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Old 12.11.2017, 14:05
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Floor damage in rented flat - any ideas?

Hi all,

We've somehow managed to damage apartment floor slightly in two spots, along with staining it in another room (one off kitten "accident"). See attached photos...

Any ideas on how to resolve and avoid an extortionate landlord charge??

Thanks
Attached Thumbnails
floor-damage-rented-flat-any-ideas-20171112_140102.jpg   floor-damage-rented-flat-any-ideas-20171112_140053.jpg   floor-damage-rented-flat-any-ideas-20171112_140045.jpg  
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Old 12.11.2017, 14:10
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Re: Floor damage in rented flat - any ideas?

That's laminate, isn't it?

google it, the net is full of suggestions.
German, lots of videos

Last edited by curley; 12.11.2017 at 14:13. Reason: addition
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Old 12.11.2017, 14:34
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Re: Floor damage in rented flat - any ideas?

Although this runs counter to the advice that I would give in any other country, I would suggest doing nothing and letting your insurance pick up the bill. The risk of creating more problems (damage in installation, mismatch of color, etc) could be even more of a hassle.

Your insurance almost certainly covers this sort of damage upon moving out, usually with a 'per incident' excess. Each room is typically treated as one 'incident'. When we moved out, we had two rooms with similar damage to what you've shown. We paid the CHF250- deductible for each room, and the insurance company took care of the rest. It seemed crazy to me that the insurance covers this sort of thing with no pushback or argument, but it is standard practice over here.
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Old 12.11.2017, 14:41
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Re: Floor damage in rented flat - any ideas?

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Although this runs counter to the advice that I would give in any other country, I would suggest doing nothing and letting your insurance pick up the bill. The risk of creating more problems (damage in installation, mismatch of color, etc) could be even more of a hassle.
This is my advice as well.

Without practice and the right materials, chances are that the damage would just be more obvious, not to mention more extensive to repair.
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Old 12.11.2017, 14:46
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Re: Floor damage in rented flat - any ideas?

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This is my advice as well.

Without practice and the right materials, chances are that the damage would just be more obvious, not to mention more extensive to repair.
Actually, my landlord sent some "professionals" to fix two damages in my floor (oak wood, not laminate). They look u g l y!

So, yes I would agree with the other two posters, let a pro do it - at least the outcome is not the OP's fault.
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Old 14.11.2017, 19:09
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Re: Floor damage in rented flat - any ideas?

Good advice, will check insurance covers it and just deal with it (plus any further damage) when we move out. Thanks!
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Old 14.11.2017, 20:53
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Re: Floor damage in rented flat - any ideas?

Just wondering, how much do you pay for the flat insurance?
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Old 14.11.2017, 20:56
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Re: Floor damage in rented flat - any ideas?

Can't remember but not much, why?
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Old 14.11.2017, 23:01
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Re: Floor damage in rented flat - any ideas?

Because seems interesting thing to have if it doesnt cost more than 50 chf
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Old 14.11.2017, 23:10
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Re: Floor damage in rented flat - any ideas?

Depends what you mean by flat insurance.
If you mean "Haushaltversicherung" mine is 238.70 a year (my e-bike is in there too as an extra).
If you mean personal liability insurance (which would cover the damage in the floor) which I sure hope you have , mine is 141.50/year.
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Old 15.11.2017, 07:37
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Re: Floor damage in rented flat - any ideas?

Yea mandatory ...
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Old 15.11.2017, 20:13
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Re: Floor damage in rented flat - any ideas?

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Yea mandatory ...
Sorry, Donutz, I was replying to Martin. But I didn't quote.
I figured you'd have the insurance, but Martin is new in Switzerland
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Old 15.11.2017, 20:20
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Re: Floor damage in rented flat - any ideas?

Thanks don't worry I figured! Appreciate the help
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Old 15.11.2017, 20:24
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Re: Floor damage in rented flat - any ideas?

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Depends what you mean by flat insurance.
If you mean "Haushaltversicherung" mine is 238.70 a year (my e-bike is in there too as an extra).
If you mean personal liability insurance (which would cover the damage in the floor) which I sure hope you have , mine is 141.50/year.
Nope, I dont...

I opt for the cheapest option that is.... dont destroy anything...
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Old 15.11.2017, 20:31
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Re: Floor damage in rented flat - any ideas?

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Nope, I dont...

I opt for the cheapest option that is.... dont destroy anything...
Unlike us?
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Old 16.05.2018, 17:41
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Re: Floor damage in rented flat - any ideas?

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Depends what you mean by flat insurance.
If you mean "Haushaltversicherung" mine is 238.70 a year (my e-bike is in there too as an extra).
If you mean personal liability insurance (which would cover the damage in the floor) which I sure hope you have , mine is 141.50/year.
HI , Mine is a 1.5 room furnished apartment.

-> What kind of insurance will cover the house, flooring, furniture in it and approx annual cost of it .
-> I am living in this apartment for 4 years , if i take the insurance now, what will be the start date of the insurance.
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Old 16.05.2018, 18:39
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Re: Floor damage in rented flat - any ideas?

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HI , Mine is a 1.5 room furnished apartment.

-> What kind of insurance will cover the house, flooring, furniture in it and approx annual cost of it .
-> I am living in this apartment for 4 years , if i take the insurance now, what will be the start date of the insurance.
It is you who caused damage to the belongings of others so for this you need a "personal liability insurance"

If you take it now, it starts now. Insurances never take on cases that already happened before you take the insurance. (tho truth to be told, if you take it now and live there for another 6 years, they have no clue if a damage is from 2017 or from 2019 if you claim in 2024.)
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Old 17.05.2018, 09:49
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Re: Floor damage in rented flat - any ideas?

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Depends what you mean by flat insurance.
If you mean "Haushaltversicherung" mine is 238.70 a year (my e-bike is in there too as an extra).
If you mean personal liability insurance (which would cover the damage in the floor) which I sure hope you have , mine is 141.50/year.
So the liability insurance would cover it the floor then?
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Old 17.05.2018, 10:24
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Re: Floor damage in rented flat - any ideas?

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So the liability insurance would cover it the floor then?
Yes.
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Old 18.05.2018, 23:17
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Re: Floor damage in rented flat - any ideas?

Most likely the bill will be so low that you might be within the deductibles.

In our last apartment, we had much bigger stains - 3 in the living-dining and a big one from a flower pot in office and many scratches and holes. The scratches & holes were considered as wear and tear, for stains we had to pay 300 which was within the deductible.

But each landlord or caretaker from an agency is different......
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