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Old 17.01.2017, 11:54
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Living in the countryside...yes or no?

I think to have found my dream home, but it is located in the country-side on the other side of Luzern and my husband is concerned. I's love to hear your opinions.

Husband's concerns:

Isolation: The birds and sheep shall keep me company. Plus, I can have dogs (BERNERS) and donkeys, if I like!

Higher Taxes: Unfortunately...yes.

Commute and distance to nearest train (10 min): About one hour to Zürich.

Would you do it? It is absolutely gorgeous....Help!!

Last edited by arrow; 17.01.2017 at 11:55. Reason: add info
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Old 17.01.2017, 12:00
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Re: Living in the countryside...yes or no?

We just moved to a small village about 10 min from Fribourg centre. However, we both work and the village has a direct rail connection to Fribourg and Neuchatel, so we're not really that isolated. We love it here, but then I was always a country boy at heart anyway.
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Old 17.01.2017, 12:07
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Re: Living in the countryside...yes or no?

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We just moved to a small village about 10 min from Fribourg centre. However, we both work and the village has a direct rail connection to Fribourg and Neuchatel, so we're not really that isolated. We love it here, but then I was always a country boy at heart anyway.
The villages around Fribourg are also gorgeous! Thanks for your thoughts!
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Old 17.01.2017, 12:17
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Re: Living in the countryside...yes or no?

We live in a small village outside of Neuchâtel ( a 10 minute drive) with a short bus ride or a longish (10-15 minute) walk to the nearest station which has direct links to Neuchâtel, Bern and Fribourg and a very regular bus service into Neuchâtel.

We absolutely love it here and wouldn't change it for anything. The only slight downside is the public transport in the evening if the teenager wants to go out out with his mates but even then there are night buses running to the village every hour until 4 in the morning so it's not that bad.

Having said that I'm not really a city person either although hubby grew up in a city and he loves it here too.

Last edited by Belgianmum; 17.01.2017 at 12:31.
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Old 17.01.2017, 12:26
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Re: Living in the countryside...yes or no?

I would do it! Dream properties are almost impossible to find and I don't think your concerns outweigh the fact that you found a dream property. Countryside rules and you can always escape to the city to get some urban vibes. As per commute: 1 hour of commute is nothing unusual and very doable.

And the taxes... well, look at it this way: would you be happier with a bit of more money at the bank account at the end of the year while living in a property you don't like or would you rather live somewhere where you are truly happy in your heart, but where you (due to higher taxes) won't safe enough for a car or so.

If it were me, I would grab this with both hands.
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Old 17.01.2017, 12:28
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Re: Living in the countryside...yes or no?

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...

We absolutely love it here and would change it for anything. The only slight downside is the public transport in the evening if the teenager wants to out out with his mates.

...
Back in the day this was the show stopper for us when we were house hunting. We found lots of lovely properties out in the boondocks, but I just kept saying to my then-not-yet-pregnant-and-in-the-meantime-ex-wife "I am never going to say to my children: "Sure you can go to the party, but you'll have to leave at 11:00 p.m. to be able to catch the last bus", so in about 15 years you'll have to tell them that over and over again AND go and pick them up if and when they do miss the bus, as well as jump in the car to get them at the end of the trip even if they do make the last connection."

In retrospect I have realised that it wasn't that she heard, understood, or agreed with what I had said, but rather that her brain stem detected and reacted to the concept of missing sleep.
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Old 17.01.2017, 12:33
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Re: Living in the countryside...yes or no?

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Back in the day this was the show stopper for us when we were house hunting. We found lots of lovely properties out in the boondocks, but I just kept saying to my then-not-yet-pregnant-and-in-the-meantime-ex-wife "I am never going to say to my children: "Sure you can go to the party, but you'll have to leave at 11:00 p.m. to be able to catch the last bus", so in about 15 years you'll have to tell them that over and over again AND go and pick them up if and when they do miss the bus, as well as jump in the car to get them at the end of the trip even if they do make the last connection."

In retrospect I have realised that it wasn't that she heard, understood, or agreed with what I had said, but rather that her brain stem detected and reacted to the concept of missing sleep.

He's got a moped. And there is always the night bus option too so not an insurmountable problem.
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Old 17.01.2017, 12:34
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Re: Living in the countryside...yes or no?

Our children have flown the coop. They'll onlyl come home on holidays now.

Keep your fingers crossed for me...my husband is less convinced...
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Old 17.01.2017, 12:41
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Re: Living in the countryside...yes or no?

I have. I think the natural landscape is the best of Switzerland. Its a luxury in its own right. Swiss cities are not urban enough for me anyway.
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Old 17.01.2017, 12:55
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Re: Living in the countryside...yes or no?

Countryside yes but not with that transport connection time. Whilst there are arguments about whether your dream house is or should be an investment, the things your husband mentioned will be a detractor for any other buyers down the track. None of us knows what the future holds but having a house with a very limited future customer base is going to restrict your options in regards to flexibility.
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Old 17.01.2017, 13:18
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Re: Living in the countryside...yes or no?

Yes. Life is too short to live in a dreary suburb.


The life my wife and I chose in Glarnerland isn't an easy one - stacking firewood when it's -9 and you've got the flu is never fun - but going home each evening is like going on holiday. Waking up to mountains on a Saturday morning, fully experiencing the ebb and flow of the seasons, being able to rest your eyes upon green just by looking out of the window - you can't put a monetary value on these things.


Practical problems can be solved. Some of them will just become irrelevant anyway.


I say do it.
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Old 17.01.2017, 13:34
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Re: Living in the countryside...yes or no?

9 out of 10 young folks I know prefer their own independence, relying to be picked up or dropped off is a bit of a disgrace. Not everyone is a bike/moped person and most I know root for cool urban vibe.

I think what would be most important for me is - accessibility to find me if needed, healthy environment, job access.
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Old 17.01.2017, 13:34
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Re: Living in the countryside...yes or no?

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Yes. Life is too short to live in a dreary suburb.
I'm the other way.... sprung for a place on the tram line in Zürich, nothing dreary about it. Central yet residential.

I don't want to overplan, drive, or commute every time I want to go to the cinema, try a restaurant, drink in a place which does not have a stammtisch, or go to the seebad on the lake.

but hey, if it's what you want... go for it.
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Old 17.01.2017, 14:19
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Re: Living in the countryside...yes or no?

@krlock3: totally!


I think a lot depends on personal preference (obviously), but also on one's stage of life.


At no point before I reached the age of 40 would I have considered my current life to be any kind of life at all. I liked restaurants, drinking, lots of variety. I'd lived in a few cities and enjoyed all of them (except Athens, most of the time, but that wasn't the city's fault).


But now it's all different. I can't be bothered with clamour and noise. I like the sound of birdsong and the smell of cow manure.


I get the impression the OP is more at my end of the scale these days. If the OP were some young new arrival from NYC or London I'd be offering completely different advice.
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Old 17.01.2017, 14:23
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Re: Living in the countryside...yes or no?

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Countryside yes but not with that transport connection time. Whilst there are arguments about whether your dream house is or should be an investment, the things your husband mentioned will be a detractor for any other buyers down the track. None of us knows what the future holds but having a house with a very limited future customer base is going to restrict your options in regards to flexibility.

RTN, you think like my husband....

That's the hard part...if I would be totally reasonable, we'd move into a two bedroom flat in Kanton Schwyz and save taxes...HOW BORING!

Last edited by arrow; 17.01.2017 at 14:26. Reason: add info
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Old 17.01.2017, 14:44
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Re: Living in the countryside...yes or no?

20 years ago we moved out of town, to this. It was hard at first, but it was worthwhile.
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Old 17.01.2017, 15:01
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Re: Living in the countryside...yes or no?

I moved from the centre of Zürich out to the edge of a small village and it has worked out OK mainly because I work from home. If I was still travelling to the office everyday then I wouldn't have done it. As a concession to being in the middle of nowhere I bought a car, without it I would be lost.

People are friendlier here I find, and the schools outside of the city seem to be a bit more relaxed and "better" - whatever that is.
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Old 17.01.2017, 15:01
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Re: Living in the countryside...yes or no?

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And the taxes... well, look at it this way: would you be happier with a bit of more money at the bank account at the end of the year while living in a property you don't like or would you rather live somewhere where you are truly happy in your heart, but where you (due to higher taxes) won't safe enough for a car or so.
I think you underestimate the power of compound interests. Even a little bit of tax-free tax savings, compounded over a long period of time can be quite a lot. 10k per year compounded at 10% over 40 years becomes 4.8M, enough (at current rates) to build even a small block of dream houses anywhere in Switzerland. I'd live among the cows in Wollerau for that.
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Old 17.01.2017, 15:14
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Re: Living in the countryside...yes or no?

I lived in Zürich Oberland for 3 years, in a little village.

To get to Zürich, I had the S(?) right in front of my home. Then the S5/S15 to Zürich. Total trip about 1 hour - fine and dandy to get my reading done.

I had great views (I was up on the hill with view to the valley).

It was peaceful - I could hear the cows and sheep on the fields up on the hills.

Rent was awesome low.

I had a Coop and a Migros and a Denner.

There was like 10 hairdressers and a nice fitness centre.

That said: the S5/S15 is the nightmare train from hell - it was always late, always overcrowded with the wrong crowd, heating up to 40°C in winter and *when available* air conditioner to -5°C in Summer. One hour of commute is ok, till you have to take the hell train. Check the commute during the hours you actually need to take the train, not just at peaceful 14h on a Wednesday. Also - if your holiday plane arrives after 22h, there is a big chance you won't have a train connection anymore - taxi trip 1 hour from airport >200 chf.

Great views are awesome.

Peaceful? Well, peaceful is cool when you want to sleep, but too peaceful can be a bother. IT WAS DEAD ON WEEKENDS. Nothing. It was like the wild west movies. Restaurants had Ruhetag 2-3 times a week - so a spontaneous dinner out was out of the question. It's great when you are an introvert, but cabin fever is a thing, yah know?

The taxes were the highest in Kanton Zürich. Just moving to the "gold coast" made me spare quite a lot on the taxes.

Both Coop and Migros closed at 17h30 during winter. I have to work till 17h30. They have meanwhile changed the closing times, I believe. Probably dawned on them the problematic...

My peaceful, up on the hill, great view apartment's basement was robbed 2 times, and my mail box vandalised at least once. Police confessed they suspect neighbours. Quantity of violent drunks loitering the train station: >0. Winter service up on the hills: ≈0 Quantity of family doctors = 1. Quality of family doctors <0.

But yeah, the views were pretty great.

(Disclaimer: I hope I was simply unlucky. I have no qualms with small towns with almost the feeling of village, but village life is not for me. And I'm not even a party girl.)
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Old 17.01.2017, 15:18
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Re: Living in the countryside...yes or no?

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RTN, you think like my husband....

That's the hard part...if I would be totally reasonable, we'd move into a two bedroom flat in Kanton Schwyz and save taxes...HOW BORING!
Similar! No just join the dots, countryside-low tax-transportation, all possible here but whether it comes in under budget is the hard part! Life is too short for boring houses!
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