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Old 31.07.2019, 18:47
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First time renting a flat ! Help pls !

Hello everyone !

Given that this can be a long post I will write first a couple of questions I have and then I will explain my current situation. Any advice or opinion will be highly appreciated.

Questions:

How much should I spent on rent if I make 85k a year?( considering I live in Zurich)
Which cities/towns with good connections do you recommend for a mid 20s not party calm person ?


My situation:

I move to Zurich a year ago as I got a job offer ( 85k a year). I’m legally Swiss ( I have the passport etc) but I have never lived here before and I don’t speak German ( I’m learning though). When I move I got a room in Alstetten ( I love the zone) but I think I’m ready to :

a) move to another room
b) get one for myself

I have lived all my life In a big city. So I’m a little bit worry about moving to a town, Zurich itself is not huge. On the other hand rents in Zurich are super high and I don’t know if it’s a good idea to compete with thousands of people for a 2.6k 2.5 rooms apartment. I don’t know either if I can afford it my salary as is my first time renting an apartment.

I have been traveling around Zurich too see which places I like. So far I have been in:

Uster
Dübendorf
Wallisellen
Oerlikon
Schlieren
Dietikon
Addliswill

From the above I won’t live in schlieren or Dübendorf. uster seems nice but I’m afraid of not being able to interact with young people. I like Wallisellen and Oerlikon, but what is available is 2k +.

Also I have an expat friend that move to Stallikon and is quite convinced that living in the town can be done and that you get used to the commute and to the Sunday trips to Zurich if you want to do something out of the ordinary( though he is 38 with a wife and a daughter).

On the other hand I have a German friend that is convince I should pursue the wg life as with my salary affording something nice will be to much.

Also Wettingen and Baden seem to be nice but far away.

What do you think? Any advice ?

Thanks a lot in advance !!
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Old 31.07.2019, 19:18
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Re: First time renting a flat ! Help pls !

Welcome to the forum.

Websites to look at:

www.immoscout24.ch
www.immostreet.ch
www.homegate.ch
www.home.ch

You can set place, rent, number of rooms, etc.

For private rentals, i.e. not through an agency:

www.petitesannonces.ch
www.anibis.ch

For rooms:
www.wgzimmer.ch
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Old 31.07.2019, 20:12
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Re: First time renting a flat ! Help pls !

Hello and welcome to the forum.

Wettingen & Baden are a 15m train ride away, however chances of meeting like minded youngsters is limited.

Live where you can afford & what suits your lifrstyle.
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Old 31.07.2019, 20:44
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Re: First time renting a flat ! Help pls !

Make a budget. Write down your monthly net income. Deduct all your fixed payments like health insurance, transportation, phone, etc. Also write down how much you spend on hobbies, food, etc. Put money in your budget for taxes, clothes, savings, expenses like dentist, glasses. Whatever is left over is what you can spend on rent.
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Old 31.07.2019, 21:49
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Re: First time renting a flat ! Help pls !

That's a very good exercise recommended by swisscanmom!

When you've done it, you might like to compare your monthly expenditure with some of the standard budgets set out here:
http://www.budgetberatung.ch/Budgetbeispiele.19.0.html
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Old 01.08.2019, 14:37
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Re: First time renting a flat ! Help pls !

The is a guideline for renting a flat, that says the amount of money for the rent should not be higher then 25 % of your net income , to be on the safe side.
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Old 01.08.2019, 23:07
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Re: First time renting a flat ! Help pls !

Comparis can show results from a bunch of the property websites mentioned above, and has a bunch of articles such as this, which can be useful.
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Old 01.08.2019, 23:20
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Re: First time renting a flat ! Help pls !

For an income of 85k, most will say that spending up to 1/3rd for rent is fine, ie about 28k in your case - or about 2.5k monthly (plus a bit..)

That will get you a decent 2/2.5 room flat in Zürich (fairly new one at semi-prime location)

Depends how much commute you like, but if you'd not mind 17min by train (train every 15min) to Zürich Stadelhofen (and a few minutes to the station from the flat with matching bus service, or about 12min walking..), I'd have a 3.5 rooms flat in Wetzikon available.

New kitchen, fairly new bathroom, very quiet yet central (3min walking to large Coop, 5min to MMM). Available immediately, rent would be within your budget (around 1600 CHF)
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Old 02.08.2019, 00:16
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Re: First time renting a flat ! Help pls !

Dont' spend more than 25% of your income on rent. save up to about 500chf per month, and work out your priorities. try not to commute more than 30 minutes door-to-door and if you find a good landlord...and good neighbours... stick around... you'll probably move several times before you really stay somewhere long-term.... but it does sound like you need to be in the city and one of the other advantages of sharing is that you have a social network via your flatmates as well...



In this life...I would always say...who you know is more important than what you know...
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