Go Back   English Forum Switzerland > Help & tips > Housing in general
Reply
 
Thread Tools Display Modes
  #1  
Old 20.03.2017, 17:00
Newbie 1st class
 
Join Date: Jul 2016
Location: Zurich
Posts: 15
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
Alekk has earned some respectAlekk has earned some respect
How to proceed with wear and tear damage?

Hi,

I think similar cases were already discussed in this forum but I can't find exactly the answer that I need.

I'm going to move out from the apartment and I'm wondering what I should do with damages which in my opinion are normal 'wear and tear' in the apartment. I mean there are some scratches on the floor and ceramic stove (from cleaning and moving pots). Scratches on the floor are barely visible - you can notice them if you look carefully in the good light, those on stove are visible more but they don't affect normal usage.

Should we first inform insurance company or agency? I assume we should do this before final inspection.
Regarding insurance company, do they pay for this only in case of a special accident? Or also for wear and tear? Should I send also pictures to them?


Thanks and regards,
Alekk
Reply With Quote
  #2  
Old 20.03.2017, 18:27
curley's Avatar
Forum Legend
 
Join Date: Oct 2006
Location: canton ZH
Posts: 3,599
Groaned at 38 Times in 36 Posts
Thanked 3,644 Times in 1,948 Posts
curley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond reputecurley has a reputation beyond repute
Re: How to proceed with wear and tear damage?

Quote:
View Post
Hi,

I think similar cases were already discussed in this forum but I can't find exactly the answer that I need.

I'm going to move out from the apartment and I'm wondering what I should do with damages which in my opinion are normal 'wear and tear' in the apartment. I mean there are some scratches on the floor and ceramic stove (from cleaning and moving pots). Scratches on the floor are barely visible - you can notice them if you look carefully in the good light, those on stove are visible more but they don't affect normal usage.

Should we first inform insurance company or agency? I assume we should do this before final inspection.
Regarding insurance company, do they pay for this only in case of a special accident? Or also for wear and tear? Should I send also pictures to them?


Thanks and regards,
Alekk
Take good photos of what you think might be a problem. Wait what the landlord says. Make sure the end-protocol is detailed.
Reply With Quote
This user would like to thank curley for this useful post:
  #3  
Old 20.03.2017, 18:43
Member
 
Join Date: Aug 2011
Location: Risch
Posts: 168
Groaned at 2 Times in 2 Posts
Thanked 87 Times in 62 Posts
KiwiSteve is considered knowledgeableKiwiSteve is considered knowledgeableKiwiSteve is considered knowledgeable
Re: How to proceed with wear and tear damage?

Get the flat cleaned by a company that guarantees the handover.
Take photos before the hand-over. The floor should not be a problem. Ceramic hobs are difficult to scratch Insurance may pay if the landlord claims for that. Are you sure it is a scratch?
Reply With Quote
This user would like to thank KiwiSteve for this useful post:
  #4  
Old 20.03.2017, 18:44
Sbrinz's Avatar
Forum Legend
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 11,697
Groaned at 583 Times in 372 Posts
Thanked 11,313 Times in 5,819 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: How to proceed with wear and tear damage?

Join the Mieterverband in Zurich.

Clean everything so it looks new, but worn is OK. Hide the floor wood scratches with brown shoe polish.

Wait for inspection report at handover, keep this document!

Then claim from insurance for breakages, remembering that usually you have to pay the first Sfr 200,--
Reply With Quote
The following 2 users would like to thank Sbrinz for this useful post:
  #5  
Old 20.03.2017, 19:50
Newbie 1st class
 
Join Date: Jul 2016
Location: Zurich
Posts: 15
Groaned at 0 Times in 0 Posts
Thanked 2 Times in 1 Post
Alekk has earned some respectAlekk has earned some respect
Re: How to proceed with wear and tear damage?

Quote:
View Post
Get the flat cleaned by a company that guarantees the handover.
Take photos before the hand-over. The floor should not be a problem. Ceramic hobs are difficult to scratch Insurance may pay if the landlord claims for that. Are you sure it is a scratch?
I think they're scratched, only little bit but still visible.
I've heard somewhere before that I need to inform insurance company first and they will pay only in case of accident which is raised immidiately. But as I can see from all reponses, it should be ok if we wait for a landlord claim and then inform insurance company.

Thanks!
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Normal wear and tear in apartment Nink Housing in general 35 06.05.2016 13:44
How to proceed for Apartment Change?? zurigo Housing in general 5 10.08.2011 11:12
Are carpets covered in a cleaning contract? What do you consider "wear and tear" surfpowder Housing in general 0 25.08.2010 11:14
Worried about breast cancer [info on how to proceed with doctor & insurance] Husky Family matters/health 22 20.03.2010 11:54
How to proceed with a disagreement over owed rent? gubles Complaints corner 40 06.03.2008 16:25


All times are GMT +2. The time now is 19:13.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2017, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0