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Old 06.03.2017, 13:40
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Working in Zurich but where to live?

Hi all,

So i wrote in a while ago about being transferred to Zurich from my office in London. Everyone was very helpful, kind and very understanding of my sense of humour which i am very thankful for

Anyhow, i just received my offer and it is relatively low (CHF85k). Now, i know some may say, don't accept the transfer etc but to be honest i am happy to leave London, at least for a while! I will of course try to negotiate my wage but i have been told by a few at my company in Zurich that this will not lead to anything - i will try anyway.

I don't know Zurich or Switzerland as i have not been there before but i will be in Zurich next month to visit (very much looking forward to that!).

Anyway, i am waffling...

I expect my largest expense will be rent (as it is in most places).
I would very much rather spend my money on enjoying my time, eating well and hopefully travelling a little, my question is, where can i live that is not ridiculously far from where i work, that is also relatively cheap?

1) Within Zurich.
2) Within an hours commute from outside of Zurich.

I have attached a map with my approximate area of work circled in black. Please do not be offended by me not being ultra specific!

I'm not sure at this point if i want to house/flat share or have a place to myself, i guess that will depend on the answers here.


p.s. i will have a CHF 2.5K yearly allowance for public transport and i will be reimbursed for and SBB Halbtax card that i purchase (if this makes any difference).
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Old 06.03.2017, 13:51
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Re: Working in Zurich but where to live?

To get you started:

http://www.immoscout24.ch/en/search/...=1&l=4147&r=30

https://www.homegate.ch/rent/apartme...lastMap=ctn_zh

Three general observations:
  1. What night life there is is generally in Zurich.
  2. If the train schedule says 28min, then the trip takes 28min.
  3. If the train schedule says departure at X, the the train leaves at X.
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Old 06.03.2017, 13:53
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Re: Working in Zurich but where to live?

Work out where your nearest station to work is, then use www.sbb.ch to find the trains running from there.

There are lots of nices places on that side of the lake, probably no more than 30 minutes from your work (as long as you don't have to change trains), and none of them are cheap but use something like www.homegate.ch to get an idea.

Your allowance will buy you a ZVV all-zones pass, so transport is fine.
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Old 06.03.2017, 13:56
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Re: Working in Zurich but where to live?

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To get you started:

http://www.immoscout24.ch/en/search/...=1&l=4147&r=30

https://www.homegate.ch/rent/apartme...lastMap=ctn_zh

Three general observations:
  1. What night life there is is generally in Zurich.
  2. If the train schedule says 28min, then the trip takes 28min.
  3. If the train schedule says departure at X, the the train leaves at X.
And - don't worry about the one day per year your train is delayed; everyone else in the office will be late and/or outraged about the delays aswell.
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Old 06.03.2017, 14:05
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Re: Working in Zurich but where to live?

85k isn't "relatively low", it's quite good when you've not yet that much working experience.

I'd check if your work place will be next to a S-Bahn station, or at least somewhat comfortable to travel to by bus or tram. If not, then a bike (velo) and living somewhere around 3-5km would probably be the best solution for a quick commute.

Living in Zurich is expensive, BUT if you earn 7k a month, you can easily afford a reasonable expensive place (2.5 rooms flat at good standard) where competition to get it won't be too high.

I'd suggest to not get a car but instead buying a GA - despite it being almost 4k/year, you'll not have any further transport costs. And if your company pays 2.5k (plus 180 CHF for a half tax, maybe can be added?) into that, it's basically just 1k per year for unlimited travel.

If you're not eating out every night, or going for the "expensive" places (bars, clubs) then 7k a month, even with a 2.5k flat and a GA, will still allow you to save plenty of cash a month. Spring to autumn, Switzerland is great for outdoor activities (which are cheap or free with a GA), winter activities require mostly money, but that's why Swiss usually take it slow during the winter (some are addicted to wintersports, though..)

Basically, if you're used to London prices, Switzerland won't really shock you out of your shoes. And if you do trips on the countryside, you'll notice that, just like in the UK, prices become suddenly much more reasonable (big beer for 5.-, pizza for as low as 10.-, all-you-can-eat lunch buffets for 12-14 CHF, etc. - basically 1/3rd to half as much as you'd pay in the city of Zurich for it)

Living in the city is really nice, and if you're relatively young, I'd strongly suggest it over living somewhere countryside/half countryside. Even if it's more expensive. It offers more. And the ability to be quickly at the HB and from there to most other Swiss cities within 2hrs (most even less) is just awesome. You can - literally! - work during the day, hit the 4.30pm train, have dinner in Ticino, and be back before midnight. Especially a good idea in times when the weather in the North doesn't look like summer very much
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Old 06.03.2017, 14:10
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Re: Working in Zurich but where to live?

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And - don't worry about the one day per year your train is delayed; everyone else in the office will be late and/or outraged about the delays aswell.
LOL!! It'll feel like London!
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Old 06.03.2017, 14:12
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Re: Working in Zurich but where to live?

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To get you started:

http://www.immoscout24.ch/en/search/...=1&l=4147&r=30

https://www.homegate.ch/rent/apartme...lastMap=ctn_zh

Three general observations:
  1. What night life there is is generally in Zurich.
  2. If the train schedule says 28min, then the trip takes 28min.
  3. If the train schedule says departure at X, the the train leaves at X.
I did think about night life, ill have to check the train schedules to see how late they run at night. As for observations 2 and 3, these i am very happy about!
Thank you for the links JagWaugh, i will look at these tonight when i get home.
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Old 06.03.2017, 14:13
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Re: Working in Zurich but where to live?

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Work out where your nearest station to work is, then use www.sbb.ch to find the trains running from there.

There are lots of nices places on that side of the lake, probably no more than 30 minutes from your work (as long as you don't have to change trains), and none of them are cheap but use something like www.homegate.ch to get an idea.

Your allowance will buy you a ZVV all-zones pass, so transport is fine.
I hear all Zones pass and this is me:
But, this is just in Zurich i assume?
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Old 06.03.2017, 14:14
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Re: Working in Zurich but where to live?

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I did think about night life, ill have to check the train schedules to see how late they run at night. As for observations 2 and 3, these i am very happy about!
Thank you for the links JagWaugh, i will look at these tonight when i get home.
During the week (Sunday night to Thursday night) last S-Bahn trains usually drive off the city just after midnight. Friday and Saturday night, there is quite an extensive night time network running 24hrs long (5 CHF surcharge) including connecting buses.

All zones=Whole Kanton of Zurich (plus a little bit extra, like Rapperswil)

However, if you intend to travel through Switzerland, get the "upsale" to a GA which allows the whole Switzerland (plus a few border cities, in case you want to go shopping )
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Old 06.03.2017, 14:26
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Re: Working in Zurich but where to live?

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I hear all Zones pass and this is me:
But, this is just in Zurich i assume?
http://www.zvv.ch/zvv/en/timetable/zonenplan.html

You can even use the boats on the lake
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Old 06.03.2017, 14:31
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Re: Working in Zurich but where to live?

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http://www.zvv.ch/zvv/en/timetable/zonenplan.html

You can even use the boats on the lake
5 CHF surcharge per day..
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Old 06.03.2017, 14:40
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Re: Working in Zurich but where to live?

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85k isn't "relatively low", it's quite good when you've not yet that much working experience.

I'd check if your work place will be next to a S-Bahn station, or at least somewhat comfortable to travel to by bus or tram. If not, then a bike (velo) and living somewhere around 3-5km would probably be the best solution for a quick commute.

Living in Zurich is expensive, BUT if you earn 7k a month, you can easily afford a reasonable expensive place (2.5 rooms flat at good standard) where competition to get it won't be too high.

I'd suggest to not get a car but instead buying a GA - despite it being almost 4k/year, you'll not have any further transport costs. And if your company pays 2.5k (plus 180 CHF for a half tax, maybe can be added?) into that, it's basically just 1k per year for unlimited travel.

If you're not eating out every night, or going for the "expensive" places (bars, clubs) then 7k a month, even with a 2.5k flat and a GA, will still allow you to save plenty of cash a month. Spring to autumn, Switzerland is great for outdoor activities (which are cheap or free with a GA), winter activities require mostly money, but that's why Swiss usually take it slow during the winter (some are addicted to wintersports, though..)

Basically, if you're used to London prices, Switzerland won't really shock you out of your shoes. And if you do trips on the countryside, you'll notice that, just like in the UK, prices become suddenly much more reasonable (big beer for 5.-, pizza for as low as 10.-, all-you-can-eat lunch buffets for 12-14 CHF, etc. - basically 1/3rd to half as much as you'd pay in the city of Zurich for it)

Living in the city is really nice, and if you're relatively young, I'd strongly suggest it over living somewhere countryside/half countryside. Even if it's more expensive. It offers more. And the ability to be quickly at the HB and from there to most other Swiss cities within 2hrs (most even less) is just awesome. You can - literally! - work during the day, hit the 4.30pm train, have dinner in Ticino, and be back before midnight. Especially a good idea in times when the weather in the North doesn't look like summer very much

This post makes me feel very positive!

I am planning on bringing my bike with me as I do love cycling. I am very looking forward to seeing the city when i visit next month.
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Old 06.03.2017, 14:41
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Re: Working in Zurich but where to live?

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http://www.zvv.ch/zvv/en/timetable/zonenplan.html

You can even use the boats on the lake
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5 CHF surcharge per day..
LOL ><

I guess thatl be just for the sunny days then
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Old 06.03.2017, 14:43
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Re: Working in Zurich but where to live?

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I am planning on bringing my bike with me as I do love cycling.
Just be aware that Zurich isn't a flood plain. It will take you 3-6 months to get used to the 3rd dimension, even without your bike.
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Old 06.03.2017, 14:44
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Re: Working in Zurich but where to live?

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5 CHF surcharge per day..
Thanks for pointing that out, it's new!
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Old 06.03.2017, 14:47
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Re: Working in Zurich but where to live?

OK, probably working at Credit Suisse Uetlihof.

If you want to live cheaper, look at Adliswil and pay less rent, and still have a very reasonable commute

Note, there is always a trade off in Switzerland

- Proximity to amenities
- Proximity to public transport
- Rent cost
- Local tax rate

You can get a palace in the arse end of nowhere with no shops and a post bus twice a day for the price of a garden shed (Gnomes extra) in Zurich.
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Old 06.03.2017, 14:57
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Re: Working in Zurich but where to live?

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OK, probably working at Credit Suisse Uetlihof.
Would be my assumption too, but as far as I know, CS do not pay travel expenses unless you travel for work (excluding lump sum allowances, but this isn't what the OP is talking about and is too junior to receive).
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Old 06.03.2017, 15:04
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Re: Working in Zurich but where to live?

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5 CHF surcharge per day..


Which is a bargain compared to pretty much any other boat service for tourists on the planet, no?

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OK, probably working at Credit Suisse Uetlihof.
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Would be my assumption too
Why? Uetlihof is not exactly in the OPs black circle, while a lot of MNCs who also have offices in London are...


Anyway: If you choose to not live along the lake, but a bit away from it will rents go down and availability up. Adliswil is good. I personally would recommend Thalwil as it has the most train connections to Zurich (some lines merge there)...
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Old 06.03.2017, 15:07
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Re: Working in Zurich but where to live?

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Which is a bargain compared to pretty much any other boat service for tourists on the planet, no?




Why? Uetlihof is not exactly in the OPs black circle, while a lot of MNCs who also have offices in London are...


Anyway: If you choose to not live along the lake, but a bit away from it will rents go down and availability up. Adliswil is good. I personally would recommend Thalwil as it has the most train connections to Zurich (some lines merge there)...
You're correct. I only glanced at the map. However his other thread talks about working in banking operations. Afaik UBS don't have anything on that side of the city.
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Old 06.03.2017, 15:10
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Re: Working in Zurich but where to live?

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You're correct. I only glanced at the map. However his other thread talks about working in banking operations. Afaik UBS don't have anything on that side of the city.
Vontobel? JB? RBS? Plenty of non-UBS non-CS options.
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