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Old 16.04.2020, 00:27
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Renter's insurance one year after moving in

Hi everyone!

I have been living in my apartment for 1 year now, without any rental insurance. In the beginning I had too many things on my mind + some family issues, so I kept postponing getting an insurance.
Since I don't want to have too many issues when moving out in a few years, would you know if it's too late to still get a rental insurance now?

Thanks!
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Old 16.04.2020, 06:21
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Re: Renter's insurance one year after moving in

It is not too late, but what do you mean by renters insurance? I would recommend:
third party liability insurance -Haftpflichtversicherung
household insurance - Haushaltsversicherung

and to the join the tenants association - Mieterverband

All three have paid for themselves in our experience as well giving considerable
"peace of mind"
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Old 16.04.2020, 09:25
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Re: Renter's insurance one year after moving in

Yes its no problem in taking insurance now. You may look at offer from IKEA regarding home insurance:


https://insurance.ikea.ch/quotation/...AKER/insurance
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Old 17.04.2020, 00:49
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Re: Renter's insurance one year after moving in

Thank you both for the answers!

Yes, I meant household insurance, which covers some damages in the living space.

I was planning on joining the tenants' association as well, even if I so far I had absolutely no problem with the agency I'm renting from. Would give me some piece of mind in case things go south.

Anyhow, thank you for your answers!
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