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  #81  
Old 06.09.2020, 08:08
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Re: General property buying question(s)

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We have a house that could do with some updating now. We got some quotes recently and have only just picked ourselves up off the floor. CHF 6,500 for a glass splashback in the kitchen, CHF 12,500 to replace french doors to the garden, and an unbelievable CHF 80,000 minimum to replace the garden terrace (about 30 sq m) and fit a cover over an external staircase! The house is set back from the road and the garden is elevated There's an access pathway although not big enough for a crane. The extortionate cost of redoing the garden terrace did not include the cost of a helicopter (wth??) to bring the materials in.
Without seeing what is required although they are large numbers it might not be that outrageous for a particular company. We all have our basic pricing structure but today more than ever you need to factor in the client and how difficult they will be to deal with which has a direct impact on cost to complete the work.

There are Swiss firms that prefer not to deal with foreign clients as they are generally more complicated than the Swiss and as they are polite the offer they make is their way of saying, I really don't want this job. ZH number plates in GraubŁnden will also impact the price depending on what car they are attached to!

The problem for those of us with companies is that people no longer buy a product or service, they only buy a price. Covid has made this problem worse as people spend more time at home their wishlist of projects grows which they want multiple options and offers on without any thought on how much time or cost it takes to calculate this. If you are serious then take the time to write a job scope and print pictures showing details as this will save them time and you money.

The above is a general information and not directed at the OP.
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  #82  
Old 06.09.2020, 10:31
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Re: General property buying question(s)

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There are Swiss firms that prefer not to deal with foreign clients as they are generally more complicated than the Swiss and as they are polite the offer they make is their way of saying, I really don't want this job. ZH number plates in GraubŁnden will also impact the price depending on what car they are attached to!

.
I disagree to a certain extent as you can still get outrageously high offers through Renovera and other quote companies where the clients do not approach any particular company for a quote but companies can chose whether to offer a quote.

The salient point here is that the companies only see the outline of the work required and not the client's personal details so they have no idea of whether they are foreign or not.

There are some companies that are expensive as they are large and have high overheads. Others may, or may not want the work - but I'm not sure about the truth in this - why can't they just say they are busy?

There are others who are out to get as much as they can.

There are those who offer a fair price for the work requested.
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  #83  
Old 06.09.2020, 17:29
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Re: General property buying question(s)

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I was reading an article today (might have been on Swissinfo) and because of Covid chalets and mountain apartments have taken off in a big way. City dwellers seem to want to have an eerie in the mountains to escape city life after lockdown.
Yes here is the text-

The demand for second homes and detached houses in Switzerland has been increasing since the easing of Covid-19 restrictions.



Real estate professionals are seeing a renewed interest in chalets and other holiday apartments. The trend is benefiting smaller tourist destinations in particular. According to WŁest Partner, the price of second homes in Switzerland has risen by 3.6% over the past 12 months.

The demand for detached villas also increased this summer: 14% across the country and up to 25% in small and medium-sized towns such as Fribourg, Neuch‚tel and Sion.



The fear of a second wave seems to play a role with some Swiss seeking to avoid being confined in an apartment in the city centre. According to geographer Pierre Dessemontet, there is also a need for more space for teleworking and a garden or patio for leisure activities.
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  #84  
Old 06.09.2020, 18:48
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Re: General property buying question(s)

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Without seeing what is required although they are large numbers it might not be that outrageous for a particular company. We all have our basic pricing structure but today more than ever you need to factor in the client and how difficult they will be to deal with which has a direct impact on cost to complete the work.

There are Swiss firms that prefer not to deal with foreign clients as they are generally more complicated than the Swiss and as they are polite the offer they make is their way of saying, I really don't want this job. ZH number plates in GraubŁnden will also impact the price depending on what car they are attached to!

The problem for those of us with companies is that people no longer buy a product or service, they only buy a price. Covid has made this problem worse as people spend more time at home their wishlist of projects grows which they want multiple options and offers on without any thought on how much time or cost it takes to calculate this. If you are serious then take the time to write a job scope and print pictures showing details as this will save them time and you money.

The above is a general information and not directed at the OP.
I note your comment that your response was not aimed at me personally, but on a point of clarification, akthough I am British my husband is Swiss. The quotes given on our window and the splashback in the kitchen were from the same company. We had to replace a glass door and they quoted on that and we had the work done, so I don't really see we were putting them to a great deal of trouble as they were here anyway.

I certainly think the landscaping company simply didn't want the work. They were doing a neighbour's garden and we asked for someone to have an initial look at ours. As soon as 80k was mentioned we said that we had no intention of paying that much. The Contractor simply commented that he didn't blame us and finished his after lunch coffee chatting away to my husband.

I do take your point though, as it is easy to casually ask for a quote on something without recognising the effort involved. Unfortunately it's not easy to guage what things should cost. We have an apartment in Klosters and in general find that work on that costs far less than in Zurich. We had a sun blind fitted there for half the cost of a quotation here for the same size blind for example.

I find my husband being Swiss has less impact on favorable quotes in ZH than it does in Klosters, where it's definitely an advantage that he's a mountain boy too. His ability to speak Italian is also very helpful, although I have to say that asking people for a premium amount simply because they are foreigners doesn't seem quite right and could surely run the risk of a company getting the reputation of being overly expensive. Why wouldn't a company simply say that they don't want the work?

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  #85  
Old 07.09.2020, 12:21
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Re: General property buying question(s)

If I see an advert on Homegate and use the "I am interested" message (even if I know that I won't maybe buy that particular property). What will happen next?
I won't start getting countless phone calls from the seller, will I?
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  #86  
Old 07.09.2020, 12:28
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Re: General property buying question(s)

Imagine I have a ground floor property, so the patio area belongs to me. Who does the garden area belong to then? Everybody in the building? Could I for example do some fitness activity on the grass? How about with 5 people from the dorf without any equipment?

One random example-

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Old 07.09.2020, 12:29
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Re: General property buying question(s)

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If I see an advert on Homegate and use the "I am interested" message (even if I know that I won't maybe buy that particular property). What will happen next?
I won't start getting countless phone calls from the seller, will I?
Some real estate agents can be hyenas and don't understand the meaning of the word no.

But I have also looked at places, decided it was nothing for me, told them so politely, and walked away without being subjected to follow-up calls.

The former type come across as desperate and this is all the more a reason to avoid doing business with them.
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  #88  
Old 07.09.2020, 12:36
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Re: General property buying question(s)

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Imagine I have a ground floor property, so the patio area belongs to me. Who does the garden area belong to then? Everybody in the building? Could I for example do some fitness activity on the grass? How about with 5 people from the dorf without any equipment?

One random example-

The land under a multi-apartment building (including the garden, parking lots etc) belongs to all owners jointly, with the percentage stakes being divided according to some key. Typically the more expensive and larger appartments have a bigger stake than the smaller ones but this is something that is laid out in the land registry and in your sales contract.

But independent of this there is the usufruct. So just because everybody else owns some percentage of your parking lot and you of theirs, this does not mean you can park on their lot or they on yours. Similarly, the usufruct of the garden typically belongs to one party, typically the people on the ground floor. In other words, the people who own the usufruct may treat the garden as their own, even if technically it's not their freehold.

In some houses, the garden may instead be treated as a communal area and will be maintained by a gardener who will be payed out of the community fees. In the same way that the maintenance of the lift and the electricity for the lights in communal areas are payed out of the same pot.

So best to ask the seller or the agent.
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Old 07.09.2020, 13:13
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Re: General property buying question(s)

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I won't start getting countless phone calls from the seller, will I?
Depends on how desperate the seller is. You may get added to mailing lists for adverts; for hot property you barely get a response and may need to call again; for properties not sold for 2 years you may have an estate agent calling you


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Imagine I have a ground floor property, so the patio area belongs to me. Who does the garden area belong to then?
That's usually specified in the sale, and you need to clarify with the estate agent. Often ads are not clear about that. But for this type of property most likely the garden is a communal garden and you don't have rights to make any changes or make more use of it than the rest of the building co-owners
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Old 09.09.2020, 08:15
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Re: General property buying question(s)

1- Given the option would you say it is better to have a house than a flat? As you basically own the actual land too?


----


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2̶a̶-̶ A̶r̶e̶ t̶h̶e̶r̶e̶ e̶x̶p̶e̶r̶i̶e̶n̶c̶e̶d̶ a̶d̶v̶i̶s̶e̶r̶s̶ w̶h̶o̶ c̶a̶n̶ a̶d̶v̶i̶c̶e̶ o̶n̶ f̶i̶n̶a̶n̶c̶e̶ +̶ b̶u̶y̶i̶n̶g̶ p̶r̶o̶p̶e̶r̶t̶y̶ +̶ t̶a̶x̶ i̶m̶p̶l̶i̶c̶a̶t̶i̶o̶n̶s̶. A̶l̶l̶ i̶n̶ o̶n̶e̶?̶ N̶o̶t̶ p̶e̶o̶p̶l̶e̶ w̶h̶o̶ w̶a̶n̶t̶ t̶o̶ s̶e̶l̶l̶ t̶h̶e̶i̶r̶ p̶r̶o̶d̶u̶c̶t̶ o̶r̶ g̶e̶t̶ c̶o̶m̶m̶i̶s̶s̶i̶o̶n̶ b̶y̶ r̶e̶c̶o̶m̶m̶e̶n̶d̶i̶n̶g̶ i̶n̶v̶e̶s̶t̶m̶e̶n̶t̶ o̶p̶p̶o̶r̶t̶u̶n̶i̶t̶i̶e̶s̶.

2̶b̶-̶ I̶f̶ I̶ a̶m̶ i̶n̶t̶e̶r̶e̶s̶t̶e̶d̶ i̶n̶ p̶r̶o̶p̶e̶r̶t̶i̶e̶s̶ i̶n̶ C̶a̶n̶t̶o̶n̶-̶X̶, t̶h̶e̶n̶ b̶e̶t̶t̶e̶r̶ t̶o̶ f̶i̶n̶d̶ s̶o̶m̶e̶o̶n̶e̶ f̶r̶o̶m̶ C̶a̶n̶t̶o̶n̶-̶X̶, c̶o̶r̶r̶e̶c̶t̶?̶ O̶R̶ s̶o̶m̶e̶o̶e̶n̶ f̶r̶o̶m̶ Z̶H̶ w̶o̶u̶l̶d̶ b̶e̶ o̶k̶ t̶o̶o̶ f̶o̶r̶ g̶e̶n̶e̶r̶a̶l̶ a̶d̶v̶i̶c̶e̶?̶

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  #91  
Old 09.09.2020, 11:22
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Re: General property buying question(s)

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1- Given the option would you say it is better to have a house than a flat? As you basically own the actual land too?
My preference would be a small house as you can control the costs better. With an apartment you have the communal charges etc.
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  #92  
Old 09.09.2020, 11:34
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Re: General property buying question(s)

We have 400m2 of private garden with a ground floor flat.
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Old 09.09.2020, 11:36
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Re: General property buying question(s)

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My preference would be a small house as you can control the costs better. With an apartment you have the communal charges etc.
Also on a house, if you are so inclined and have the ability and time, you can do DIY and so save some (a lot of?) money vs professional builders. In communal blocks they will often insist on calling a professional for even the most trivial of repairs.

On the other hand, even the smallest of houses will probably be very costly, making an appartment the only option that is achievable for many of us.
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Old 09.09.2020, 11:53
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Re: General property buying question(s)

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On the other hand, even the smallest of houses will probably be very costly, making an appartment the only option that is achievable for many of us.
I have seen few nice houses with small garden in the 300,000 price range, I could technically pay cash if I had to. The only catch is that it is in non-popular places. Which for me is ok as I like being away from people

Based on the wages of people who post here, that must be weekend pocket change anyway
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Old 10.09.2020, 20:15
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Re: General property buying question(s)

Some properties on Homegate etc have "Reserved" label on them. How does one reserve the property? Does reserving mean that you definitely buying or kind of asking the seller to hold on for you till you make a final decision?

Btw I asked a seller/their agent for some additional info on a property that has been on the market for a year. One day later no reply. Is that normal?
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Old 10.09.2020, 20:20
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Re: General property buying question(s)

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Some properties on Homegate etc have "Reserved" label on them. How does one reserve the property? Does reserving mean that you definitely buying or kind of asking the seller to hold on for you till you make a final decision?

Btw I asked a seller/their agent for some additional info on a property that has been on the market for a year. One day later no reply. Is that normal?
They have made an offer that has ben accepted, probably a 70% chance it will go ahead.
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Old 21.09.2020, 08:10
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Re: General property buying question(s)

Contacted an agent by email more than 2 weeks ago with some questions, till now no reply! House has been on market 1 year!
With an agent like that it will probably never sell
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Old 21.09.2020, 08:38
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Re: General property buying question(s)

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Contacted an agent by email more than 2 weeks ago with some questions, till now no reply! House has been on market 1 year!
With an agent like that it will probably never sell
You never know...

In my experience, agents with listings for houses which have been on the market a long time can become frustrated. It is as though they have basically given up on selling the property and get quite lazy. Every inquiry is seen as a waste of time. That was our recent experience with a house that had been on the market well over a year. I can finally say that I have definitely had the worst experience with this particular real estate agent.

Of course one has to ask why a property is on the market over a year. Sometimes it has been sold and the agent simply has forgotten to delete the listing.

Email is not always the best way to contact an agent. You can find out a lot more in a telephone conversation.

If you wrote in English, and the agent doesn't speak English, there is a chance they will ignore you.
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Old 21.09.2020, 09:12
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Re: General property buying question(s)

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You never know...

In my experience, agents with listings for houses which have been on the market a long time can become frustrated. It is as though they have basically given up on selling the property and get quite lazy. Every inquiry is seen as a waste of time. That was our recent experience with a house that had been on the market well over a year. I can finally say that I have definitely had the worst experience with this particular real estate agent.

Of course one has to ask why a property is on the market over a year. Sometimes it has been sold and the agent simply has forgotten to delete the listing.

Email is not always the best way to contact an agent. You can find out a lot more in a telephone conversation.

If you wrote in English, and the agent doesn't speak English, there is a chance they will ignore you.
I had the same experience, but in that case the agent knew that the house was overpriced and would not sell in the market but the seller refused to lower the price so the agent was not motivated to do work for nothing.

If the price seems low, but property remains on sale for a while, there could be some fundamental problem which means the house is overpriced. True bargains tend not to stay on the market for very long, let alone over a year!

Last edited by Phil_MCR; 21.09.2020 at 10:40.
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Old 21.09.2020, 09:51
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Re: General property buying question(s)

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I had the same experience, but in that case the agent knew that the house was overpriced and would not sell in the market but the seller refused to lower the price so the agent was not motivated to do work for nothing.

About half of all agents are simply lazy and arrogant, not willing to move a finger (except in matters related to cashing in the provision).


One fairly famous Swiss agency is as ridiculous as to demand potential buyers to first visit the property before handing out the exact floorplans. At the same time they love to cheat by adding up every enclosed square meter (garage included) to "living space". What makes them think that customer who drove for 3 hours just to find out that a stinky room without windows has been counted as "living space" is beyond me.



And don't get me started on insurance policies / building maintenance records etc.


It's not as if those papers are not available, at times when property is represented by multiple agents the "expose's" are so different that you immediately see which one of the agents is really caring about sale and which ones are just "fishing for a contact" without willing to do a damn thing.
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