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Old 09.11.2018, 23:26
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Buying property in ZH - non EU B permit holder

Guys.

pls bear with me. I have read countless threads on this topic, yet I'm still a little confused because the topic seems to be a little complicated.

I'm EU with B permit. My wife is NON-EU also B permit holder.
She wants to buy a property in ZH under her own name as a primary residence for us. Bank has already given OK to finance.

I'm pretty sure she's allowed to buy. I'm also pretty sure she doesn't have to sell should she leave the country.

I'm a bit confused about the possibility of renting, should she leave CH. Can she only rent 11 months/year or not rent at all ? Or can she just rent it indefinitely ?

Thanks in advance for shedding some light.
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Old 10.11.2018, 06:52
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Re: Buying property in ZH - non EU B permit holder

1. She can buy ONE property as a primary residence.
2. She can keep it even after she leaves CH.
3. She can rent it out, but has to pay taxes in CH on this income.
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Old 10.11.2018, 07:26
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Re: Buying property in ZH - non EU B permit holder

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1. She can buy ONE property as a primary residence.
2. She can keep it even after she leaves CH.
3. She can rent it out, but has to pay taxes in CH on this income.
As long as pension fund was not used for the deposit.
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  #4  
Old 10.11.2018, 17:09
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Re: Buying property in ZH - non EU B permit holder

Thanks for your reply, much appreciated. Do you have any links that confirm this to show my wife ? No, no pension fund involved.

This is not really related to the permit, but both I and my wife (who will sign the contract), speak german well enough to understand all the details.

I was told we'll need some sort of translation services. I'm pretty sure other souls here have gone through the same process. Does anyone have some details about the translation ? Do I need to go and look for one ? Any recommendations ? How much am I expected to pay ?

Thanks again.
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Old 10.11.2018, 17:40
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Re: Buying property in ZH - non EU B permit holder

Why would you need translations services?

Tom
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Old 10.11.2018, 17:40
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Re: Buying property in ZH - non EU B permit holder

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Thanks for your reply, much appreciated. Do you have any links that confirm this to show my wife ? No, no pension fund involved.
See the "Lex Koller": https://www.admin.ch/opc/de/classifi...373/index.html
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Old 10.11.2018, 18:27
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Re: Buying property in ZH - non EU B permit holder

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Why would you need translations services?

Tom
Because you need to know what you are signing ?
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Old 10.11.2018, 18:35
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Re: Buying property in ZH - non EU B permit holder

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Because you need to know what you are signing ?
But you stated that you speak German?

Tom
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Old 10.11.2018, 19:36
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Re: Buying property in ZH - non EU B permit holder

Sorry, my bad. That was a typo....we do NOT speak german well enough to understand the legalese. That's what I meant to type.
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Old 10.11.2018, 21:40
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Re: Buying property in ZH - non EU B permit holder

Umm, you speak Italian, don't you?

Italian is a Swiss language, do it in that.

If not, there are plenty of Swiss-Italian notaries who can do both Italian and German, as most went to school in Zurich (including ours).

Tom
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Old 11.11.2018, 00:16
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Re: Buying property in ZH - non EU B permit holder

Thanks. But in Zürich the official language is german. And my wife needs it in english as she also doen't speak itallian. Only a couple of words (C,M,TdC, etc etc.), which would not be enough
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Old 11.11.2018, 07:10
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Re: Buying property in ZH - non EU B permit holder

https://www.englishforum.ch/housing-...lar-guide.html
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Old 11.11.2018, 09:35
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Re: Buying property in ZH - non EU B permit holder

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Thanks. But in Zürich the official language is german. And my wife needs it in english as she also doen't speak itallian. Only a couple of words (C,M,TdC, etc etc.), which would not be enough
I know a lawyer/notary in Lugano who is fluent in German, Italan, and English, if you need one. (sent you a PM)

Tom
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Old 11.11.2018, 11:17
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Re: Buying property in ZH - non EU B permit holder

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Thanks for your reply, much appreciated. Do you have any links that confirm this to show my wife ? No, no pension fund involved.

This is not really related to the permit, but both I and my wife (who will sign the contract), speak german well enough to understand all the details.

I was told we'll need some sort of translation services. I'm pretty sure other souls here have gone through the same process. Does anyone have some details about the translation ? Do I need to go and look for one ? Any recommendations ? How much am I expected to pay ?

Thanks again.
The Notary has to be satisfied that you understand the contract you are signing, so if you speak & understand the language there is no need for a translator.

A written translation of the contract will run into a couple of thousand, a verbal one a lot less plus a couple of hours at the Notary on contract day.
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Old 11.11.2018, 12:01
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Re: Buying property in ZH - non EU B permit holder

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The Notary has to be satisfied that you understand the contract you are signing, so if you speak & understand the language there is no need for a translator.

A written translation of the contract will run into a couple of thousand, a verbal one a lot less plus a couple of hours at the Notary on contract day.
Which is why I suggest a multilingual Notary who can explain everything to you in English as well as to the other party in German.

Tom
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Old 11.11.2018, 12:09
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Re: Buying property in ZH - non EU B permit holder

Long back when we bought, we gave a limited Power of Attorney to the estate agent who signed on our behalf. He sent us the contract before, took us through it in english, to be doubly sure we google translated. But we were not there at the Notary when the contract was signed.

If it helps.
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Old 13.11.2018, 21:56
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Re: Buying property in ZH - non EU B permit holder

Hi Tom, can you pls introduce your notary to me too? Tks.

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I know a lawyer/notary in Lugano who is fluent in German, Italan, and English, if you need one. (sent you a PM)

Tom
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