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Old 21.08.2020, 17:13
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General property buying question(s)

I was window shopping online and I saw an advert for a 5 room house for CHF200,000. I thought it sounds too cheap for Switzerland, then in the description I read- "OHNE GRUNDSTÜCK".

What does that mean? You buying the house without the land that it sits on? How does that work and what is the point in buying a house like that?
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Old 21.08.2020, 17:19
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Re: General property buying question(s)

You buy a plot and then you put the house on it
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Old 21.08.2020, 17:20
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Re: General property buying question(s)

Most such ads mean that you have to dismantle the house and move it to a piece of ground that you own.

You see this now and again with buildings of historical interest.

Or where the seller wants someone else to pay for the cost of getting rid of his old eyesore before putting up another eyesore a multi family concrete box.

Or it's just a builder's plan - as Roegner says, you find your own ground and then build.

200K is an odd figure. More than one would expect to pay for most dismantling projects, but less than (most) new construction. Care to link the ad?



There is also a form of property called Baurecht, where you buy the house and a lease on the land on which it sits, usually something counting backwards from 99 years. The fewer years remaining on the land lease, the less the house is worth. But that is genenerally clearly described as Baurecht (or whatever the F, I terms would be), not sold as 'ohne Grundstuck'.
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Old 21.08.2020, 17:38
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Re: General property buying question(s)

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Care to link the ad?

https://www.homegate.ch/kaufen/3000564005
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Old 21.08.2020, 17:47
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Re: General property buying question(s)

As it says in the advert, you buy it, you dismantle it and put it on your land. But, apparently you need to do that yourself: Vorplanung zum Wiederaufbau
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Old 21.08.2020, 17:54
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Re: General property buying question(s)

Lot of the property adverts have hardly any photos showing all the rooms!
For example this one has 4 rooms apparently! Do you think for 250k it is good value?
https://www.homegate.ch/buy/3000576052
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Old 21.08.2020, 17:57
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Re: General property buying question(s)

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Lot of the property adverts have hardly any photos showing all the rooms!
For example this one has 4 rooms apparently! Do you think for 250k it is good value?
https://www.homegate.ch/buy/3000576052
Did you read the ad?

It's located in a campground, CHF 500/month rent for the spot.

Tom
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Old 21.08.2020, 17:58
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Re: General property buying question(s)

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Lot of the property adverts have hardly any photos showing all the rooms!
For example this one has 4 rooms apparently! Do you think for 250k it is good value?
https://www.homegate.ch/buy/3000576052
Am I reading correctly that you have to rend the terrain from the camping place for 500/month? Gsteig is a lovely spot however. Love going up to Rougemont-Saanen-Gsteig (less so Gstaad, too many wealthy and wealthy-wannabes flaunting themselves).
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Old 21.08.2020, 19:38
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Re: General property buying question(s)

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Did you read the ad?

It's located in a campground, CHF 500/month rent for the spot.

Tom

I thought I had What is the CHF200k for then? For owning the wooden shed on it? Looks like I will have to retire in Southern Europe!
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Old 31.08.2020, 17:40
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Re: General property buying question(s)

Once in a while I come across properties like this one. Any catch? For one person it is plenty and I could redo the interior completely.

https://www.homegate.ch/buy/3000116123
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Old 31.08.2020, 17:43
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Re: General property buying question(s)

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Once in a while I come across properties like this one. Any catch? For one person it is plenty and I could redo the interior completely.

https://www.homegate.ch/buy/3000116123
running/management costs?
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Old 31.08.2020, 17:51
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Re: General property buying question(s)

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I thought I had What is the CHF200k for then? For owning the wooden shed on it? Looks like I will have to retire in Southern Europe!
More or less yes. Sounds high to me as you could probably get a new one for about that if not less.
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Old 31.08.2020, 18:13
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Re: General property buying question(s)

If I move to a mountain town and the postcode does not show up on UPC/Sunrise/Swisscom internet landline check. What would I do then?

Mobile internet only Wireless hotspot/tethering to my desktop PC?
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Old 31.08.2020, 18:15
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Re: General property buying question(s)

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Once in a while I come across properties like this one. Any catch? For one person it is plenty and I could redo the interior completely.

https://www.homegate.ch/buy/3000116123
It‘s a one-room flat (30sqm) in the middle of nowhere in need of renovation. Those are the catches...
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Old 31.08.2020, 19:13
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Re: General property buying question(s)

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What is the CHF200k for then? For owning the wooden shed on it?
Yes.

Tom
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Old 31.08.2020, 19:21
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Re: General property buying question(s)

My wife wanted a rustico, most were in the middle of nowhere, along dubious roads, 1 hour away or more.

Finally found one 4 km away, only 200m of sometimes dubious road (but fine with our 4x4 Panda and Maverick), 5mx11m outside, 4mx10m inside, 300m2 of land, the rest public forest, nearest neighbor 900m, CHF 90K!

Negatives are needs photo-voltaic (which is fine for most of the time) or generator (for the lawn mower and weed-whacker), and water is collected rain water, but there is a spring 200m away with safe drinking water.

Tom
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Old 31.08.2020, 20:46
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Re: General property buying question(s)

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It‘s a one-room flat (30sqm) in the middle of nowhere in need of renovation. Those are the catches...
Their is road just outside, I am one person. Less people the better I find. The view is amazing. I can renovate the interior easily myself.
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Old 31.08.2020, 20:48
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Re: General property buying question(s)

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running/management costs?
Yep. We looked at buying a similar sort of place in Davos about 3 years ago for 180k in what I guess was a former hotel. Granted it had a swimming pool and a few other communal bits. With 20% down I got the all in costs to about CHF 1,000 a month, most of which was service charges and sinking fund.
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Old 31.08.2020, 20:49
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Re: General property buying question(s)

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My wife wanted a rustico, most were in the middle of nowhere, along dubious roads, 1 hour away or more.

Finally found one 4 km away, only 200m of sometimes dubious road (but fine with our 4x4 Panda and Maverick), 5mx11m outside, 4mx10m inside, 300m2 of land, the rest public forest, nearest neighbor 900m, CHF 90K!

Negatives are needs photo-voltaic (which is fine for most of the time) or generator (for the lawn mower and weed-whacker), and water is collected rain water, but there is a spring 200m away with safe drinking water.

Tom

So no electricity line comes to your house? I guess no land internet line either?
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Old 31.08.2020, 20:54
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Re: General property buying question(s)

Any views on St. Niklaus? That region appeals to me too.
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