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Old 07.08.2020, 21:40
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Re: Bank Valuation of Property

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Our bank clearly thought that our place was worth MORE than the sales price, as they gave us an interest only mortgage (and offered us even more money if we wanted to do renovations) with only 30% in cash.

Tom
As did ours.
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Old 07.08.2020, 21:44
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Re: Bank Valuation of Property

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As did ours.
Therefore it's worrying that people will cough up far more than Bank valuation.
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Old 08.08.2020, 07:01
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Re: Bank Valuation of Property

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Where did you find your valuer? I know HEV do valuations but CHF 350 for a valuation you fill in online is quite steep
Do you have a link for this? 350CHF would be great value. I paid around 1'300 CHF in 2015 from a local guy in Zug that the bank ended up covering.

My German isn't great but I see here 1'800 CHF for a house up to 6 rooms: https://www.hev-zg.ch/fileadmin/sekt...gen_160808.pdf
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Old 08.08.2020, 20:34
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kilns has slipped a little
Re: Bank Valuation of Property

On their website, WŁest do the evaluation and send you a detailed report on the property. For this property we had it done and they concurred with most of the banks valuing it at the lower value, do offer is around the market price and this valuation report was sent along with the offer to show that the offer is geniune and not a insult on the asking price.

Awaiting response on offer
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