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Old 01.10.2019, 13:25
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non swiss homeowners- what happens if you leave

Hi everyone,


I was wondering what rules are there with regards to non-swiss homeowners who decide to leave Switzerland. are u obliged to sell it? is there a minimum years you need to keep the house before you sell it? any penalties? what are the rules please.


Thanks so much for your help,
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Old 01.10.2019, 13:46
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Re: non swiss homeowners- what happens if you leave

Only the acquisition of real estate is regulated.

For details see the "Loi fédérale sur l'acquisition d'immeubles par des personnes à l'étranger" a.k.a "Lex Koller"
https://www.admin.ch/opc/fr/classifi...373/index.html
(Only available in the official languages. Use deepl.com from translation.)
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Old 01.10.2019, 14:23
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Re: non swiss homeowners- what happens if you leave

A lot will depend on the bank if you have a mortgage on the property.

Tax on selling will depend on Canton, but most in my experience face higher taxes the less time you've held the property.
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Old 01.10.2019, 16:58
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Re: non swiss homeowners- what happens if you leave

I have known several people who were informed by their mortgage provider that they could no longer afford the mortgage on the non-swiss salary (given they needed to rent or buy in the country they were moving to) and so were asked to repay the mortgage
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Old 01.10.2019, 17:05
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Re: non swiss homeowners- what happens if you leave

Quote:
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I have known several people who were informed by their mortgage provider that they could no longer afford the mortgage on the non-swiss salary (given they needed to rent or buy in the country they were moving to) and so were asked to repay the mortgage



This may be so but it is a different aspect and to do with financing the house. The OP wants to know whether, as a non-Swiss he will be forced to sell the house, irrespective of any other parameters, including financing.
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