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Old 14.02.2019, 13:55
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sanierung kredit

Hi all,
We were told that the renovation of the house: kitchen, heating system, bathroom would cost us around 300'000chf.

Does anyone know if there is a way to get a credit for such work? If yes, is this kind of credit falling under construction credit, so that it has lower interest rate or not?


Thank you,
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Old 14.02.2019, 14:27
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Re: sanierung kredit

If you have the income you can take a personal loan, if you have enough income and enough overvalue on the house you can take up an extra mortgage.

But just talk to your bank and they will provide possible solutions.
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Old 14.02.2019, 15:01
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Re: sanierung kredit

You can get Libor mortgages at under 1% currently, how much cheaper do you want ?
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Old 14.02.2019, 15:15
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Re: sanierung kredit

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You can get Libor mortgages at under 1% currently, how much cheaper do you want ?
If it is Libor based, just make sure you know what will be the basis when Libor is phased out
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