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  #41  
Old 13.01.2017, 18:06
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Re: What did you compromise on? (property search)

Ultimately, I wonder if it is a mistake, to have expectations, which is cannot be easily fulfilled, in Switzerland. I mean, the idea of BIG house, BIG garden, BIG car, BIG familyand BIG dog is simply not done here.

Perhaps, learning to live with less is better....Seems to me, there are quite a lot of folk who spend their lifetimes in small apartments, with no other concept of lifestyle. Actually, there are quite a lot of folk, who are just happy to be warm and have a roof over their heads...

I am still working on it......okay, I still want my big dog back...RIP, sweet Kuma Bear.
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  #42  
Old 13.01.2017, 18:38
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Re: What did you compromise on? (property search)

I think that's the main issue and it's likely your opinion won't change.

See the upsides in your new place and remember that midwinter is not the best time to judge how nice it is

@melloncollie - sorry to hear that your whole view of Switzerland has been coloured. I can see why... nasty neighbours are right up there with evil bosses and the like, and you have to spend a lot of effort dealing with such things. But keep an open mind and still look around, I have the feeling prices are slowly falling... perhaps you can tick all your boxes somewhere else sooner than you think.
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  #43  
Old 13.01.2017, 20:23
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Re: What did you compromise on? (property search)

I've just bought what I expect to be my forever home. Is it a compromise if a detached house with large garden is so far out of budget as to be laughable? But a large house requires looking after which takes time, and usually requires a large mortgage which requires a high-paying job that steals your life.... OK sweeping generalisations but you get the idea. Instead I have a manageable flat with a manageable garden in exactly the location I wanted; and I love it to bits even before we're even halfway through the renovations. And as it leaves me mortgage-free, I don't have to worry financially, especially since sailing isn't exactly a career you do for the money.

(Which reminds me, I need to update my location)
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  #44  
Old 13.01.2017, 20:52
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Re: What did you compromise on? (property search)

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Odile - that's the same in almost any country.


In Scotland, you can buy a castle for 1.5 million UKP. (it's a big picture because it's a big castle)


That amount would buy you a flat in Zurich.

It's not just Zurich - try and buy a decent property in a popular area in the U.K. and you'll pay silly money for a two-up-two down.

I dread the Nebenkosten of that thing. It would probably bleed dry all but the wealthiest of EFers.
And then, imagine the Eigenmietwert, if it was located in ZH ;-)
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  #45  
Old 13.01.2017, 21:19
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Re: What did you compromise on? (property search)

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I've just bought what I expect to be my forever home. Is it a compromise if a detached house with large garden is so far out of budget as to be laughable? But a large house requires looking after which takes time, and usually requires a large mortgage which requires a high-paying job that steals your life.... OK sweeping generalisations but you get the idea. Instead I have a manageable flat with a manageable garden in exactly the location I wanted; and I love it to bits even before we're even halfway through the renovations. And as it leaves me mortgage-free, I don't have to worry financially, especially since sailing isn't exactly a career you do for the money.

(Which reminds me, I need to update my location)
Congratulations! View to the water, I hope?
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  #46  
Old 14.01.2017, 19:08
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Re: What did you compromise on? (property search)

Evening sun, and changes we wanted to be made to the plans, but were being heavily overcharged by the builder for any proposed changes to their budgeted items. These things seem less important now. We still haven't installed a fireplace or conservatory mainly because we can't agree on whether they are worth the cost. No regrets, having bought in 2008, the place has been a great place for the kids to grow up in and unless Switzerland implodes it will have been a good investment. I forgot that we only have a bus connection to the railway-station. There are advantages and disadvantages of having to give lifts to teenagers
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  #47  
Old 14.01.2017, 21:12
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Re: What did you compromise on? (property search)

Our checklist looked like this:

[√] Rural setting but
[√] within 4 km of nearest grocery store, bank, gas station etc.
[√] within 4 km of nearest hardware store
[√] within 4 km of nearest marina
[√] 20 km to nearest city with malls etc.
[√] Relatively unspoiled environment
[√] Lots of trails for walking dogs
[√] Lake view, preferably big lake
[√] Shared lake beach access, sand if possible ([√])
[√] Good neighborhood
[√] Cul-de-sac location but full road maintenance by commune in winter
[√] Lot > 8000 square meters, preferably woods, some wildlife welcome
[√] Three bedrooms, two full bathrooms
[√] Large kitchen with island
[√] Fireplace
[√] Space for man cave
[√] Several walk-in closets
[√] Spaceous attic
[√] Front porch large enough for breakfast table etc.
[√] Generously sized side deck or the like for wild BBQ parties etc.
[√] Integrated garage for two cars
[√] Large basement
[√] Driveway with enough parking space for a boat or two
[ ] Price < 150,000 CHF

As you can see, we eventually had to compromise a bit on the last item. The payment had to be in USD.

Lest I forget: The nearest bus station is 3.5 miles away, one service every three hours in either direction, and the nearest railroad station is within a three-hour drive.

Please feel free to call me a party pooper.
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  #48  
Old 14.01.2017, 22:11
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Re: What did you compromise on? (property search)

We had a very long checklist but the priority was that the house had to be a bungalow. They are rare but after a long search, that is what we found. It ticked most of the boxes. Only after living here for some time have we found other advantages that we didn't consider when we began our search.




The only problem was that there was (and still is) too much land. The owner was unwilling to divide the lot and sell off the rest of the building land himself.
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  #49  
Old 14.01.2017, 22:23
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Re: What did you compromise on? (property search)

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A stand alone house with an enormous garden (let's say that around 2000 m2 would be enough, I should stay realistic, right?!) and with good connections for hubby to still be able to commute to his office is our dream and because we know that the chances of getting this here are equal to zero, we can't really feel at home in this country which is quite sad.

.


That is what we have. So your dreams are not unrealistic.
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  #50  
Old 14.01.2017, 22:42
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Re: What did you compromise on? (property search)

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That is what we have. So your dreams are not unrealistic.
I was going to build a house in AG with a lake view, the plot was 2300 m2, 1600 was farm land so it only added 5k to the cost of the plot. In the end I decided against it as the build cost seemed far too high. This was 10 years ago. Investing in US equites was a way better investment, I made the right decision as prices are not that much higher 10 years on & some houses for sale have not sold at the same price.
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Old 15.01.2017, 00:02
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Re: What did you compromise on? (property search)

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I was going to build a house in AG with a lake view, the plot was 2300 m2, 1600 was farm land so it only added 5k to the cost of the plot. In the end I decided against it as the build cost seemed far too high. This was 10 years ago. Investing in US equites was a way better investment, I made the right decision as prices are not that much higher 10 years on & some houses for sale have not sold at the same price.
We didn't buy our house as an investment. We needed somewhere to live - now, and not in ten years time.
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Old 15.01.2017, 01:40
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Re: What did you compromise on? (property search)

Buying a house is a little bit like advertising a vacant position.
You see this job ad with the list of skills and experience that the applicant must have and you say to yourself that this person only exists in their dreams. And often that is the way it works out...they will hire someone who may be missing one or two of the criteria that were on the list.

With a house it's the same. You may have your perfect house in mind, but in the end you may be willing to make compromises to get something that is about as close as you can get but not quite exactly.

Last edited by Snoopy; 15.01.2017 at 11:28.
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  #53  
Old 15.01.2017, 11:35
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Re: What did you compromise on? (property search)

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I was going to build a house in AG with a lake view, the plot was 2300 m2, 1600 was farm land so it only added 5k to the cost of the plot. In the end I decided against it as the build cost seemed far too high. This was 10 years ago. Investing in US equites was a way better investment, I made the right decision as prices are not that much higher 10 years on & some houses for sale have not sold at the same price.
Buying a house is not an investment. This has been discussed here many times. For most people it is about putting a roof over their head.

Farmland is not building land, that is why it is very inexpensive but with all the restrictions applicable to it, generally it is only of use of you have farm animals.
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  #54  
Old 15.01.2017, 13:39
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Re: What did you compromise on? (property search)

I suppose upon reflection my compromise was having to drive for an hour longer each way to get to and from band rehearsal once a week. But given that many people travel for 2 hours each way on a daily basis, I hardly consider it a compromise.
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Old 15.01.2017, 14:35
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Re: What did you compromise on? (property search)

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Our checklist looked like this:
Pretty much our check list as well. The burning question at the moment is which lake - Michigan, Superior, or Champlain?



(Prioritizing proximity to a hardware store - OH approves. )
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Old 15.01.2017, 15:28
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Re: What did you compromise on? (property search)

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Pretty much our check list as well. The burning question at the moment is which lake - Michigan, Superior, or Champlain?
Lake Superior: only if you and / or your OH are heavily into ice fishing or snowmobiling. That's where the four seasons are Cold, Effing Cold, Pretty Cold and Construction.

Lake Champlain: no first-hand experience. I guess it's a very nice lake to live on but a bit too small for me as a skipper. I'm an old salt having sailed much of the northern Atlantic and the Med, so Lake Michigan is just right, almost sea-sized with lots of islands and anchorages yet no problems with salt-induced rust even on the inside of electronic equipment. T-Shirt slogan: "Lake Michigan: no salt, no sharks, no worries."

And Lake Huron, about the same size, is just around the corner, actually, from a limnological point of view, those two lakes form one lake about the size of the Adriatic Sea. As you may know, the Straights of Mackinac that connect the lakes is almost three miles wide at its narrowest spot.

As for the property price I mentioned, that was 20 years ago. The current appraisal is around a quarter million. Leelanau County, MI has always been in the top ten residential areas in the USA in the last 15 years. We bought our two acres for 25 grand; now comparable lots sell at 100 grand. In Switzerland it would be several millions.

Ok, and now back to Switzerland.
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