.2016, 13:35
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Re: Where to live: Horgen, Zug or Thalwil?

Hi,


Thalwil is also very attractive place for a lot of people. it is a great connection point for all trains. The proximity to the city and the lake is great.


Regards
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Old 13.12.2016, 23:49
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Re: Where to live: Horgen, Zug or Thalwil?

If you have no connection to Zurich in that one of you works there and/or needs to go there regularly, I see no reason why you would move to somewhere in the middle between the two. Zug is nice. Small, but nice, and there's a few international companies around, meaning it's safe to assume there'll be other English speakers. Thalwil is nice too, but again, no reason to move there if pretty much everything you will do is in Zug anyway.
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Old 14.12.2016, 10:09
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Re: Where to live: Horgen, Zug or Thalwil?

Another (biased I live there) vote for Zug.

If your work is in Zug then that makes it easy. As mentioned before, is right on the lake, close to nature such as up on Zugerberg. It is also easy to get to Lucerne, and Zurich.

My only added comment is that everyone always says how low taxes are. Yes they are in Canton Zug, but everything else is more expensive and so that should definitely not be your only decision making point.

Low tax=high living costs (accommodation etc.).

Thalwil is nice too and has very good train connections but I don't kow it so well, except for the train station where I am constantly swapping trains :-)

That said, I love living in Zug. Small but perfectly formed
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Old 01.02.2017, 23:05
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Re: Where to live: Horgen, Zug or Thalwil?

I know Zug is a popular vote and I'll probably understand why in a couple of weeks, I on the other hand will possibly be working in wollerau and considering thalwill, Zug or ruschlikon, would be great to hear your opionions on where to live? I have 1 child that will be 8years, hubby wants easy access to Zurich, I also want to be surrounded by lots of English speaking children, high expat area, amenities, activities etc.

My issue with Zug is that I will most likely need to drive to work whereby I was hoping to take the train for the immediate.

Thoughts would be appreciated.
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Old 02.02.2017, 10:08
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Re: Where to live: Horgen, Zug or Thalwil?

another vote for zug, very expat friendly, lots of companies,, gorgeous scenary, low tax, city commodities, everything you need is here
i also was skeptical and I dont regret at all, we love it
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Old 02.02.2017, 10:58
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Re: Where to live: Horgen, Zug or Thalwil?

ZUG! For sure.
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Old 02.02.2017, 11:09
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Re: Where to live: Horgen, Zug or Thalwil?

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I know Zug is a popular vote and I'll probably understand why in a couple of weeks, I on the other hand will possibly be working in wollerau and considering thalwill, Zug or ruschlikon, would be great to hear your opionions on where to live? I have 1 child that will be 8years, hubby wants easy access to Zurich, I also want to be surrounded by lots of English speaking children, high expat area, amenities, activities etc.

My issue with Zug is that I will most likely need to drive to work whereby I was hoping to take the train for the immediate.

Thoughts would be appreciated.
Rüschlikon is lowish tax area for Zürich but may still take you 30-40 mins to get to Wollerau by train. Thalwil is a bit faster but will still likely require a switching of trains so youll have 30 mins there as well. Driving may well be the most convenient option in which case Zug wouldnt be much less convenient. But with "least" access to Zurich in terms of time to get there.
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Old 02.02.2017, 11:34
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Re: Where to live: Horgen, Zug or Thalwil?

Just live in Wollerau. Save your commute time and pay the lowest taxes in the country. The difference in taxes and deductions can easily pay for a car for your husband to commute to Zurich
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Old 02.02.2017, 12:15
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Re: Where to live: Horgen, Zug or Thalwil?

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I know Zug is a popular vote and I'll probably understand why in a couple of weeks, I on the other hand will possibly be working in wollerau and considering thalwill, Zug or ruschlikon, would be great to hear your opionions on where to live?
Another vote for Wollerau. Nice village, beautifully situated on the lake, good schools, good infrastructure, easy commute to the office or into mountain areas on weekends.

And there is the draw of very low taxes. (Although in SZ it really only makes sense to factor in taxes if you are a very high earner.)

You will hear enough English spoken to give you a soft landing, there is a good chance that you'll find English speakers among local Officialdom to help you find your feet... but you will also find that you are motivated to learn German quickly as you go about your day.

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I have 1 child that will be 8years, hubby wants easy access to Zurich, I also want to be surrounded by lots of English speaking children, high expat area, amenities, activities etc.
Unlike some other countries I lived in as we did the global expat merry-go-round, you really don't find the typical 'expat ghetto' in Switzerland. We furriners are scattered all over the place, really don't tend to congregate in a few areas. Which is IMO a good thing.

Heck, given the housing shortage most of us live wherever we can find a roof over our heads.

Switzerland is small, the metro ZH area even smaller. Traveling to another town or into the city to meet friends for coffee is easy, you likely won't feel isolated anywhere you end up.

Children's activities are generally village-based, which means German. If you can give your child opportunities to start speaking German right away that would be a great help to him (her?) in settling in.

I'd suggest not prioritizing an 'expat area', look rather for other more important things such as a suitable flat, a nice village, schools, commute.

Besides, if your stint here ends up more than 5 years, you will have to pass the German tests anyway in order to get a C permit - and believe me, it's far easier to get a handle on German living in a village where you are motivated to speak it daily.

Were I working in Wollerau I'd live in the village, no question.

Wishing you and the family all the best.
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Old 02.02.2017, 12:34
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Re: Where to live: Horgen, Zug or Thalwil?

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I also want to be surrounded by lots of English speaking children.....
if kids are at local schools, they soon be speaking Swiss-German to each other, even if English is their first language and even if they're siblings born and brought up in the U.K.

So, you may be surrounded by lots of English speaking children but they won't be speaking English.
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Old 02.02.2017, 13:41
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Re: Where to live: Horgen, Zug or Thalwil?

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And there is the draw of very low taxes. (Although in SZ it really only makes sense to factor in taxes if you are a very high earner.)
Helps to define very high earner... on the EF minimum salary the difference for a single with no kids is 7.5k pa. For married single earner with 2 kids is 6k when compared to Zürich City. And that gap grows quickly as income increases. E.g. Married single earner with 2 kids gets over 3x the tax saving for doubling the salary.

NB numbers have assumed 20% deductions from gross salary to get to a taxable income.
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Old 02.02.2017, 13:51
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Re: Where to live: Horgen, Zug or Thalwil?

What is the advantage of living in Wollerau instead of Zug?
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Old 02.02.2017, 13:56
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Re: Where to live: Horgen, Zug or Thalwil?

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What is the advantage of living in Wollerau instead of Zug?
Lower taxes. Yes, even lower than in Zug. Plus she's got a job there, so it seems like a nobrainer choice to me
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Old 02.02.2017, 14:20
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Re: Where to live: Horgen, Zug or Thalwil?

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What is the advantage of living in Wollerau instead of Zug?
Freizeitpark Erlenmoos!
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Old 02.02.2017, 14:30
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Re: Where to live: Horgen, Zug or Thalwil?

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Lower taxes. Yes, even lower than in Zug. Plus she's got a job there, so it seems like a nobrainer choice to me
Additionally
More bang for your buck for property rental or purchase.
Better weather
Easier to get to the Graubünden ski resorts
Easier to get to San Bernadino and Splügen to get to Italy avoid the hell known as Gottard.

I'd add that living in Pfäffikon over Wollerau brings slightly higher taxes, but gives all of the above plus being on a direct 25 minute train to Zurich as well as trains to the airport starting at 0430 and coming back after midnight.
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Old 02.02.2017, 14:36
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Re: Where to live: Horgen, Zug or Thalwil?

it seems noone seems to bother to ask where you will be moving from as it makes a difference I think.

First, forget Horgen...no good connection to Zug and it is slightly out of the main connections. Albeit a very nice town.

Zug: great tax and availability of schools. However, very very small. If you are moving from a large city you will get board quite soon. Also, if your husband has frequent international travels, it will be a problem for him to go to the zurich airport especially for early flights.

Thalwil: (where I live) good tax, good connections to Zurich,airport and of course Zug where to my wife travels every day. The reason why live there is because Zug is too small for us. Also, lake is just right there.

It is really a matter of your living style. If you guys are city active people, then Thalwil is a better option in my opinion.

Good luck.
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