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Old 27.10.2015, 09:51
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Lost my job. Can my landlord evict me with no reason?

Hello Guys,

Here is the situation, the facts:

* I have a 5 year rental contract

* It started February this year

* I never had a betreibung in Switzerland ( 8 1/2 Years here - C permit )

* My landlord requested 3 months depot. Which I promptly paid. He does that to ALL tenants in his 4 small townhouses, as he said once he had a major damage with a Tenant and had to go to court. He makes no exceptions ...

* I have always paid on time my rent, actually way before due date, every 25 of the month

* I lost my job

* it will take me some time to get a new one

* I will continue always to pay my rent on time, ALWAYS.

* I have extra money for emergencies, that is not a problem.

* Even if I did not, my salary from RAV is the maximum.

DOES HE HAVE THE RIGHT TO EVICT ME or break the 5 years rental contract because I lost my job?

Am I protected with my contract?

I will always pay on time, this is a certainty.

I am not telling him I lost my job, but he is very nosy with everybody, and I am at home. Of course , applying for jobs, doing ,many interviews.

I am just afraid he might figure it out. Can he do something against me?

I have a daughter and I am a single mother.

Thank you very much,

Ruth
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Old 27.10.2015, 09:51
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Re: Lost my job. Can my landlord evict me with no reason?

Just say you work from home if he ever asks. Landlord has no reason to know about your job situation change, and assuming you're paying the rent then the contract should stand.
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Old 27.10.2015, 09:52
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Re: Lost my job. Can my landlord evict me with no reason?

No as long as you pay your rent. It's not of his business if you lost job and looking for a new one.
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Old 27.10.2015, 09:54
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Re: Lost my job. Can my landlord evict me with no reason?

If you look at your contract you will see what is written. There is no requirement to have a job, just pay the rent. Never waste time talking to nosy neighbours

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Hello Guys,

Here is the situation, the facts:

* I have a 5 year rental contract

* It started February this year

* I never had a betreibung in Switzerland ( 8 1/2 Years here - C permit )

* My landlord requested 3 months depot. Which I promptly paid. He does that to ALL tenants in his 4 small townhouses, as he said once he had a major damage with a Tenant and had to go to court. He makes no exceptions ...

* I have always paid on time my rent, actually way before due date, every 25 of the month

* I lost my job

* it will take me some time to get a new one

* I will continue always to pay my rent on time, ALWAYS.

* I have extra money for emergencies, that is not a problem.

* Even if I did not, my salary from RAV is the maximum.

DOES HE HAVE THE RIGHT TO EVICT ME or break the 5 years rental contract because I lost my job?

Am I protected with my contract?

I will always pay on time, this is a certainty.

I am not telling him I lost my job, but he is very nosy with everybody, and I am at home. Of course , applying for jobs, doing ,many interviews.

I am just afraid he might figure it out. Can he do something against me?

I have a daughter and I am a single mother.

Thank you very much,

Ruth
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Old 27.10.2015, 09:56
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Re: Lost my job. Can my landlord evict me with no reason?

5 year rental contract? Is there such a thing?
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Old 27.10.2015, 09:59
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Re: Lost my job. Can my landlord evict me with no reason?

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5 year rental contract? Is there such a thing?
It's quite possible to have a fixed duration or a minimum duration on an open ended contract. Just need both parties to agree the terms.
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Old 27.10.2015, 10:00
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Re: Lost my job. Can my landlord evict me with no reason?

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5 year rental contract? Is there such a thing?
They could probably give prior notice in the contract that they want to redevelop the property or something, which would avoid any fight later.

I'd be surprised if they could put a five-year break in it just to bypass the usual limitations on rent increases etc, so if the tenant wants to stay and there's no evidence of a major change in purpose, rebuild or owner occupancy I imagine it wouldn't be valid.

But that's just my guess...
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Old 27.10.2015, 10:02
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Re: Lost my job. Can my landlord evict me with no reason?

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5 year rental contract? Is there such a thing?
Yes, there is, he wants good renters to stay a long time. And I love the place, so I want to stay as well.
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Old 27.10.2015, 10:09
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Re: Lost my job. Can my landlord evict me with no reason?

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If you look at your contract you will see what is written. There is no requirement to have a job, just pay the rent. Never waste time talking to nosy neighbours
I just read the contract, and there is nothing written about that.

No, I won't tell anyone.

I will always pay on time. Always.

But what if he is suspicious and asks me? He is here frequently and my car is most of the time now in the garage.

If he asks me, " Are you without a job " very specifically? What should I say?

Does he have the right to call my previous employer ( as written on my rental application ) to verify if I am still working there?

Or asks me for a proof of employment?

With other landlords I would not even worry, but this one, he is so nosy ...
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Old 27.10.2015, 10:14
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Re: Lost my job. Can my landlord evict me with no reason?

If you pay your rent on time. He cant ask you that, he has no rights.
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Old 27.10.2015, 10:22
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Re: Lost my job. Can my landlord evict me with no reason?

Most landlords desire three things from tenants, imho:

1) Tenants who pay on time.
2) Tenants who don't damage the property.
3) Tenants that don't bother them.

If you meet those three, he shouldn't care whether you are out of a job.
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Old 27.10.2015, 10:29
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Re: Lost my job. Can my landlord evict me with no reason?

Don't talk to him, he is not your friend, he is your servant. Treat him as such, is none of his business.
I doubt he will give you a copy of his latest bank statements so you can confirm he is paying the mortgage, you could ask & gauge his reaction

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I just read the contract, and there is nothing written about that.

No, I won't tell anyone.

I will always pay on time. Always.

But what if he is suspicious and asks me? He is here frequently and my car is most of the time now in the garage.

If he asks me, " Are you without a job " very specifically? What should I say?

Does he have the right to call my previous employer ( as written on my rental application ) to verify if I am still working there?

Or asks me for a proof of employment?

With other landlords I would not even worry, but this one, he is so nosy ...
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Old 27.10.2015, 10:35
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Re: Lost my job. Can my landlord evict me with no reason?

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Am I protected with my contract?
You and your landlord both are _bound_ by your contract and civil law.

It would be extremely surprising, if not outright unlawful, to have an explicit clause in the contract which would make unemployment a reason to cancel the contract.

In any event, it would also be extremely surprising, if not outright unlawful, if the contract you signed were to request details about your _current_ state of employment.

TL;DR: Calm down and focus your attention on getting a new job.
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Old 27.10.2015, 10:38
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Re: Lost my job. Can my landlord evict me with no reason?

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Don't talk to him, he is not your friend, he is your servant. Treat him as such, is none of his business.
I doubt he will give you a copy of his latest bank statements so you can confirm he is paying the mortgage, you could ask & gauge his reaction
Thank you!!!!
Thank you all for your answers ;-)))
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Old 27.10.2015, 10:40
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Re: Lost my job. Can my landlord evict me with no reason?

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You and your landlord both are _bound_ by your contract and civil law.

It would be extremely surprising, if not outright unlawful, to have an explicit clause in the contract which would make unemployment a reason to cancel the contract.

In any event, it would also be extremely surprising, if not outright unlawful, if the contract you signed were to request details about your _current_ state of employment.

TL;DR: Calm down and focus your attention on getting a new job.
Thank you so much!!!

No, there is no such thing on my contract.
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Old 27.10.2015, 10:48
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Re: Lost my job. Can my landlord evict me with no reason?

Seriously, he doesn't have the right to ask you personal questions any more than any other person on the street. It's a business relationship. As long as you keep your end of it, expect him to keep his end - i.e. to give you peace and let you enjoy the property without encumbrances.

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But what if he is suspicious and asks me? He is here frequently and my car is most of the time now in the garage.

If he asks me, " Are you without a job " very specifically? What should I say?
You don't even need to answer. You can just cut him off very politely "I'm very well thank you, how are you doing?" and just don't answer. Just stick to that sooner or later he should give up.

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Does he have the right to call my previous employer ( as written on my rental application ) to verify if I am still working there?

Or asks me for a proof of employment?

With other landlords I would not even worry, but this one, he is so nosy ...
Well, tell him to stick his nose somewhere else.

There's nothing preventing him to call anyone but your employer should not give out personal information to just anyone. The fact that he is your landlord does not entitle him to personal information.

When you apply for a rental contract it's you who gives out employment information willingly - you are not required to but it is one of the many other ways to show you can pay your rent. But after the contract is signed the relationship is governed by the contract and you are no longer obliged to show anything else than your rent at the end of the month.

It would be entirely nonsensical to have a rental contract linked with employment status - companies and employers go bust every day, people change jobs many times, personal situations change, etc, etc.

Don't feel in any way inferior or discouraged because of your situation, and don't let him bully you with his nosiness.
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Old 27.10.2015, 10:52
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Re: Lost my job. Can my landlord evict me with no reason?

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Seriously, he doesn't have the right to ask you personal questions any more than any other person on the street. It's a business relationship. As long as you keep your end of it, expect him to keep his end - i.e. to give you peace and let you enjoy the property without encumbrances.



You don't even need to answer. You can just cut him off very politely "I'm very well thank you, how are you doing?" and just don't answer. Just stick to that sooner or later he should give up.

Well, tell him to stick his nose somewhere else.

There's nothing preventing him to call anyone but your employer should not give out personal information to just anyone. The fact that he is your landlord does not entitle him to personal information.

When you apply for a rental contract it's you who gives out employment information willingly - you are not required to but it is one of the many other ways to show you can pay your rent. But after the contract is signed the relationship is governed by the contract and you are no longer obliged to show anything else than your rent at the end of the month.

It would be entirely nonsensical to have a rental contract linked with employment status - companies and employers go bust every day, people change jobs many times, personal situations change, etc, etc.

Don't feel in any way inferior or discouraged because of your situation, and don't let him bully you with his nosiness.
Thank you so so very much for your kind words.

After all of you have helped me so much, I can be in peace and look for a new job. ;.))))
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Old 27.10.2015, 10:54
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Re: Lost my job. Can my landlord evict me with no reason?

I believe you've really nothing to worry about, but if it niggles at you that he's a tricky person then as AdrianLondon said just say you are working from home. It's perfectly normal to work from home office remotely nowadays, as do I much of the time (I work for a large bank).
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Old 27.10.2015, 11:09
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Re: Lost my job. Can my landlord evict me with no reason?

As a landlord (in the UK) I really couldn't care less if my tenant is employed or not, just as long as she pays her rent and keeps the bathroom aerated (seriously, she never opens that window and it cause a grands worth of damage to the floor/ceiling/light-fitting). The only problem would me if I knew that she was in receipt of housing benefits, as that would nullify my mortgage agreement, but I don't think there are similar issues here, especially as RAV is not social help.
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Old 27.10.2015, 11:25
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Re: Lost my job. Can my landlord evict me with no reason?

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As a landlord (in the UK) I really couldn't care less if my tenant is employed or not, just as long as she pays her rent and keeps the bathroom aerated (seriously, she never opens that window and it cause a grands worth of damage to the floor/ceiling/light-fitting). The only problem would me if I knew that she was in receipt of housing benefits, as that would nullify my mortgage agreement, but I don't think there are similar issues here, especially as RAV is not social help.
A huge no of UK employed people, especially in London are in recipe of housing benefit / Tax credits, The recipient does not have a duty to inform you.
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