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  #21  
Old 22.01.2017, 22:10
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Re: buying house

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You said it was 3% in Ticino and I said it was much lower than that in Neuchâtel.
0.8% is much lower than 3% so which bit of that don't you understand.
Umm, 3% is higher.

Tom
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  #22  
Old 22.01.2017, 22:12
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Re: buying house

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Umm, 3% is higher.

Tom
Exactly. So my statement that it was lower than that in Neuchâtel was correct.
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  #23  
Old 22.01.2017, 22:28
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Re: buying house

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I don't see how anyone can interpret that as me saying it was higher.
I can but I quickly got over it when you said it was .8% vs 3%.
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Old 22.01.2017, 22:55
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Re: buying house

Ah, the vagaries of the beautiful English language.

In Neuchatel, it is much lower than that = It is much lower in Neuchatel than that in Ticino. But, you all obviously knew that
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  #25  
Old 22.01.2017, 23:00
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Re: buying house

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Exactly. So my statement that it was lower than that in Neuchâtel was correct.
How is 3% lower than 0.8%

Tom
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  #26  
Old 22.01.2017, 23:03
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Re: buying house

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How is 3% lower than 0.8%

Tom
How the statement is meant to be read - Much lower than that (rate you just quoted in Ticino), in Neuchâtel.
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  #27  
Old 22.01.2017, 23:07
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Re: buying house

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How is 3% lower than 0.8%

Tom
It isn't. I never said that it was, it's you who has chosen to totally misunderstand my post.

You said it is 3% in Ticino.
I said it is much lower than that ( i.e. much lower than 3%) in Neuchâtel. That refers to the 3%. I'm not sure how you as a native English speaker could misinterpret it.

Last edited by Belgianmum; 23.01.2017 at 09:06. Reason: Typo
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  #28  
Old 22.01.2017, 23:11
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Re: buying house

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It isn't. I never said that it was, it's you who has chosen to tiraaly misunderstand my post.

You said it is 3% in Ticino.
I said it is much lower than that ( i.e. much lower than 3%) in Neuchâtel. That refers to the 3%. I'm not sure how you as a native English speaker could misinterpret it.
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Much lower than that in Neuchâtel.
This to me means that it is lower than that in NE, i.e. NE is higher.

Tom
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  #29  
Old 22.01.2017, 23:21
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Re: buying house

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This to me means that it is lower than that in NE, i.e. NE is higher.
Tom
Yep, tricky. Love playing with these things too
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  #30  
Old 23.01.2017, 09:06
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Re: buying house

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This to me means that it is lower than that in NE, i.e. NE is higher.

Tom
If that's what I'd meant I'd have said 'that's much lower than Neuchâtel'.

The way you understood it is totally bizarre to me. What did you think the 'that' referred to?
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  #31  
Old 23.01.2017, 09:25
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Re: buying house

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If that's what I'd meant I'd have said 'that's much lower than Neuchâtel'.

The way you understood it is totally bizarre to me. What did you think the 'that' referred to?
You originally wrote:
Much lower than that in Neuchatel

You should have written:
In Neuchatel it is much lower than that

The confusion arises from "THAT" - it can refer to the rate mentioned by Tom or to the rate in Neuchatel.

Think of it as:
[Much lower than that] [in Neuchatel]
[Much lower than] [that in Neuchatel]

Last edited by dodgyken; 23.01.2017 at 11:35.
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  #32  
Old 23.01.2017, 09:40
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Re: buying house

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You originally wrote:
It is much lower than that in Neuchatel

You should have written:
In Neuchatel it is much lower than that

The confusion arises from "THAT" - it can refer to the "IT" or to the rate in Neuchatel.

Think of it as:
[It is much lower than that] [in Neuchatel]
[It is much lower than] [that in Neuchatel]



No I didn't.

I never used IT anywhere. If I had used anything I would have used they or maybe those.

PS. Your post doesn't really make sense now that you've edited it since there is no IT for the THAT to refer to.

Last edited by Belgianmum; 23.01.2017 at 10:33.
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  #33  
Old 23.01.2017, 09:46
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Re: buying house

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No I didn't.
Indeed you didn't - you added greater confusion by compounding the problem
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  #34  
Old 23.01.2017, 09:56
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Re: buying house

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Indeed you didn't - you added greater confusion by compounding the problem
Only to Tom it seems.
Even if he'd originally misinterpreted the post the meaning became clear once I posted the rate. Tom is clearly easily confused.
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Old 23.01.2017, 10:08
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Re: buying house

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Tom is clearly easily confused.
That bit is obvious, but it doesn't help when people post confusing sentences, which yours was.

What you wrote can easily be read in 2 ways (as per my original post on this). Attaching the "that" to Neuchatel is certainly a more dated way of reading/writing/speaking - but its not wrong. And after all we know Tom has lived in Switzerland since 1879.
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  #36  
Old 23.01.2017, 12:59
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Re: buying house

I understand wanting to know what the one time costs are in buying a house, but at the end of the day, these costs are really a very small percentage of what the house will cost. As we discovered, there will always be some hidden costs, such as the electrical inspection if one is necessary.
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Old 23.01.2017, 14:11
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Re: buying house

I would like to also know more about property market in Switzerland-- There are some houses that are listed for sale with two different measurements e.g. 4pcs when they are not fully 4pcs as they have as an example converted a garage into a room and maybe used the basement to make a second bathroom etc--- they have two listings with different dimensions but same price--- the house is lovely and you can see the owner has really maintained and tried to increase its value---now when negotiating if the rooms added have not yet been authorised as official living space--could one give a lower price and how WITHOUT upsetting the owner or putting him off with the offer? What is acceptable? 10% lower than the asking price or even more?
The housing market continues to fall but it seems that in Geneva they still insist on high prices so I would imagine that one can go lower than 10%---? We have calculated and seem to agree that it is better to own than rent given the prices and conditions of renting--
Another question is with the notary---how fast is it cast in stone the 5%? What are the factors that could make one get them at a lower price?

Thanks in advance--- Really love the house but what to be sure we are getting it at the right price---
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  #38  
Old 23.01.2017, 14:50
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Re: buying house

You can give whatever offer you want without any motivation for it. It's just business - no need to be polite. Give a number you think is fair, who cares what he'll think of you.

"Official livable space" is more relevant for apartments than houses. With single family house, you're getting the whole house. Nobody cares besides you which of its rooms you heat and where you take shower in it.

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The housing market continues to fall
Not according to statistics I'm reading

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Thanks in advance--- Really love the house but what to be sure we are getting it at the right price---
For single family house, i'd look at the land value - that's the only thing thing that keeps the value, everything else is expenses. Check how much it would cost to build a comparable house now and discount for age/condition
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Old 23.01.2017, 15:05
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Re: buying house

Thanks a lot Ivanka but was asking also because the square feet differs (by at least 39m2)---Isn't the price calculated based on pr/m2? Most say "terrasse d'hiver" is not really counted as an official space no? The owner is so convinced that his house is underpriced which makes it a challenge to just throw in an offer---if I understand the market, you need to bond with the seller, so we are at our best behaviour but still want to negotiate---we come from a place where the market is very much controlled when it comes to housing prices---here it seems the owner decides almost everything including who he sells the house to--? We have not seen anything better and even though a compromise it is one worth fighting for just need to be sure we are not getting to it for we have been at it for a while now and have looked in Vaud also but convinced this is it---! What else do we look for it at all?
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Old 23.01.2017, 15:11
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Re: buying house

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Thanks a lot Ivanka but was asking also because the square feet differs (by at least 39m2)---Isn't the price calculated based on pr/m2?
I already told you. That's mostly relevant only for apartments, not houses. With a single family house you're getting it all, doesn't matter so much how you label different parts of it

Look at how much land you're getting, what can be built on it (per zoning) and what is built now in what condition.

For the cost of building, volume is primary metric, not area.

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we come from a place where the market is very much controlled when it comes to housing prices---here it seems the owner decides almost everything including who he sells the house to--?
Yes, it's a free market. Welcome to capitalism
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