Go Back   English Forum Switzerland > Help & tips > Housing in general  
Thread Tools Display Modes
Prev Previous Post   Next Post Next
Old 05.03.2017, 08:17
Join Date: Oct 2014
Location: ZH
Posts: 156
Groaned at 13 Times in 8 Posts
Thanked 27 Times in 18 Posts
maxiii is considered unworthymaxiii is considered unworthymaxiii is considered unworthy
Loans [mortgages] in CH: Interest payments

There is much better general information about homeownership in English than in German but although the general information is useful, the detailed information focuses on the US market and is useless for us.

What I learned is that with a usual 30-yr fixed rate US loan in the first 15 years you pay around 80% to interest, taxes, and insurances and very little to the actual principal that build equity (that is why people say: you bought a home? - what a piti )

How is it here in Switzerland? The (fixed rate) loans here are given for 10 years, not for 30 years like in the US. I know there is this Eigenmietwert that one has to pay (any other taxes?) and probably there is some obligatory insurance also. Are there any other similarities / differences to US loans?
Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Reverse Mortgages in CH? MobileLifestyle Finance/banking/taxation 8 28.03.2018 20:23
Current interest rates for mortgages saiya-jin Finance/banking/taxation 3 22.08.2015 21:28
Maxium Yearly Interest Rate applicable in CH Naked Business & entrepreneur 1 14.01.2014 21:39
Any interest to stayed registered in CH when leaving CH? greenmoon Leaving Switzerland 11 29.11.2011 00:52
Credit in CH cards/loans etc der_Inselaffe Finance/banking/taxation 4 14.04.2009 17:19

All times are GMT +2. The time now is 05:40.

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0