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Old 14.09.2015, 13:53
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Apartment Documents/renting while on chomage

Hi all,

I kindly need you help.

I would need an appartment but the problem is i have a poursuite, does it matter if I have one even I am working fulltime?

Thanks a lot for your help
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Old 14.09.2015, 14:02
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Re: Appartment Documents

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Hi all,

I kindly need you help.

I would need an appartment but the problem is i have a poursuite, does it matter if I have one even I am working fulltime?

Thanks a lot for your help
It certainly won't help matters in an already tight housing market, why should a Landlord take that kind of risk ?
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Old 14.09.2015, 14:10
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Re: Appartment Documents

Yes, a poursuite (or in German a Betreibung), means you have outstanding debts, and have ignored them. This will be a red flag to a private landlord, but if the amount is small an agent might not worry too much.

However, the rental situation in Geneva is so difficult, that you might find it impossible to get an apartment! Why don't you pay off your debts and get your name cleared?
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Old 14.09.2015, 14:11
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Re: Appartment Documents

Some landlords will check a credit report or request a debt enforcement register on you and others won't. My opinion is that large rental management companies would generally perform a credit review and small, private landlords would be less likely to do so, focusing on whether you could pay the rent from your income.

ch.ch says this:
"It is becoming more common for companies to ask for proof of solvency when a person wishes to take out a rental or leasing agreement, telephone contract or bank loan. If you are in debt, such services may be barred to you."

https://www.ch.ch/en/debts-what-effects/
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Old 14.09.2015, 14:25
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Re: Appartment Documents

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Yes, a poursuite (or in German a Betreibung), means you have outstanding debts, and have ignored them. This will be a red flag to a private landlord, but if the amount is small an agent might not worry too much.

However, the rental situation in Geneva is so difficult, that you might find it impossible to get an apartment! Why don't you pay off your debts and get your name cleared?
Not necessarily. The debt may be paid but the 'poursuite' may still be on the debt register unless you ask for it to be removed or a certain amount of time has elapsed.
If the debt has been paid off it would be worthwhile for the OP to try to get it removed from the register.
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Old 14.09.2015, 14:29
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Re: Appartment Documents

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Yes, a poursuite (or in German a Betreibung), means you have outstanding debts, and have ignored them. This will be a red flag to a private landlord, but if the amount is small an agent might not worry too much.

However, the rental situation in Geneva is so difficult, that you might find it impossible to get an apartment! Why don't you pay off your debts and get your name cleared?
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Not necessarily. The debt may be paid but the 'poursuite' may still be on the debt register unless you ask for it to be removed or a certain amount of time has elapsed.
If the debt has been paid off it would be worthwhile for the OP to try to get it removed from the register.
Thank you for the emphasis.
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Old 14.09.2015, 14:55
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Re: Appartment Documents

Check this out.
https://www.ch.ch/en/deleting-debt-enforcement-record/
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Old 01.10.2015, 23:06
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Chomage Apartment

Hi everyone,

I am working as a stage in a big company but chomage is paying my salary.
Is it possible to apply for an appartment even tho i am in chomage?

However I have a Guarantor who works in an Internation Org. With very high salary.

Would that be fine?

Thank you!!!!
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Old 02.10.2015, 11:50
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Re: Chomage Apartment

It looks like you posted this twice

http://www.englishforum.ch/housing-g...t-chomage.html

As for your question, of course you can apply but the landlord ultimately decides and from what I understand it is not at all that easy.
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Old 02.10.2015, 18:15
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Re: Chomage Apartment

Of course you can apply for an apartment. Anyone can apply for an apartment.

However, from personal experience, I applied for apartments on and off for 4 years whilst on Revenue d'Insertion and I didn't get accepted for any of them.

I hope you get on better. Perhaps chomage is more socially acceptable than revenue d'insertion.

(To answer the obvious question, I now live in a foyer for people with psychiatric problems.)
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Old 02.10.2015, 19:39
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Re: Chomage Apartment

I also have been on the lists for apartments in Geneva for at least 3 years, they are very hard to find.

The regies do not really accept people who are on the chomage or Hospice General (like me). But if you have someone who can guarantee for you, you may have more luck.
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Old 02.10.2015, 20:32
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Re: Chomage Apartment

I forgot to say I also had someone to act as a guarantor and it didn't make any difference at all, I'm afraid. I also had a letter from social services saying they would pay my rent up to a certain amount.

Sorry to be a wet blanket but that's the way it is...
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